To think people on here seem to save a lot more than average?

57 replies

MellowMintBeaker · 21/04/2026 14:15

I’ve noticed when reading threads on here that a lot of people seem to be saving quite significant amounts. It’s made me wonder whether this is representative or whether it’s just that people who are more financially focused are more likely to post.

AIBU?

OP posts:

AlcoholicAntibiotic · 21/04/2026 14:41

I suspect a lot of people (assuming they aren’t lying) either have partners covering the majority of their living costs or are older / inherited money so don’t have a big mortgage or rent to pay.

I’ve seen people on here with a similar salary to me claiming they save 50 - 75% of it - I couldn’t afford to meet my basic living costs on even 50% of my take-home; my mortgage alone is 25%.

Chocolatecoffeecup · 21/04/2026 14:37

namechange3651 · 21/04/2026 14:28

People who save more are more likely to reply. You can google average saving rates and it’s way off what MN would have you believe.

Exactly this.

sonjadog · 21/04/2026 14:37

People lie.

Crikeyomalley · 21/04/2026 14:36

Lots of older people as well who have inherited wealth

PygmyOwl · 21/04/2026 14:34

The typical MN demographic is above average income, hence above average savings.

BarbiesDreamHome · 21/04/2026 14:30

How much you have in savings doesn't really mean anything. Some people live hand to mouth, some spend on private school, others invest, others overpay mortgage or upside or pay into pension.

namechange3651 · 21/04/2026 14:28

People who save more are more likely to reply. You can google average saving rates and it’s way off what MN would have you believe.

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