How much disposable income do you have a month (including what you might put aside to save)?

I've no idea of the exact amount because I don't have a brain that remembers numbers, but plenty.

What do you do?

I put 5k into my pension every month and another 1.5k into a stocks and shares ISA.

After that and bills I have about 5k spare each month.

My bills are pretty low though as I’ve paid my mortgage off, don’t have a huge house and no longer have childcare costs now that DS has started school.

DH also works so big spends like holidays etc are split between us.

My main aim is for us both to retire as early as possible. Unlike others I work with who prefer to compete with each other at who can buy the biggest house.

Single, childless, £7,250 per month after bills and tax, but I am saving it all (temporarily) until my mortgage on my flat is paid off. Should take about 6-12 more months depends on if my house sells.

After that I plan to set aside £1,750 for discretionary 'fun' spending (I'm thinking the Maldives, Bahamas, snazzy new electric bike, Neptune sofa, new clothes....I would really like hairline lowering surgery) and the rest for saving into ISAs, to help my sisters get on the ladder.

My motto is to live everyday like you might lose your job.

After every single necessity is paid inc. food - £3k

We save that £3k though.

We are quite comfortable, not rich.

Disposable to me means what I have left after essentials are paid for - mortgage, childcare, bills (including for things we could turn off, like Netflix), food, an amount to allow for irregular costs (such as kids clothes and shoes, regular household maintenance costs etc). Basically what's my committed base line unless I make significant changes. Everything else is disposable - so holidays, eating out, days out, coffees out, grown up clothes etc., because if money was right I could probably avoid spending on all of that stuff (or at least significantly limit my spend on it).

I’m not going to say what I have spare, but I feel very comfortable and privileged and it’s a lot less than that.

In what world could someone with £8.2k per month spare after they’ve paid their bills not be considered very rich?

Well, whatever number you pick, there’s always ‘wealthier than that’. But nearly £2k per week after bills? Yeah, that’s in the top tiny percent.

About £500 and in this economy it doesn't stretch far enough. I am planning to take a second job and/or replace my main job for something better paid.

What do they mean by disposable? Money left after paying mortgage/rent/other essential bills? Or after food as well?

E.g. my "disposable" income will be a lot higher than many, not only because I am a high earner, but also because I chose to buy a teeny house in an inexpensive area of the country.

See also e.g. cars, do they fall into disposable income when you could have bought an inexpensive car? Gym memberships. Expensive phones...

Because if I just got up the absolute bare essentials I think I have £500 more disposable income PCM than on measures where I'm less stringent.

I have a lot less disposable income than the rich family described in your OP and I am very aware I'm one of the highest earning people in my town, top 5-10%. So I feel pretty well off compared to the vast majority of people.

I could make myself feel a hell of a lot less well off if I had a half million pound house, and a new car on lease, expensive phones etc though!

Yeah there’s wealthier but 8k to throw away each month is still rich. Most of these people are multimillionaires how can you say they aren’t rich?

If it was Rich House Poor House, I believe the amounts are capped. Top amount is "only" ever £2500 per week for some genuinely high wealth families. However a lot of the time the businesses are a house of cards and not generating the income they claim on the show.
They are also very flexible with what it should cover with the "poor" family often buying electricity top ups out of it.

net income per month £8k
disposable about £4k

very comfortable but not rich

Our income is 7480
expenditure not including food is 2405
so that leaves a disposable of 5075.

If you save it then it’s savings, not disposable. Or it is for me anyway, it depends how you budget

As I say define disposable, if it’s after all bills and food sure; but if not, I think it’s nicely comfortable, not necessarily rich.

Actually I just don’t think this makes sense OP. You are saying people who have 8k a month disposable income aren’t rich… ignoring the fact that the programme seems to be capped at 2k a week as they never go over that… I’m struggling to see how you can not think that’s rich

Never really know what disposable means, if I save for annual car expenses is that a bill, or out of disposable income?

A week??

I dont know why people start these threads, its just used as an excuse for the braggers to appear

That’s £7600 a month….. a MONTH!!!!

Yeah to me that’s good going……

Your mortgage and nursery fees aren’t relevent to the 1.5k disposable income, and you still save 1k a month