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AIBU?

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AIBU to ask what your half of household bills comes to?

113 replies

Billsplitre · 24/04/2026 15:44

What is your half of household bills? Excluding food shopping. Just mortgage/ rent, utilities, council tax, joint insurance or car payments. Assuming you split costs 50/50 with a partner or thereabouts.

I've seen a few content creators talk about this online recently and been surprised how high it is, usually always over £1000 meaning full costs are over £2000 before food.

I'm probably being unreasonable to think that's such a lot given how high costs are at the moment

OP posts:
MidnightPatrol · 24/04/2026 15:57

About £2,000. Mortgage, council tax, utilities, insurance, internet etc.

£4,000 inc childcare.

Car / travel not included.

Billsplitre · 24/04/2026 15:57

Maybe not petrol for car though, just insurance and pcp etc

OP posts:
Billsplitre · 24/04/2026 15:55

bugalugs45 · 24/04/2026 15:55

Need To know exactly what you’re including ?
Gas, electric , water , council tax ,
but food shopping , insurances , car finance , phone bills , internet/ tv?

Everything except food - just the expenses to run house and car

OP posts:
Ineedanewsofa · 24/04/2026 15:55

£2400, excluding groceries, savings/investments and overpayments, including school fees and all pet related expenses.
Cars are owned outright and we pay for car related expenses out of personal spends due to receiving car/travel allowances from work.

bugalugs45 · 24/04/2026 15:55

Need To know exactly what you’re including ?
Gas, electric , water , council tax ,
but food shopping , insurances , car finance , phone bills , internet/ tv?

Namechangetheyarewatching · 24/04/2026 15:54

Mortgage £700
Bills £300

Split between two £500

Then food £200 each

We pay our own petrol, clothes etc

Billsplitre · 24/04/2026 15:53

hellospring26 · 24/04/2026 15:51

£1600 each / month inc mortgage which is £1450. Any treats / takeaways / clothes etc are not included in that.

Is that due to large utility/ car bills?

OP posts:
TheBeaTgoeson1 · 24/04/2026 15:53

We have a joint account, all bills around £750 but we are morgage free.

hellospring26 · 24/04/2026 15:51

£1600 each / month inc mortgage which is £1450. Any treats / takeaways / clothes etc are not included in that.

Billsplitre · 24/04/2026 15:48

Spottyvases · 24/04/2026 15:45

£550 a month - but we have paid off our mortgage.

£1,100 just fir bills seems such a lot, is your house large?

OP posts:
Renter2026 · 24/04/2026 15:46

I split my bills with me. Some of us live alone OP

TeenToTwenties · 24/04/2026 15:46

Well in our nearest city, rent for a 2 bed flat is £1200 before you even get on to anything else ...

Spottyvases · 24/04/2026 15:45

£550 a month - but we have paid off our mortgage.

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