Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

DH has just revealed that he has nothing to show from 30k inheritance

370 replies

Booboomylove · 30/04/2026 22:46

My DH and I have been together for 5.5 years and married for just over 6 months. We both own our homes and he moved in with me after a year together. His house is currently rented out. I like to think that I’m quite good with money eg getting the best mortgage rate etc, however he has ‘owned’ his home since 2006 and only ever had an interest only mortgage, on a variable rate which has sky rocketed over the last few years. The house is now rented out which at least covers the mortgage and we are going to cut losses and sell.
Last night we were talking about inheritance as a blended family and he said he thought it would go 3 ways between his adult DS, my teenage DD and his DS’s son (age 8). I said no that’s not right, your grandson will get his inheritance via your son, I didn’t get anything directly from my grandparents, did you? DH said yes 15 years ago I got 30k from my Nan!
We have been together 5+ years and I didn’t know this, also we have always discussed how skint we’ve been in the past and it’s like a shared experience that we are respectful of.

Anyway, he is refusing to tell me what happened to the 30k, he says it’s none of my business whereas I think it is something I ought to know about him as his wife eg is he an absolute idiot with money? He’s gone to bed in a mood.

OP posts:
Gwenna · 04/05/2026 20:13

pimplebum · 04/05/2026 19:13

I inherited 30k and it all went on overdraft , bills , credit card and nothing nice but it was great to clear bills and pay off things that had been hanging over me

i had fantasy of holidays and extensions but cost of living and bills in 6 months - 1 year

unless he has a drug or gambling or spending problem id not worry

Well said. It’s the kind of money that can improve life in a decent way/take pressure off but won’t necessarily last very long and won’t massively change it altogether.

Gwenna · 04/05/2026 20:10

Booboomylove · 30/04/2026 22:46

My DH and I have been together for 5.5 years and married for just over 6 months. We both own our homes and he moved in with me after a year together. His house is currently rented out. I like to think that I’m quite good with money eg getting the best mortgage rate etc, however he has ‘owned’ his home since 2006 and only ever had an interest only mortgage, on a variable rate which has sky rocketed over the last few years. The house is now rented out which at least covers the mortgage and we are going to cut losses and sell.
Last night we were talking about inheritance as a blended family and he said he thought it would go 3 ways between his adult DS, my teenage DD and his DS’s son (age 8). I said no that’s not right, your grandson will get his inheritance via your son, I didn’t get anything directly from my grandparents, did you? DH said yes 15 years ago I got 30k from my Nan!
We have been together 5+ years and I didn’t know this, also we have always discussed how skint we’ve been in the past and it’s like a shared experience that we are respectful of.

Anyway, he is refusing to tell me what happened to the 30k, he says it’s none of my business whereas I think it is something I ought to know about him as his wife eg is he an absolute idiot with money? He’s gone to bed in a mood.

Ten years before you got together OP, no he doesn’t need to tell you that.

SheilaFentiman · 04/05/2026 20:09

PurpleSky300 · 04/05/2026 19:38

I find it strange that you're talking about inheritance after only 6 months of being married, and that you think you can tell him who he leaves money to. Very odd and does not bode well.

Talking about wills after marriage and whe
contemplating merging even more assets is perfectly reasonable.

I took OP’s post to mean that whoever died first would leave to the other and then the second to die should provide for both offspring in their will. Rather than her “telling him” how to leave his money.

PurpleSky300 · 04/05/2026 19:38

I find it strange that you're talking about inheritance after only 6 months of being married, and that you think you can tell him who he leaves money to. Very odd and does not bode well.

Doone22 · 04/05/2026 19:30

None of your business.
If he chooses to blow it all on drinking his way round the world it's only a waste if he didn't enjoy it. I don't give a shit what you would do with yours. He's not obligated to tell you anything especially if you give him that attitude.

Pinkie89 · 04/05/2026 19:21

Isitme2026 · 01/05/2026 09:59

i would just say be extra careful with him and your finances. Because he's being cagey about how he spent 30k, because he has a interest only mortgage (suggests instability to me) and his ridiculous maths regarding inheritance.

I’m intrigued to know what proportion of your will his child is set to receive given you’re so opinionated on his?
Personally I wouldn’t expect a step parent to provide for my children, and I certainly wouldn’t expect them to prioritise my children over their own, or their grandchildren.
Your child could potentially receive inheritance from 3 parents/step parents, whilst his child gets half of his inheritance. That doesn’t seem fair at all.

BuildbyNumbere · 04/05/2026 19:15

Apprentice26 · 30/04/2026 22:50

The point is he’s got two kids and you’ve got one that you want to leave things too. It doesn’t get split 50-50.

They have one each … but regardless, it’s 50/50 between each parent and they leave to their respective children!!

pimplebum · 04/05/2026 19:13

I inherited 30k and it all went on overdraft , bills , credit card and nothing nice but it was great to clear bills and pay off things that had been hanging over me

i had fantasy of holidays and extensions but cost of living and bills in 6 months - 1 year

unless he has a drug or gambling or spending problem id not worry

Noodles1234 · 04/05/2026 18:53

I’m not surprised it’s spent as it’s not a huge sum of money, however odd he won’t tell you what he did with it.

