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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

It's another inheritance one...

233 replies

Meudantte · 19/04/2026 18:17

Mary is in her 80s. Her DH died 15 years ago.

Two children
Jane in her 60s with two grown up children.
Sarah who died a decade ago in her 50s. Left a widower and two grown up children.

Before Sarah's death Mary's will basically divided the estate 50/50 between 2 daughters with a small amount for each grandchild eg £5-10k

Since Sarah's death, Mary has made changes. 50% will now go to Jane, the remaining 50% will be divided equally between the grandchildren. Sarah's husband will also like get something too.

Sarah's children have somehow found out about this (not sure how) and aren't happy. They feel like they're not being treated fairly as the original 50% for Sarah is no longer coming to that part of the family, but a smaller share, while Jane still gets 50%.

Jane will be using her share as an extra pension as she's not got a great one. Sarah would have likely done the same so these sums were never going to be passed directly to grandchildren but obviously they would benefit indirectly.

Obviously Mary can do what she likes with her money but this is causing friction and interested in perspectives. Inheritance seems to always cause feuds.

OP posts:
CautiousLurker2 · 19/04/2026 23:49

MxCactus · 19/04/2026 23:02

This. It's really not fair on them - they're getting less because their poor mum died. But if Mary wants to be unfair there's not much they can do tbh, it's her money

But they are not getting less - unless the idea is that when their mother died she immediately set aside her inheritance in a trust and left it to her children and not had the benefit of it herself? But she wouldn't, would she? She’s have spent some, used it for her pension, used some for her old age care. She might have spent the lot. Her children would not have received 25% of Mary’s estate. Just what was left after Sarah had benefited from it.

bridgetreilly · 19/04/2026 23:39

Meudantte · 19/04/2026 19:21

Mary is a very practical person. In her eyes Jane has a greater need and is her only child so that's where largest share goes.

And she is absolutely allowed to decide that and everyone else should shut up about it.

HollaHolla · 19/04/2026 23:28

We had a kind of similar situation in our family. There's 3 of us in my family (DB,DS & me), 3 cousins in one part, and 4 in another. My Dad had 4 siblings, and only he, and his child-free sister outlived their father. My grandfather had long been widowed. The will stated that the estate was to be split equally between the 5 kids (dad's generation), and if any of them pre-deceased their father, then their share would go to their kids (my generation.) As my dad's other 3 siblings pre-deceased their father, 1/5 went to each set of cousins. My siblings and I didn't inherit anything. I know my mum was a bit annoyed that this felt like my siblings and I missed out. We are not really in need of the money - it's always a nice treat, but we're all in secure jobs, and on the housing ladder. My DB quite rightly said that we have the benefit of having both parents though. So, maybe your family could see it that way? I thought it was very philosophocal of my DB to say that.
This happened about 6 or 7 years ago. My cousins got their parent's share, and we still have our parents. I have no idea if my folks have spent all of that (it was about £25k, I think), or they have plans to pass it to us/their grandkids.

ThatWaryLimePeer · 19/04/2026 23:23

Mary is that you?

YayRain · 19/04/2026 23:22

SandyHappy · 19/04/2026 23:19

Is the money tied up in property?

Knowing that money causes lots of family arguments and resentment, surely it would be better for Mary to give Jane the money she wants her to have now, then in her will leave what's left equally to everyone (not sure about Sarah's partner, would depend on the relationship). That way she has done what she wanted to support her only child but also been neutral and fair to all the grandchildren with nothing to argue about.

She is being fair to the grandchildren. The inheritance is following the normal lines of succession. At least Jane's kids have their mother.

SandyHappy · 19/04/2026 23:19

Is the money tied up in property?

Knowing that money causes lots of family arguments and resentment, surely it would be better for Mary to give Jane the money she wants her to have now, then in her will leave what's left equally to everyone (not sure about Sarah's partner, would depend on the relationship). That way she has done what she wanted to support her only child but also been neutral and fair to all the grandchildren with nothing to argue about.

ByQuaintAzureWasp · 19/04/2026 23:09

Mmmm. I have a friend whose neices saud tgey would stop contact if she didn't them money left my their grandmother (to their 2 Aunts). They would have got the lot (and much more) in the end as well as massive amounts from father. Blackmailing little sods!

YayRain · 19/04/2026 23:05

nocoolnamesleft · 19/04/2026 23:03

I know that my parents' wills have the money split equally between my brother and I, apart from some small bequests. Were my brother to predecease them, I would be horrified if it all came to me: I would expect my brother's share to go to his now adult child.

That's how it usually works. My estate, if my DH doesn't get it all due to his death, gets divided equally four ways. If one of my four children isn't alive, their children get their share divided among them. That's the normal order of things.

nocoolnamesleft · 19/04/2026 23:03

I know that my parents' wills have the money split equally between my brother and I, apart from some small bequests. Were my brother to predecease them, I would be horrified if it all came to me: I would expect my brother's share to go to his now adult child.

mjf981 · 19/04/2026 23:02

You're obviously Jane in this scenario.

I think the will should be split 50:50 between Jane, and Sarah's children. This is fair in my view.

MxCactus · 19/04/2026 23:02

Figcherry · 19/04/2026 18:22

So Jane's dc are getting half of what Sarah's inheritance would have been?
And Sarah's dc only get 25% between them.
That's not cool.

