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Council tax bill - is this wild or are yours insanely high too?

440 replies

Notmycircusnotmyotter · 01/05/2026 12:14

My local council took £232 in direct debit today for council tax. I'll be honest, I don't budget to the pound, so was shocked when I saw it and assumed they had wrongly taken off my single person discount. But nope. £232 is what 75% of the council tax charge is for my 3 bed terrace.

WTAF. This feels insanely high.

please don't tell me all about bankrupt councils and adult social care. I've heard it. I know.

My point is how are ordinary people paying these sorts of bills? I'm a single parent of two on a decent wage and it stings.

OP posts:
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catsarekeytohappiness · 01/05/2026 17:23

Jamesblonde2 · 01/05/2026 16:34

Yes, mine begins with a 4!

Putting aside care of the elderly, the vast vast majority is paid out due to feckless people failing to bring up their children properly. Police/social services/fire brigade…….

They cost society a fooking fortune.

Adult social care makes up the majority of it. The rest is pennies in comparison.

I don’t think ‘poor parenting’ causes the bulk of fire brigade or police call outs.

PhaedraTwo · 01/05/2026 17:23

catsarekeytohappiness · 01/05/2026 17:18

It depends on the job. Some jobs are actually higher in the public sector now than they would be in the private. And you’re usually guaranteed a raise every year.

Edited

Plus pension contributions unheard of in the private sector.

ConstantlyPeeing · 01/05/2026 17:20

Council tax is the one bill I hate the most. Mainly because I can't really control it. I live alone and with the single person discount it's still about £175 per month which seems such a huge number now I have retired. I live in a 3 bed (ha) new build which is very modest. Two tiny doubles and a single. I don't even live in an area with a ton of facilities. The grass never seems to be cut enough by the councils now which pisses me off given how high the bill is. Very annoying when trying to walk the dog.

I want to move house at some point and I will actually take the council tax into account for the first time. Prior to this it has never been a consideration but now it is. It's the bill i really hate paying as I am on a tight budget now and is just seems disproportionately high.

BotterMon · 01/05/2026 17:19

At least it's only 10 months a year. Mine is crazy high and it pisses me off that I pay more than my neighbours who are in a lower band than us but have done massive extensions and added 3 more bedrooms but not been rerated.

catsarekeytohappiness · 01/05/2026 17:18

Hereforthecommentz · 01/05/2026 17:11

Public sector pay is shite compared to private. Granted we get decent pensions, that just about makes up for it.

It depends on the job. Some jobs are actually higher in the public sector now than they would be in the private. And you’re usually guaranteed a raise every year.

Hereforthecommentz · 01/05/2026 17:17

Rqi · 01/05/2026 14:16

My council tax bill for the year just breached 4 grand 😱. Cookie cutter older new build estate type house. Not a mansion, not a million pound house, nothing like that.

I don’t even want to her the BS about adult social care. My mum lived nearby. She died of cancer 6 weeks ago and all the care was done by me and other family members. Council were useless. Called up saying “please can we not come today”. The CHARITY hospice were the people who actually visited and helped us and then accepted us as an inpatient. So I do begrudge paying massive amounts for “adult social care”.

The council only pick up bins once every 3 weeks. They don’t fix potholes. The tip is booking only and lots of things are chargeable.

as far as I’m concerned, my council tax is legalised robbery. I can’t fathom how such robbing is allowed.

Crikey that's a ripoff! 3 bed house here SE just over 200 per month. Our bins are collected weekly. Out council are pretty good at balancing the books. They are going to amalgamate with other councils soon so I expect it will all go to pot then.

Tulipvase · 01/05/2026 17:16

KnickerlessParsons · 01/05/2026 17:13

why would just 2 of the 27 houses in our street be band F when the other 25 are band E?
There are two designs of houses in the street, but lots of the houses (all?) have been extended or otherwise modified over the years. It seems odd that just 2 are in band F.

Ask for it to be reviewed. Houses only normally change bands due to extensions etc, when they are sold.

I had a review of a property a few years ago and the band was moved up and I got a rebate of the over payments.

DreamyScroller · 01/05/2026 17:15

Malasana · 01/05/2026 16:51

The Council does not decide property splits and rebanding - the Valuation Office Agency does. Your council is just the billing authority and has to bill in accordance with the entries and bandings on the valuation list.

Well okay, whatever. My point is that we got a £4000 + council tax bill out of the blue.

KnickerlessParsons · 01/05/2026 17:13

why would just 2 of the 27 houses in our street be band F when the other 25 are band E?
There are two designs of houses in the street, but lots of the houses (all?) have been extended or otherwise modified over the years. It seems odd that just 2 are in band F.

Hereforthecommentz · 01/05/2026 17:11

Notmycircusnotmyotter · 01/05/2026 12:22

all of us paying for those public sector salaries

Public sector pay is shite compared to private. Granted we get decent pensions, that just about makes up for it.

igelkott2026 · 01/05/2026 17:10

Mine is just under £300 - next year it will go over I am sure.

What do I get for it? Streetlights/bin emptying and the library which I have recently started using again.

PhaedraTwo · 01/05/2026 17:02

I'm in Band F - £358 per month for a 2 bedroom flat.

