To think saving on Universal Credit is extremely difficult?

Do you realise quite how misogynistic that statement is?

I had a relative with schizophrenia. He committed suicide. I have a friend with bipolar who is only alive because she was sectioned twice.

OK. You've made your position very clear. You don't think someone like me is disabled and I don't deserve any disability benefits.

I would like to point out to you - that it's not just about money. It's about if you are on lcwra you don't have to work for a set time period.

I have ptsd because I was stalked and and threatened over quite a significant period of time. It took me three years to get any disability benefits and I'll be off them shortly. With respect. It's not up to you to tell people who have mental health issues that they aren't really unwell

Mental health can kill people as my family know.

Don't you worry, we have ex. bank clerk Reeves in charge of the economy. We're ok.

Certainly not in the same way a person with e.g. MND or MS or other neurological disorders or severe arthritis or limbs missing or stroke affected is. The truth hurts but that is the truth, And these people deserve all of the help.

Well that poster is in charge of the country's economy so no doubt have given the matter some considerable thought. Who are we to argue?

What about people who could afford it then got widowed, or made redundant or disabled, or injured, or had an unwell child they had to care for. But for the grace of god.

Ah right. So people who have mental health issues aren't really disabled.

How are profoundly disabled people being negatively impacted by people who get benefits for mental health conditions - they aren't. If someone qualifies for Pip or lcwra or adp - they'll get it. Even if they need to appeal and go to tribunal.

Me getting adp and lcwra does not stop someone with complex disabilities from qualifying for the same benefits

As I said I have ptsd, depression and anxiety. If you think anxiety is nothing - you've never suffered from it. But what I will say and I have said it on other threads. I was turned down three times by the dwp for lcwra with these conditions. I got it for the fracture

I do get some adp for mental health but not at the highest rate and that was also a time limited award.

You are basically saying that people with some mental health issues should not get disability benefits and they should only go to the profoundly disabled?

The same people you want to tax if they earn over 13k in benefits?

Yes, it can be.
What would be your solution for this?

"Income should be taxed for all."

So yes you want to reduce the support for profoundly disabled people.

Nailed it.

Income should be taxed for all. You say 'profoundly disabled' - I think 'profoundly disabled' people deserve all the help they can get. Unfortunately such people are being negatively impacted by people claiming benefits for being 'disabled' where 'disabled' might mean eg. anxiety or say they cant work as they cant leave the house. Sorry - that is not the same. People are afraid to say it but it's true.

Wow!!

Just going to say that some people on UC do end up with some "savings" by default because they have to battle to get disability benefits and even if they don't - there's a waiting period before your benefits are awarded

I got lcwra after going to tribunal - which was a year after my initial application for it. There was a waiting period so I didn't get a years money backdated - but I got some. It's actually disregarded for a year (it wasn't over 6k or anywhere near it)

I got lwcra after a triple leg fracture -I was initially denied it and was told that I would be fit to work in three months (the tribunal disagreed with that decision).

I certainly wasn't living the high life when I was on basic UC and saving was completely impossible

UC threads always seem to end up the same way. People assuming that people get it very easy and that we sit and scrounge off taxpayers.

There's another thread on the boards right now and I have been told several times by one person that there's really nothing wrong with me and that people on Pip or adp are scroungers living the high life (I suffer from ptsd depression and anxiety due to some life events that happened six years ago).

I've certainly noticed a different tone from people towards me since I got disability benefits (I'm talking about people online). We are all scroungers who live the high life. Go on foreign holidays and have regular beauty treatments. (not sure how I could manage that given that it took me months to be able to walk properly again after the fracture).

In times where I did work and was on UC it certainly wasn't to try and claim more UC. It was because I was working part time jobs and couldn't get consistent better hours

"Obviously taxation is on a scale of income. Eg. an 'income' of under 13k or so pays no tax."

So you want to reduce the support for profoundly disabled people.

“Savings” is subjective. Anyone on here will assume OP expects to be able to save £500+ a month, or whatever amount they save.

It’s not unreasonable for a person on UC to need to save £10 a week so they can buy their child a new pair of shoes because their current pair are too small. They wouldn’t have enough money to buy them in one week, so they’ve got no option but to save for them. Does the taxpayer truly begrudge a child a pair of comfortable shoes, or do they think they should run round barefoot like they did in the 19th century?

Just going to say this. When I was on basic Uc for a long time I did not get energy support. I presume you mean warm home discount. At that time you had to have health issues or a young child. I have only got it over the last few years because I have health issues and despite being on lwcra and adp at the moment I still don't automatically qualify. I have to apply (I'm in Scotland).

Yes I got a proportion of council tax paid but I still had outgoings such as energy bills. Food. Phone bill (you have to have a phone when you are on UC).

Transport was one of the biggest issues - it's pretty expensive here

As far as I'm aware subsided childcare isn't means tested. I'm aware that Uc pay a proportion of childcare(think its 85 per cent) for people on benefits but other families are entitled to free hours as well.

Some people on benefits pay full council tax. It's area dependant

Obviously taxation is on a scale of income. Eg. an 'income' of under 13k or so pays no tax.

As always, first post nails it.

However this doesn't square with the expectation of people who aren't claiming benefits that everyone should always "have some savings".

You can't have it both ways.

Is it? How does a single person running a home on just over 400 pounds a month manage to save? I couldn't do it

It's only some people who qualify for that

No they shouldnt. How do you tax someone on basic Uc getting just over 400 pounds a month

I'm on disability benefits. I certainly don't get the same money as a family working 2.5 full time jobs. Nowhere near it. I probably get under someone working full time at NMW - and a proportion of that is rent

(Also going to say that my disability benefits will be ending shortly as I was given them for a set period of time).

This is or has changed I think.