SonyaLoosemore · 04/05/2026 18:52

Apprentice26 · 30/04/2026 22:50

The point is he’s got two kids and you’ve got one that you want to leave things too. It doesn’t get split 50-50.

They each have one child and DH also has a grandchild. It should be split 50 50 between the DC.

Myselforsomeonelikeme · 04/05/2026 18:12

I think in this case it probably is none of your business unfortunately. It may be he wants to protect the money he got before you and has it in a seperate account somewhere or it may be he blew it all and is embarrassed to admit to it. Either way if you weren't around at the time it's within his rights to keep the info to himself. That said I would be keeping an eye out for any red flags regarding finances that do directly involve you. Also it's worth remembering that some ppl aren't great with money and that doesn't necessarily make them bad ppl, we all have different skills.

400rider · 04/05/2026 17:55

Talking to a proper wills adviser is the most sensible way here.
Normal, no special rules (the cat gets the house and the premium bonds scenario), usually next of kin to keep it simple.
Our son gets everything, although if he died before we do (his sister has) any living descendants are entitled in equal measure (atm, his son).

My grandmother did leave her post office savings books her granddaughters (my brother, the only grandson got nothing). Five of us got £35 each in 1984.

OPs partners own inheritance isn’t the issue, other than he clearly didn’t use it wisely perhaps. My husband’s inheritance was spent on a Lambretta he couldn’t afford and promptly wrote it off.

Animatic · 04/05/2026 17:53

Most respectfully, none of your business. What exactly fo you want to see of 30k inheriteeld 15 years ago?

Youremyannie · 04/05/2026 17:41

Not sure why you think you can stipulate what he leaves in his will. You're OK for your dd to be included but not his grandson. Delightful.

Plenty of people receive inheritance from grandparents.

He spent the money before he was with you. None of your business

Salyexley · 04/05/2026 17:37

Booboomylove · 30/04/2026 23:01

Thanks all, that was quick! Yes it was a good 10 years before we got together I think. It definitely wasn’t on holidays because he didn’t have a passport, and he has / had a work car. I suppose I’m mostly shocked because that amount of money would have paid such a chunk off his mortgage which is what I would have done!

You can have holidays in the UK you know, you don't need a passport to nip upto Scotland, go to Blackpool, rent a little cottage in Wales etc

FasterMichelin · 04/05/2026 17:32
  1. he’s absolutely right, it’s none of your business and he doesn’t owe you an explanation.

  2. I’d be interested to know if you’re also leaving 50% of your wealth to his son? I don’t see why you don’t leave your share to your son and his share to his child. You’ve only been together 5 years, I don’t think that’s long enough to sacrifice half your wealth to your step children.

IGuessIllbetheFirst · 04/05/2026 17:28

It is very strange that he actually thinks his ds (and ds son) should get 2/3 and your dd only 1/3. When he is not contributing anything it seems? Give your dd everything, I think he is a freeloader who saw you as a good financial catch.

Aiming4Optimistic · 04/05/2026 17:24

I think you were bonkers to marry someone who has done nothing to really secure ownership of his own home (having an interest only mortgage with no plan to pay it off), has blown his inheritance and thinks his child and grandchild should derive more benefit from your money (and let's face it, it will be your money since he's spent all his) than your daughter!

I'd divorce this one while the ink in the marriage certificate is still wet and he can't make a big claim on your assets.

EmeraldShamrock000 · 04/05/2026 17:14

30,000 isn’t a massive amount of money. It was 15 years ago. Why is it any of your business? Why on earth would he be including your DC in his will. It’s also none of your business if he wants to support his grandchildren/nephew or Johnny from the corner shop from his will.
Crazy.
Why you consider leaving anything to his side either.

MissRaspberryRipples · 04/05/2026 17:13

Whatever he inherited and spent before he even met you isn't really your concern. But I think any inheritance to your own child should be a fair split rather than more going to his side of the family than there is to yours

momtoboys · 04/05/2026 17:10

I'm not sure I read this correctly. Your peeved because he won't tell you what he did with money hre received 9 years ago and before he met you? What could that possibly prove? If he spent it on something you don't approve of are you going to LTB?

Lilyflame · 04/05/2026 17:02

Wrong thread

Abricot1983 · 04/05/2026 16:59

Apprentice26 · 30/04/2026 22:50

The point is he’s got two kids and you’ve got one that you want to leave things too. It doesn’t get split 50-50.

Re read the post. It says her daughter, his son and his son‘s son

FriesBe4Guys · 04/05/2026 16:54

I don’t know, why should your daughter get the same as his son when you’ve only been married six months? Don’t lots of people ring fence some inheritance for their own kids when they marry later in life?

I don’t think he really owes you an itemised breakdown of how he spent his money 15 years before you met.

That said, I wouldn’t be very impressed by the interest only mortgage thing, as he could be 20 years into paying it off now.

Throwawaygh · 04/05/2026 16:42

Apprentice26 · 30/04/2026 22:50

The point is he’s got two kids and you’ve got one that you want to leave things too. It doesn’t get split 50-50.

He doesn’t have 2 kids though, he has a son and a grandson. So 50/50 would be a more appropriate split.

Swipe left for the next trending thread