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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

It's another inheritance one...

233 replies

Meudantte · 19/04/2026 18:17

Mary is in her 80s. Her DH died 15 years ago.

Two children
Jane in her 60s with two grown up children.
Sarah who died a decade ago in her 50s. Left a widower and two grown up children.

Before Sarah's death Mary's will basically divided the estate 50/50 between 2 daughters with a small amount for each grandchild eg £5-10k

Since Sarah's death, Mary has made changes. 50% will now go to Jane, the remaining 50% will be divided equally between the grandchildren. Sarah's husband will also like get something too.

Sarah's children have somehow found out about this (not sure how) and aren't happy. They feel like they're not being treated fairly as the original 50% for Sarah is no longer coming to that part of the family, but a smaller share, while Jane still gets 50%.

Jane will be using her share as an extra pension as she's not got a great one. Sarah would have likely done the same so these sums were never going to be passed directly to grandchildren but obviously they would benefit indirectly.

Obviously Mary can do what she likes with her money but this is causing friction and interested in perspectives. Inheritance seems to always cause feuds.

OP posts:
sesquipedalian · 19/04/2026 22:25

OP, where there’s a will, there’s a family row, but I think it’s very natural for a mother to want to ensure the future of her own child, particularly when her DGC are all housed and settled. From Mary’s POV, I can see completely what she is doing- taking care of her daughter, and being equally fair to all her DGC. Someone needs to point out to Sarah’s DC that had their mother lived, she might well have got through the inheritance herself - it’s certainly not theirs by right. I think Mary is actually doing the right thing - taking care of the future needs of her living daughter who is looking after her, while also taking account of her DGC.

Yetone · 19/04/2026 22:24

Has Mary thought about leaving the will as it was originally and giving Mary some money now?

doghasnodentures · 19/04/2026 22:21

Our will is split three ways for our 3 children. If god forbid any of them die before us then the money goes straight to the grandchildren of the deceased child.Luckily I have very reasonable children who all look out for each other and will ensure that no one is left out financially. Am so glad that our family are straightforward .

NoSoupForU · 19/04/2026 22:20

Firstly, Mary can do whatever she likes with her assets.

Secondly, arguing over who gets what inheritance is grim at the best of times but really beyond the fucking pale when the individual is still alive.

Lastly, it makes absolute sense for Jane to still receive the 50% she would have received had Sarah not died. It also makes absolute sense for Mary to then redistribute the other 50% amongst her remaining relatives as she so wishes

Sarah's children do not have any claim to assets Sarah's did not own or inherit.

Trainup · 19/04/2026 22:19

i will be splitting my money fairly according to my relationship with each person. I strongly disagree with this standard that a child who is close to their parent and provides support and care in their later years should be treated the same as a child who cannot be arsed with their parent. You get out of relationships what you put in and this is no exception.

ThatWaryLimePeer · 19/04/2026 22:19

Okiedokie123 · 19/04/2026 21:44

Perhaps I’m reading it wrong but…… two “children” Jane and Sarah. Both had two children. Sarah sadly has already died. But a 50/50 split would be 50% to Jane’s family and 50% to Sarah’s. The details are in the first lines of the OP.
That seems fair to me.

Edited

Yes you are reading it wrong.

DaisyDooley · 19/04/2026 22:15

Dimms · 19/04/2026 18:24

Arguing over an inheritance when the person isn’t even dead is so grubby.

Well it’s too late to do anything about it when the person dies so rather than leave a fractured family forever resentful and feeling ‘less’ than the person who unfairly benefited-then surely it’s better to discuss and sort it while there’s time to rectify things??

CautiousLurker2 · 19/04/2026 22:15

Yetone · 19/04/2026 22:13

If Jane died soon after Mary then her children would inherit twice as much as their cousins.
I think that dividing between your children is correct. If your children are dead then obviously it goes to their children.
If I had 2 children I don’t think there are any circumstances that I would leave them different amounts of money in my will. It would only cause resentment later on.

But Mary isn’t dead yet… she could live for another 15 years and, after social care etc, there could be bugger all to inherit anyway. What is fair? Fairest thing would be for her to leave it to cancer research and they all get nothing.

Yetone · 19/04/2026 22:13

If Jane died soon after Mary then her children would inherit twice as much as their cousins.
I think that dividing between your children is correct. If your children are dead then obviously it goes to their children.
If I had 2 children I don’t think there are any circumstances that I would leave them different amounts of money in my will. It would only cause resentment later on.

CautiousLurker2 · 19/04/2026 22:11

HoskinsChoice · 19/04/2026 21:50

Why is Jane's pension so bad? If there's a legitimate reason, (e.g. unable to work due to disability, low paid because incapable of earning more) then I can sort of understand it. But if she's chosen not to work, chosen to be a SAHM or happily stayed in low paid/part time roles and just not made any effort to build a pension then I think it's unfair on Sarah's kids. Why should they lose out because Jane has been too stupid/naive to prepare for retirement?

Because it’s Mary’s money. None of the grandkids are entitled to any of it.

I hope she lives to 100, uses most of it for her own care so that she can have a high quality, dignified final few decades and leaves the residue to Jane. Ie that the grandkids get nothing.

