Page 4 | To think saving on Universal Credit is extremely difficult?

FirmGreyMember · 2026-04-28T19:42:46+00:00

It feels like Universal Credit doesn’t really leave much room for saving once basic living costs are covered. I know in theory people say to put even small amounts aside but in practice it seems very difficult when most of the money goes on essentials. AIBU to think there’s very little opportunity to build savings on UC?

ilovesooty · 29/04/2026 22:34

So @GoldebWeasel do you think those unable to work should be on the street then?

XenoBitch · 29/04/2026 22:31

ForWittyTealOP · 29/04/2026 22:28

Snap!

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I earnt £3.50 a week, plus 75p for knowing all the rounds and being available to cover them.
But yeah, I should have been getting some sort of insurance in case I was ill.

XenoBitch · 29/04/2026 22:29

GoldebWeasel · 29/04/2026 22:28

Ha ha, I rest my case.

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Too much work can make people ill. It will catch up with you at some point.

ilovesooty · 29/04/2026 22:29

GoldebWeasel · 29/04/2026 22:20

It’s a shame you can’t recognise the selfishness in this attitude or recognise the anger at the moment from the people keeping the system going. It will soon become hard to ignore. I can assure you that us net tax payers do exist, you just don’t meet us often as we’re working 50 hours a week to keep a roof over your head.

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keep a roof over your head

Do you think people unable to work should be on the streets then?

GoldebWeasel · 29/04/2026 22:28

XenoBitch · 29/04/2026 22:25

50 hours? That is shit and no one should be working that much. That is your choice.

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Ha ha, I rest my case.

ForWittyTealOP · 29/04/2026 22:28

XenoBitch · 29/04/2026 22:26

My first job was a paper round. What insurance was I meant to be getting for that? 😂

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Snap!

XenoBitch · 29/04/2026 22:28

GoldebWeasel · 29/04/2026 22:25

Oh get real, we have the highest tax burden since world war 2 and it’s to pay for benefits.

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Pensions. That is the biggest benefit bill.

ilovesooty · 29/04/2026 22:27

GoldebWeasel · 29/04/2026 22:25

Oh get real, we have the highest tax burden since world war 2 and it’s to pay for benefits.

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Most of the expenditure on benefits is on pensions.

XenoBitch · 29/04/2026 22:26

ForWittyTealOP · 29/04/2026 22:17

Oh do tell 🤣

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My first job was a paper round. What insurance was I meant to be getting for that? 😂

ForWittyTealOP · 29/04/2026 22:26

GoldebWeasel · 29/04/2026 22:20

It’s a shame you can’t recognise the selfishness in this attitude or recognise the anger at the moment from the people keeping the system going. It will soon become hard to ignore. I can assure you that us net tax payers do exist, you just don’t meet us often as we’re working 50 hours a week to keep a roof over your head.

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I don't think so, my robot friend. I own my house outright.

ilovesooty · 29/04/2026 22:26

Nevermind17 · 29/04/2026 22:11

You’re assuming im not a taxpayer and that I’m on benefits because I disagree with hypocritical benefits bashers?

You were wrong on both counts.

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Ditto. Never claimed benefits in my life. I've only had a couple of years out of the workplace due to severe mental illness but I was married then and not eligible for benefits. I was sufficiently fortunate to get rid of a job and marriage that made me ill and get into the workplace again but I might not have been able to. The comments about the ill and disabled make me sick.

XenoBitch · 29/04/2026 22:25

GoldebWeasel · 29/04/2026 22:20

It’s a shame you can’t recognise the selfishness in this attitude or recognise the anger at the moment from the people keeping the system going. It will soon become hard to ignore. I can assure you that us net tax payers do exist, you just don’t meet us often as we’re working 50 hours a week to keep a roof over your head.

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50 hours? That is shit and no one should be working that much. That is your choice.

GoldebWeasel · 29/04/2026 22:25

YoureOnTheRightTrack · 29/04/2026 22:19

If the government got their ass into gear, made businesses pay a REAL living wages, made big business pay their fair share of taxes and supported small businesses so they COULD pay a fairer wage…well then those working ft wouldn’t need to claim benefits.
its not the majority if those on UC, or migrants or any of the other poorer people on here who are draining this country of its wealth. Look up, to the top of the pile, and see where the wealthiest 2% are making their money.
The whole system is buggered. And the people doing this have successfully made us all look in the wrong direction to place the blame.