Do you not have any street lighting? No road repairs?

The street lighting is poor and some of the roads are so badly potholed I plan routes to avoid them. But I take your point, it pays for the infrastructure as well as the services you use personally.

Tulipvase · 01/05/2026 17:00

Notmycircusnotmyotter · 01/05/2026 12:22

all of us paying for those public sector salaries

Yes, damn all those pesky social workers and OTs.

Malasana · 01/05/2026 16:59

Miranda65 · 01/05/2026 13:32

Do you live in a Labpur council area, OP? I do, which is why my Council Tax has been very high for the last 30+ years. The only service I use is having the bins emptied but, unfortunately, it's part of the principle of taxation that we have to pay for services we may personally not be using (schools, social care etc).

Do you not have any street lighting? No road repairs? You do know the police and fire service get a percentage don’t you? I’m sure you’d expect the fire brigade to come to you if your house was on fire. What about the care you may need when you’re older? Does your council not have any parks that you’ve walked through ever? They maintain those. Crematorium? That’s the council as well.
Your council tax pays for so much more than refuse collection.

Malasana · 01/05/2026 16:51

DreamyScroller · 01/05/2026 13:07

Top this:

We live an annexe to a larger property. We found the place from a family we knew who had lived here and were moving out. They never paid council tax.

When we moved in two years ago, our contract stated that our council tax would be covered by our rent, as it was considered part of the larger property owned by the landlord.

Two years in, the council randomly decided to reclassify our home as a separate property liable for council tax, and also to backdate it to when we moved in.

Because of this, out of the blue, we've had an over £4,000 council tax bill which, with back payments and the coming year's installments, works out at £811 a month.

No subsidies. No compromise.

Thankfully, our landlords have agreed to pay the backdated amount up until this year, in honour of the original contract, but it's come as a shock to them too.

Our share is still over £300 a month.

The Council does not decide property splits and rebanding - the Valuation Office Agency does. Your council is just the billing authority and has to bill in accordance with the entries and bandings on the valuation list.

Malasana · 01/05/2026 16:45

HoskinsChoice · 01/05/2026 12:27

What does this mean? Do people who work in the public sector not deserve to be paid?

No, we should work for free obviously.

If it makes people feel any better, in real terms we’ve actually had year on year pay cuts.

Dawnintheageofaquariams · 01/05/2026 16:41

Notmycircusnotmyotter · 01/05/2026 12:37

It's just so much! In my head it was about £150 and I made peace with that.

Is there a plan by government
at all except to squeeze and squeeze us until we just give up?

Wilson/Callaghan economics again...and where did that end up?

Jamesblonde2 · 01/05/2026 16:36

And then we do our own 6 bin/bag rubbish arrangements too……we are absolutely robbed.

Notmycircusnotmyotter · 01/05/2026 16:36

I would be really interested to see the numbers when it comes to investment of all the taxis to SEND provision vs the cost of additional SEND schools. I know it isn't the simple.

OP posts:
Jamclag · 01/05/2026 16:35

https://www.theguardian.com/society/2025/sep/12/cost-of-place-in-childrens-care-homes-in-england-hits-almost-320000-a-year

The cost of contracting out to private companies for the care of looked after children and other services is what makes me the most angry. We are all being ripped off to a ridiculous degree. I really don't mind paying my fair share for vital public services (ours is 400 plus a month) but I hate lining the pockets of greedy venture capitalists and other opportunists because multiple government's have failed to plan for and implement sustainable long term solutions.

Cost of place in children’s care homes in England hits almost £320,000 a year

Private firms’ profits soar, watchdog says, as prices nearly double in five years

https://www.theguardian.com/society/2025/sep/12/cost-of-place-in-childrens-care-homes-in-england-hits-almost-320000-a-year

myhorriblehands · 01/05/2026 16:35

Ours is £283, I think it’s disgusting!

Notmycircusnotmyotter · 01/05/2026 16:34

MidnightMeltdown · 01/05/2026 15:02

I thought the council tax rise was capped around 5%. How can it possibly have jumped that much?

Oh it hasn't, I just moved from Wandsworth (lowest in the country under long term Tory rule, creeping up now under Labour) to Surrey and hadn't truly registered the difference

OP posts:
Jamesblonde2 · 01/05/2026 16:34

Yes, mine begins with a 4!

Putting aside care of the elderly, the vast vast majority is paid out due to feckless people failing to bring up their children properly. Police/social services/fire brigade…….

They cost society a fooking fortune.

PinkElephants356 · 01/05/2026 16:34

What annoys me is that the government make a big deal of the cost of living struggles people have due to their increased energy and water bills, but council tax has always been and will always be our households biggest bill and we can’t exactly control usage or shop around to lower the cost. They seem to disregard the fact that council tax is a major outgoing for households and has a huge impact on cost of living and far more in my opinion than utility bills!

zeddybrek · 01/05/2026 16:33

It's social care, the bill is rising and is eye watering. I know of one private operator of childrens care homes getting £21,000 a week to look after one child with complex needs. All funded via the Council. There are many of these children. Social care needs a long term plan but politics is very short term. Sorry not the point of your thread but it explains why council tax is rising and will continue to do until Councils build care homes and run them.