StrictlyCoffee · 19/04/2026 22:02

socks1107 · 19/04/2026 18:28

She could leave all of it to her remaining daughter. Arguing over an inheritance is awful, but doing it whilst the person is still alive is grabby. She can leave her money to whoever she wants and in any percentage

I agree, the poor lady lost her daughter fgs and all people can do is scrabble around for her money. Grubby.

nocoolnamesleft · 19/04/2026 21:52

It feels like insult added to injury for the bereaved grandchildren.

BurnoutGP · 19/04/2026 21:52

But all grandchildren are getting much more than they otherwise would have on Mary's death. Obviously its very sad for Sarah's children that their mother died but grabbing for her share of the inheritance while their grandmother is still alive (who also lost her daughter) is frankly disgusting

HoskinsChoice · 19/04/2026 21:50

Meudantte · 19/04/2026 20:03

But they won't because Jane will use her share as a pension

Why is Jane's pension so bad? If there's a legitimate reason, (e.g. unable to work due to disability, low paid because incapable of earning more) then I can sort of understand it. But if she's chosen not to work, chosen to be a SAHM or happily stayed in low paid/part time roles and just not made any effort to build a pension then I think it's unfair on Sarah's kids. Why should they lose out because Jane has been too stupid/naive to prepare for retirement?

Eggs2022 · 19/04/2026 21:49

Summerbay23 · 19/04/2026 21:21

I’m assuming that both daughters gave equal love, care, respect to their mother before she died and that family relationships were good. In this case I still politely disagree with you. I totally agree that money isn’t what matters in a relationship but in this case we are discussing how is fairest to split the will so I stand by my comment.

I get what you’re saying but I still politely disagree, no matter what way my nana split her will I would never for a second think that my mother or we dont count to her… maybe it’s a phrasing thing but saying they think they don’t count as a result of a will change is mercenary… if anything it’s like they think they count more than her other grandkids. there’s one daughter and four grandchildren so things are just different now, you can’t leave money to someone who’s not there and I definitely wouldn’t split my money so unequally between my grandchildren

Okiedokie123 · 19/04/2026 21:44

Allseeingallknowing · 19/04/2026 20:55

Because Jane’s family will get less each because there are 3 of them and 2 of Janes children ?

Perhaps I’m reading it wrong but…… two “children” Jane and Sarah. Both had two children. Sarah sadly has already died. But a 50/50 split would be 50% to Jane’s family and 50% to Sarah’s. The details are in the first lines of the OP.
That seems fair to me.

ChildrenOfTheQuorn · 19/04/2026 21:38

ThatWaryLimePeer · 19/04/2026 21:35

You’re obviously very team Jane.

I know. Next we'll be hearing Sarah/her kids poison cats or are neo-Nazis to even more blatantly sway the opinions. 🙄

tommyhoundmum · 19/04/2026 21:36

Comedycook · 19/04/2026 18:24

My mother died before my grandmother. My grandmothers will saw her estate split between her three children equally. As my mother was dead, her share was divided between me and my sister. I lost track of who's who in your op ..but I believe what happened in my situation was the correct thing to do

That's what happened in our family

ThatWaryLimePeer · 19/04/2026 21:35

Meudantte · 19/04/2026 20:35

People seem to have very black and white thinking when it comes to inheritance and that certain rules should be followed no matter what. It's too rigid for me, I prefer to be more practical and pragmatic

You’re obviously very team Jane.

CharlieEffie · 19/04/2026 21:26

If they are so annoyed with this than mary should revert back to each gchild getting a "small token" and jane getting the rest

Summerbay23 · 19/04/2026 21:21

Eggs2022 · 19/04/2026 21:02

I think it’s incredibly harsh to say it’s like her daughter didn’t count for much because she’s changing her will to reflect she’s no longer there. You have absolutely no idea what support, love, devotion, anything she gave her daughter in her life or how her death impacted her. She could cry morning moon and night for her but it still doesn’t have anything to do with her will, and honestly anyone who equates her will to her not loving or caring about her deceased daughter is absolutely insulting

I’m assuming that both daughters gave equal love, care, respect to their mother before she died and that family relationships were good. In this case I still politely disagree with you. I totally agree that money isn’t what matters in a relationship but in this case we are discussing how is fairest to split the will so I stand by my comment.

Students2 · 19/04/2026 21:16

Meudantte · 19/04/2026 18:29

I'm not any of the parties in the post but close to a few of them and they've vented to me about situation. I feel like it's Mary's money and she wants to prioritise her only living child and make sure she has good retirement

I can imagine if my child did not have a good pension I would want my child to be comfortable - adult grandchildren have more time to prepare for their pension.

SingtotheCat · 19/04/2026 21:16

CluelessAboutBiology · 19/04/2026 18:54

If the grandchildren are being greedy, then 50% to Jane and 50% to the cats’ home.

Yes, I had to double check, but poor Mary is still alive.

Icecreamisthebest · 19/04/2026 21:11

I imagine that from Mary’s perspective, any money coming to the GC now is worth a lot more than money when Sarah dies. The GC can use it to pay down their mortgage which will save them thousands in interest now or put it on their pension and earn interest.

And obviously she is also taking into account Sarah’s lack of pension.

If I were Mary I’d write a letter explaining my thinking, stating that I love them all and want them all to have happy worry free lives and that while I understand that others may have different perspectives and that nothing in life is certain, to me based on the information I now have this is fairest.

MovedlikeHarlowinMonteCarlo · 19/04/2026 21:08

Poor Mary.

I think Sarah's children are pretty cheeky. I'd leave it all to Jane.