AIBU to feel deflated after payday despite a decent salary?

@Nothingl3ft sorry missed explaining the accountability. Again not you specifically but where is the accountability that people cannot understand that people who invest in getting to a point where they can earn a higher wage have is most cases, earned it. That is not to say lower paid workers don't deserve better or more or are not valuable. But it is a completely different point to the one OP has made. But people always choose to tangle the two.

Nail on the head. The £50k higher rate threshold hasn't changed for years either. Nor for the self employed has the VAT registration threshold, announced to be frozen for future years too! Fiscal drag is a massive problem.

I could only dream of bringing home a monthly salary of £3100 so am slightly envious, however I get what you are saying.
My current moan is just the absolute shocking wages that employers are paying. I am being made redundant this week, well fixed term contract coming to an end. I currently get 28k for a charity job which involves a huge caseload, dealing with very vulnerable people - hoarders, people with MH issues, very ill people. I have another part time job lined up but the pay is 26k ( full time equivalent) for a similar role. now that NMW has gone up this equates to just short of 25k so I'm wondering how on earth I'm being paid 26k, so just over 1k more than someone on NMW to again deal with vulnerable people in horrible situations and with years of experience. Am I just being a mug when I could look for a NMW job with potentially much less responsibility and stress for 1k less? I do understand some NMW jobs can be stressful of course. I'm just feeling so disillusioned right now. I'm late fifties , have worked for 40 years in difficult jobs and just wish I could retire. The job market currently is dire.
The only slight glimmer with the new job is that as it's so part time I'll earn just less than the tax threshold so won't have to pay tax or NI . Lucky I have no mortgage but do still have dd at Uni who we need to support for another year.

These comments are not aimed specifically at you but the comments your are endorsing and the others on the thread. It's unclear if you really read it before commenting which obviously would be helpful no, to read about what is actually happening before you endorse a comment stating something has happened that has not.

Yeh high horse or just an ability to see a bit further than the end of my own nose and have empathy for all people in all situations

Put it straight in your pension. Not a penny is deducted then.

Where have I torn down the OP?! Or devalued them? My previous post explains my situation as the OP did theirs and empathises with the deflated feeling!

And accountability for what exactly? What am I supposed to be accountable for?

Watch that high horse of yours doesn't buck you off!!

Re lower workers we desperately need the lower thresholds raised

Nowhere on this thread has lower paid work been devalued. At all. In any sense. But as ever what has been completely devalued is that OP and others like this have perhaps invested a lot more to reach the point in life they have achieved. As per a previous poster, where is the accountability? It's okay to tear people down for feeling deflated at the situation they find themselves in. But only if they're high earners it seems.

Each pay day im left with about 70 left over . Each penny is assigned somewhere ,tons of savings pots and various things for the children house ,car tax, flowers!
By 9am I'm down to 70

You said that there was contempt for essential workers. I've highlighted that it is possible to be an essential worker and high earner. You used really emotive language like sickening to describe a viewpoint that has not been expressed on this thread. I've explained that stating the tax system is punative is not the same as contempt for those in lower paid roles. You don't want to understand another side of the argument and that is absolutely your perogative. But their is no balance in your points made.

Yes, I think the value of the work done that supports society is completely ignored by some, and undervalued by society in general, because it doesn't pay a lot, therefore doesn't generate a lot of tax income, and there seems to be a belief that the only worthwhile contribution is financial.

I think sometimes people can’t see what they have or don’t value it.

OP is able go enjoy life’s small luxuries and a great deal more.

It is INSANE that this threshold as not been looked at again in 17 years!

My DP works long, stressful hours in a role that is essential for society. He doesn’t earn 50k gross never mind 100k. We aren’t badly off. When people are taking home much, much higher net incomes it is difficult to see why they feel defeated and deflated. Being able to spend time with family, save, go on holidays etc. are good things.

Blimey, I think you're doing really well after all bills are paid! You can save £700 and have £1000 to spend, well done you. What do you think would be a good amount left after your bills are paid?

Why is actually wanting to be able to enjoy life’s small luxuries “being greedy”?

She maxed out her pension she said.

By contrast -
£1700 total (ball park, sometimes I do overtime) and is approximate to what I spend each value you posted on.

£700 - rent and utilities
£150 - council tax and water
£250 - food & groceries
£60 - dogs (food, insurance, general care)
£100 - TV licence, subscriptions, internet, phone (pay dd's phone an subscription while she's at uni)
£300 - car insurance, tax, fuel, repairs/sundries
£140 'left' - towards debt accrued from illness last year, things like prescriptions, extra fuel and parking when I need to travel to hospital appointments, send some to DD at uni, other items that always crop up like having to buy a new recycling bin because some scrote nicked mine because I was working bin day and couldn't get it straight in, getting grass cut and windows cleaned because I can't manage to do them.

Last dentist appointment I borrowed the money from my mum as I needed an extraction and couldn't get in with any NHS dentist, no yoga or equivalent (though I'm not sure my hips would allow it!) but I do do daily exercises from the (NHS) physio for the hip & back problems I have. Holiday is usually a few days in London staying with family for free, train fare is either from round up account or a birthday/Christmas present from family.

And by contrast I actually feel like I am living if not the high life, then a decent one where I can run a car, look after my animals, pay someone to wash my windows and cut my grass so I've got a decent environment to live in and support my DD a little bit (of course she comes home, uses all my electric and gas and eats all my food 🤣) have tv subscriptions and decent internet access.

I work as a care assistant with someone who has complex needs and profound disabilities, I've got qualifications and a wealth of experience and I do feel that I should (as should all care workers) be paid more, but I do also feel that what I do earn should go further, I'd be screwed if my car gave up the ghost, so I do get the deflated feeling of working and putting in the effort to then have very little at the end of it for 'yourself', and I do think it's all relative, I'm not earning what I do and expecting to live an extravagant life, but it would be nice to have the scope to create more of a buffer, go out for lunch somewhere nice rather than a homemade sandwich in the park while walking the dog, or go to the cinema now and again.
I also pay nearly a weeks wage in stoppages, some of that is my pension, which if everything stays the same will probably bring in about £50 a week if I'm lucky.

It's all relative, what I pay in tax & NI would make as much of a difference to my lifestyle as someone who's paying - but earning - a lot more than me. However it's the cheapest option for me, my DD used state schooling and college to get herself to uni, I have needed investigations and treatment on the NHS that's kept me healthy enough to keep working, no way on what I earn could I afford the private costs of those things.

I couldn’t agree with this more. The roles of lower paid people are valuable to society. Tax is one contribution, but labour is another. We need people to stack supermarket shelves, look after the children of working parents, support people with learning disabilities, provide personal care to the elderly and collect rubbish. It is not only people on high or middle incomes that are making a valuable contribution.

But you haven’t pointed out any flaws. This might be a remotely interesting discussion if you had.

Defensive. Big leap again. Point out the flaws in your logic doesn't equal defensive.

I know exactly what I’m “on about” and appear to be more rational than you. You might want to think about what I’ve actually said instead of leaping on the defensive.

It isn’t fair to make people pay for everything twice however much they have - once in the pot for everyone else but also once out of your own pocket for you. If high earners choose to do that then that is up to them but you shouldn’t be forced to.

Oh god, you lot 🤣 getting 2k for childcare when you pay 30k on tax is hardly not standing on your own feet. I think childcare should be universally supported to enable all people to better themselves and earn and be independent. It would see many more people pushing to earn more and up skill.