This. It's really not fair on them - they're getting less because their poor mum died. But if Mary wants to be unfair there's not much they can do tbh, it's her money

YayRain · 19/04/2026 23:01

This sounds normal to me. The assets are still being split 50/50 among the two children, one didn't live to see her share, so her 50% gets split among her children/the grandchildren. This is probably better for Sarah's children anyway. If Sarah had inherited then died, her DH would have inherited it all.

It is usual for a share that 'fails' (i.e., recipient is dead) to have that share divided among their surviving children instead.

Okiedokie123 · 19/04/2026 22:54

ThatWaryLimePeer · 19/04/2026 22:19

Yes you are reading it wrong.

I honestly don’t understand how! Overlooking issues such as the behaviour of Sarah’s children.
Jane and Sarah. Jane has two children, Sarah had two children.

50/50 makes sense.

Itisallastruggle · 19/04/2026 22:44

Personally, I think it would depend on how long ago Sarah passed away and whether she left an inheritance, given that Sarah’s children’s father seems to not be good with money and presumably won’t leave them anything. I would also consider whether Jane owns property and if her children are likely to inherit from Jane’s estate.

There should be no expectation of inheritance but I do think it can cause rifts if things are deemed to have been done fairly. Losing a parent at an early stage of life, is pretty tough and if Sarah’s children weren’t left an inheritance when Jane’s will be, I think it would be unfair to split Sarah’s between the others.

I’d also consider whether Jane is any good with money, given that she hasn’t saved for her own pension. That generation have had better opportunities than today’s generation and I think the grandchildren would actually benefit from help to save for their future. If Jane’s pension is topped up by inheritance, will this prevent her from having to downsize or similar, thus leaving her children a bigger inheritance?

Theres no right and wrong but if it were me, I’d look at the bigger picture and consider everyone’s financial position both now and for their future. I’d try to make things fair. This is usually where deceased person’s share would automatically be passed to their kids and I’d want a good reason to deviate from this.

Summerunlover · 19/04/2026 22:43

So my dad died when I was 6. My Nan died when I was 27. Nan had two sons and a daughter. Two months after Nan dies her daughter died. So in the will my uncle got 50% and my aunts share went to her two sons my cousins. I was never even considered in the will it’s like she had forgot my Dad had ever existed. Honestly I have never gotten over as for it was a life changing amount of money 40k I no longer have any contact with my Dads side of the family. She can do what she wants with her money but it will cause real issues.

thisisyoursign · 19/04/2026 22:43

ThejoyofNC · 19/04/2026 19:12

Sarah is deceased, she doesn't have a share.

It should remain in her family line though, i.e go to her children instead.

Inthenameoflove · 19/04/2026 22:41

The normal thing to do is to split the share that would have gone to the parent amongst their children.

Bombayss · 19/04/2026 22:38

Mary has every right to want to look after Jane as well she can.
Pity they found out.

Gonnagetgoingreturnsagain · 19/04/2026 22:34

Gillthepill · 19/04/2026 22:33

I wonder if you are Mary or her advisor?

Same here.

budgiegirl · 19/04/2026 22:34

I'm a bit confused by how it is that Mary thinks she is prioritising Jane to make sure that she is looked after. After all, whether Mary leaves 50% to Jane, and divides the rest between Sarah's kids, or leaves 50% to Jane and divides the rest between all the grandchildren, Jane still has her 50% regardless. So it's less about what happens to Jane, and much more about how Mary is dividing Sarah's original half.

At the end of the day, it's up to Mary. IMO, it's most usual to leave 50% to each child, but with the share passing to the grandchildren on that side of the family if a child predeceases the parents. That's how it would legally be if there was no will, and most people I know have written their will this way. I know my parents did, my in-laws have, and I have. All very normal.

So while it is up to Mary, I can understand that Sarah's kids might feel a bit hard done by. But there's nothing really that they can do about it anyway.

Gillthepill · 19/04/2026 22:33

I wonder if you are Mary or her advisor?

Summerbay23 · 19/04/2026 22:32

Eggs2022 · 19/04/2026 21:49

I get what you’re saying but I still politely disagree, no matter what way my nana split her will I would never for a second think that my mother or we dont count to her… maybe it’s a phrasing thing but saying they think they don’t count as a result of a will change is mercenary… if anything it’s like they think they count more than her other grandkids. there’s one daughter and four grandchildren so things are just different now, you can’t leave money to someone who’s not there and I definitely wouldn’t split my money so unequally between my grandchildren

But in my eyes it is treating grandchildren very unequally. Sadly we have no idea whether the remaining daughter will live for 1 month, 1 year, or 10 years. By leaving more to that daughter, her children benefit disproportionately so they are favoured over the other grandchildren. Yes, you can hope it is used for the daughter’s retirement but sadly life isn’t predictable so no one knows that to be the case.

SnozPoz · 19/04/2026 22:31

Not fair, but life's not fair and Mary can do what the f**k she likes with her money, cos er... it's her money. This should never have been discussed. Also... what's Sarah's husband getting?... that will surely be passed down to his kids? Assuming he doesn't blow it on hookers and drugs?

Gonnagetgoingreturnsagain · 19/04/2026 22:30

You seem to know an awful lot about this OP for someone who is a friend of these people…

grumpygrape · 19/04/2026 22:26

...and if it all disappears in care home fees nobody gets much anyway.