I have a conundrum. I have a lovely house which we have extended into the attic and sides and rear. We did the work, it's lovely and has everything I want - double ovens, underfloor heating, well insulated, lovely windows, you get the idea. It's a 4 bed and 2 bathrooms one with a shower and 1 with a bath. Large garden that is hard to maintain, lovely views though. We both work long hours and pressurised jobs and I am heading towards 50... Decent pensions. Over 20 years left on the mortgage at the minute . However we still have some loans we would like to clear and a large mortgage, part of which will renew in January 2027 and will likely increase by £100 mth. We could sell and purchase a nice house we like in a similar area but even nicer location close to lots of lovely outside space. It's a 3 bed though and one bathroom with a bath and one toilet. The space downstairs is similar except it has one less living area - which we currently use in our house for the kids games space. And less storage and smaller garden. But - if we move we would clear some loans and the part of the mortgage that's going up in January and be better off by around 600 mth. We earn good salaries but this money would free up options to travel more with our kids, eat out more which we like, save more.... We would also have 50k leftover which would invest in long term bonds. Our kids are tween and young teen. We love the idea of downsizing the mortgage and loans and having more financial freedom but are scared we would regret the downsize.... Has anyone done this, did you regret your move or has it made life better? Any insight appreciated.