To think saving on Universal Credit is extremely difficult?

saving is extremely difficult for a lot of people in general. So you suck it up unfortunately.

But the vast majority of those remaining 68% can’t work through disability or caring responsibilities. The amount of people claiming who could work but don’t is comparatively low, and many of those will be actively seeking work.

They're saying UC isnt for what you are saying it is, not that you can be on UC and not have savings above a certain amount. You are focusing on a savings threshold not the actual main purpose of it by saying it is for people who can't save x amount.

Completely see what you are saying particularly for people who will never be able to work, though those who have disabilities etc would usually be entitled to additional benefits, but if it is too comfortable there would be no incentive for people to work more hours or seek a better paid role or retrain or do whatever it takes to get off benefits. I've worked multiple jobs at the same time in the past - it isn't meant to be easier to do one low paid job with enough top ups to save

Who don't have any savings above 6k...why is it 'nope'. Both those things can be true?

But probably not for much longer.

Nope. UC is for people whose income falls below what has been decided is the minimum amount necessary for subsistence in various situations.

Well yeah you're not allowed 6k plus without them deducting it. And you can't have UC at all if you've 16k plus. So no, you can't save on UC as they literally won't allow people with significant savings to claim it.

I think the threshold should be fairer, it should be a bit higher.

But yeah, UC is basically for people who don't have enough money to ever have any savings.

No they aren’t. Between 31 and 32% of claimants are working. That means 68% are not.

This is without judgement - just a statistic.

Wow are you Tony Blair?

Tell me what percentage of (a) GDP and (b) government expenditure was spent on benefits and pensions in 2013/14 and again in 2023/24. To help you, I have provided the information earlier in the thread. Then come back and tell us about trends that might explain those figures and how you've reached the conclusion that benefits (a) must and (b) will be "slashed".

I'll wait. Probably forever because you shills, bots and compassionless posters never answer the tough questions.

I'm spectacularly bright. And I don't even have to tell lies about what I do in life!

Also I'm 100% certain that I'm human. Can you say the same about yourself?

Isn’t it obvious? Benefits are going to be slashed soon as they are totally unsustainable. We could either cut 20% of all benefits OR cut certain conditions from getting them. If it’s the former, you will suffer due to less ‘deserving’ illnesses being included in the ‘too ill to work’ category.

Severe mental health issues need prompt treatment so the person gets better and back into the economy and living a fulfilling life, not signing the sick person off for life!

Your rhetoric is dangerous in my view.

Only IF you have earned less than approx £600 in the last 6 months.

So working people on u.c are NOT able to get these as they earn more than that.

You can't just phone and get shit loads of money given to you!

Depends on the mental illness, and the degree. I have (formally diagnosed) ADHD, which has negatively impacted my life in a number of ways including keeping jobs, but I don't get any benefits for it. I DO get PIP for my severe spinal stenosis and facet joint arthritis with a few other back issues thrown in.

Some people have anxiety so bad they physically can't go out of the house. Others decide they "have anxiety" if they feel anxious about things that almost everyone feels anxious about e.g. exam nerves, interview nerves, doing a piece of work for the first time which they aren't experienced in doing.

Same with ADHD - there are certain aspects of my behaviour I genuinely can't do anything about and don't even realise I'm doing, and if it was much worse then I would be unemployable. However some people look up stuff on line and decide that if they are sometimes forgetful, or lose their keys now & again, or get distracted when they are doing something boring, then they have ADHD (self diagnosed).

I know many Autistic people who are gainfully employed. But I've also met ones who the symptoms specific to them mean they can't function on their own and need care let alone hold down a job.

Think of it as the difference between a broken fibula (smaller bone in the lower leg) and a femur (thigh bone) shattered in 8 places by a crushing injury. One will be in a cast for about 4-6 weeks & no long term damage, the other will be physically disabled for life and possibly lose that limb or the use of it, and have attendant related problems due to being unevenly balanced e.g. back problems. Both have a broken leg, but it's a matter of degree.

You don't get misogyny without a sex, You're not that bright are you? But I came to that conclusion yesterday. Toodles ; )

I'm not saying significant mental health issues don't require some support. Mental health service are required now more than ever. I am saying they're not the same as profound physical and mental disabilities that can come with certain illnesses. To say otherwise is disingenous.

I'm guessing that you're not really aware of anything and have just joined the bandwagon.

You clearly don't realise that working people on u.c still pay tax and n.i?

They're also putting into the 'public purse'.

You must be receiving too much if you’re talking about “savings”. You can’t have “savings” with other peoples’ money

Oh wow! Another thing you don't understand! Actually two things. Never mind. Have a lie down.

Tbh I wouldn't worry about what that poster says. If you're covered by the Equality Act, I think that's all that counts. Not what someone pretending to be a big shot (yet with astonishingly little understanding of how basic life works, let alone the more complex issues) has decided is "Fact! End of!".

You don't actually have to justify yourself to anyone.

Its factual. the fact you make it about sex says more about you than me.

I can’t save any longer (I used to be able to before the COLC) and I earn over £50,000. I am a widowed single parent of two-so I wouldn’t expect anyone on benefits to be able to save.

Read this, special way to save

https://www.gov.uk/get-help-savings-low-income

What about the nearly 40% of u.c claimants who do work and it's a low income top up?

Just because soneone works foh - presumably you visit shops, fuel stations, cafes, pubs - does that mean that they deserve to struggle because they're on minimum wage? The cleaners that keep schools clean and tidy, hospital wards - do they deserve to struggle? Care assistants looking after our older generation - do they deserve to struggle? Delivery drivers bringing your parcels or the goods to the shops that you use - do they deserve to struggle? Receptionists for the gyms and spas and hotels - do they deserve to struggle?

Narrow minded thinking if you presume everyone on u.c don't work.