I’m dealing with a UC overpayment and they’re now questioning transactions on my bank statements. I made notes for them - books, clothes, hairdressers etc.
UC didn’t even cover my rent or basic living costs. (I used savings to cover the difference, overdraft and occasional help).
I never bother keeping record these transactions.
Sometimes I’d pay for things upfront (credit, klarna etc) and my boyfriend would later pay me back. It wasn’t income, just reimbursements or help.
We do NOT have combined finances at all, we dont live together and the relationship is very volatile (we break up a lot).
Can DWP treat that kind of money as income?
And can they question spending that is not technically covered by UC.
I understand that if i was reckless with money I get from them they had the right to question it, but not money gifts from others.