To think saving on Universal Credit is extremely difficult?

I'm sorry you can't understand nuanced points. Perhaps it's because you're not real? Never mind, it's still funny to see your manufactured fury.

Listen to yourself. You are calling the sick/disabled a financial drain. You could be one of them in the blink of an eye.

Oh. And people who work and are on UC DO pay taxes too. You're aware of that, right?

This is such a horrific oversimplification. Or maybe just goady asstwattery.
I’ll rise anyway.
I WAS married, for over 20 years, to someone who was decent, until we got divorced…when he had a personality transplant and left me with 2 children who he only sporadically saw or cared for and paid maintainence when he felt like it.
I then had to get a job that would fit around them and their school hours, which pretty much left me with minimum wage options. Even working 40/50 hour weeks left me unable to pay rent, bills and all their needs. UC was the only option.
I hate taking it. I’ve worked all my life, paid taxes all my life and due to a change in circumstances I now need it.
There were very few assets from the divorce, enough to pay the HUGE divorce fees with the solicitor, (despite wanting the divorce he protracted the process for years so he could run my savings down) deposit on a house rental, buy new furniture and get a second hand car.
I then got seriously ill and couldnt work during treatment.
I make it through every month. Just. But if my car goes, or my cooker, or any other major appliances then I’m stuffed.
But yeah, all UC recipients are just feckless scroungers that want a free ride and should stop whinging about wanting a buffer. I clearly don’t meet your criteria for a human being who would like just a bit of security if things go wrong.

All of the people supporting the fleecing of tax payers to give them more free stuff are net recipients. For some reason, some people believe being a financial drain on the country is something to be proud of.

I don't know anyone on benefits taking in £30k. Did you pluck this from the Daily Mail?
Families getting a lot in benefits have disabled kids. If you feel bitter about that, then give your head a wobble.

It is the same on threads like this. Some of the more vocal posters are not net contributors, and sometimes they are not even working at all. They hide behind their high earning DH.

I love the posts from people taking £30k a year from the tax payers criticising those paying in £17k, sometimes they even claim some sort of self righteous moral superiority.

You are not entitled to squeeze others to this degree, we do not work for you. There was a social contract to provide a safety net for everyone’s benefit, not a long term lifestyle with savings at the expense of tax payers who are losing everything bit by bit. This utter utter selfishness has broken the system, it must end and it will end.
Utterly shameless.

I love the posts from the “I’m struggling to pay my own bills and I’m paying for your benefits!” If they’re on a fairly average wage, they’re not paying anyone’s benefits. They’re probably a net cost themselves.

If you have two children, you’d need to earn £75,000 a year to pay enough tax just to cover the cost of their education - never mind healthcare or any of your own costs.

Those selfish entitled people I speak of are the ones bleeding the tax payer dry, it’s never enough … now complaining it’s difficult to save money we give? Is there not a thought for those funding all this and their families? I just can’t fathom the attitude, I find it hard to believe people actually think like this. Makes me utterly furious.

Entitlement is not always a negative. It's recognition of citizens' entitlements to certain rights (along with a healthy dose of pragmatism) that built the modern welfare state - the NHS, social housing, comprehensive education and, yes, the benefits safety net. Maybe the problem along the way has been that people have forgotten about the entitlement to right to live a dignified life free of poverty; that is why we end up with people (?) like you who'd have us turn the clock back to the days of slum housing and killer preventable disease.

A sense of entitlement means we don't have to worry about having to call the doctor when we're ill, and don't forget it!

It is like the tread where OP was on £100k+ and had to cancel Netflix.
No one is struggling on that money. They have scope to cut down costs, but they wont.

Those "selfish" people you speak of are the sick/disabled, single parents, carers, and people between jobs.... also the carers who look after your elderly relatives, the cleaners in your local hospital, the person bringing you your Amazon delivery etc
You are one accident away from having to go on the Gov website and applying for UC.

Is it really? Nothing to do with highest tax burden since world war 2? Well maybe these excellent budgeters wouldn’t mind standing on their own two feet and let us poor budgeters keep a bit more of the money we earn?
This selfish entitlement is sinking the country, it’s just unbelievable.

It's not looking like it's getting easier for disabled folk, I'm saving every fucking penny in case of a Reform government. It's 6k in your bank, just hoard cash and gold once you hit the limit or get a rich relative to look after it for you.

I may or may not be joking.

Don't bite. It's what they want.

If someone on UC can budget well and save money, then there is no reason why someone that is not on UC can not do the same.
Most of the time, not having anything to save is due to poor money management or spending beyond your means.

Well learn to budget better are you not embarrassed that a person on a 1/3 of your income can save and you can't

Yawn.

The entitlement is just beyond belief, some of the people funding the UC for others can barely afford to pay their mortgage/rent or keep their business afloat let alone save any money. The fact that someone even posted this question shows just how much trouble this country is in.

What people don't take into account is what happens to them if there's an underclass of destitute people without means of support. And that would happen because not everyone has family that will or can help out. Society would be significantly less stable and more dangerous for everyone, and employers more exploitative.

Absolutely. The idea that if you take away benefits from those generationally dependent on them they will just go and get a job is asinine.

It's a bad idea to advocate for an informal or family based or residual welfare system. What people don't take into account is what happens to them if there's an underclass of destitute people without means of support. And that would happen because not everyone has family that will or can help out. Society would be significantly less stable and more dangerous for everyone, and employers more exploitative.

If we had a welfare state that was proactive, preventative and universal, our society would be healthier and more equitable. There are examples of that kind of regime, particularly in the Nordic countries and while they're not perfect, they tend to have better outcomes across various measures than less robust welfare states.

I appreciate that there are various bots and trolls on threads like this. It's interesting to take what they say and think about how we can do better. We don't want to leave welfare policy to those whose philosophy in life is I'm all right Jack!

Take care lovely x

You are obviously having a tough time, many of us both understand, and care. It's often best to step away but look after yourself.