Oh get real, we have the highest tax burden since world war 2 and it’s to pay for benefits.

GoldebWeasel · 29/04/2026 22:20

ForWittyTealOP · 29/04/2026 22:08

I'm sorry you can't understand nuanced points. Perhaps it's because you're not real? Never mind, it's still funny to see your manufactured fury.

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It’s a shame you can’t recognise the selfishness in this attitude or recognise the anger at the moment from the people keeping the system going. It will soon become hard to ignore. I can assure you that us net tax payers do exist, you just don’t meet us often as we’re working 50 hours a week to keep a roof over your head.

YoureOnTheRightTrack · 29/04/2026 22:19

If the government got their ass into gear, made businesses pay a REAL living wages, made big business pay their fair share of taxes and supported small businesses so they COULD pay a fairer wage…well then those working ft wouldn’t need to claim benefits.
its not the majority if those on UC, or migrants or any of the other poorer people on here who are draining this country of its wealth. Look up, to the top of the pile, and see where the wealthiest 2% are making their money.
The whole system is buggered. And the people doing this have successfully made us all look in the wrong direction to place the blame.

ForWittyTealOP · 29/04/2026 22:17

Fluffordirt · 29/04/2026 22:12

It’s only an issue if they haven’t insured themselves against long term disability. Who wouldn’t have done that? You’d have to be pretty financially irresponsible! I’ve done it since my very first job.

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Oh do tell 🤣

ForWittyTealOP · 29/04/2026 22:17

XenoBitch · 29/04/2026 22:13

How can you tell someone is a bot on here?
I know Reddit is full of them, but I am not sure how it works on here.

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Very slightly AI way of posting, very quick responses and answering point for point always makes me think 🤔

XenoBitch · 29/04/2026 22:13

Fluffordirt · 29/04/2026 22:12

It’s only an issue if they haven’t insured themselves against long term disability. Who wouldn’t have done that? You’d have to be pretty financially irresponsible! I’ve done it since my very first job.

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How can you do that if you were born with a disability?
Or in a low paid job?

XenoBitch · 29/04/2026 22:13

ForWittyTealOP · 29/04/2026 22:11

Only if it malfunctions.

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How can you tell someone is a bot on here?
I know Reddit is full of them, but I am not sure how it works on here.

happybug1234 · 29/04/2026 22:12

Why do people think universal credit is a lifestyle choice? Of course you shouldn’t be able to save money whilst on it…

Fluffordirt · 29/04/2026 22:12

XenoBitch · 29/04/2026 22:07

Listen to yourself. You are calling the sick/disabled a financial drain. You could be one of them in the blink of an eye.

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It’s only an issue if they haven’t insured themselves against long term disability. Who wouldn’t have done that? You’d have to be pretty financially irresponsible! I’ve done it since my very first job.

XenoBitch · 29/04/2026 22:12

GoldebWeasel · 29/04/2026 22:10

The free nursery places I wasn’t allowed access to added up to about £4K a month alone, yet I subsidise them for you. If you think for one minute this is sustainable or you have any moral superiority by taking so much off others, then it’s you who needs to give you’re head a wobble.

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I don't have kids, so you did not subsidise anything for me. But you carry on making assumptions about people on benefits....

Nevermind17 · 29/04/2026 22:11

GoldebWeasel · 29/04/2026 22:00

I love the posts from people taking £30k a year from the tax payers criticising those paying in £17k, sometimes they even claim some sort of self righteous moral superiority.

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You’re assuming im not a taxpayer and that I’m on benefits because I disagree with hypocritical benefits bashers?

You were wrong on both counts.

ForWittyTealOP · 29/04/2026 22:11

XenoBitch · 29/04/2026 22:07

Listen to yourself. You are calling the sick/disabled a financial drain. You could be one of them in the blink of an eye.

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Only if it malfunctions.

GoldebWeasel · 29/04/2026 22:10

XenoBitch · 29/04/2026 22:03

I don't know anyone on benefits taking in £30k. Did you pluck this from the Daily Mail?
Families getting a lot in benefits have disabled kids. If you feel bitter about that, then give your head a wobble.

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The free nursery places I wasn’t allowed access to added up to about £4K a month alone, yet I subsidise them for you. If you think for one minute this is sustainable or you have any moral superiority by taking so much off others, then it’s you who needs to give you’re head a wobble.