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AIBU?

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Wealthy MIL hoarding money

687 replies

hoardingwealth · 19/04/2026 09:03

MIL is worth a few Million. Lives in a 6 bed, 6 bath mansion. Has multiple cars. Takes several long haul holidays every year, always business class. Lots of investments. Lots and lots of properties that she rents out. She's in very good health and in her mid 70's. Most women in the family live until 95. I'd say she's on track to do the same.

Now here's the rub. She was given a property and a business by her wealthy parents. She also inherited substantially. But she has effectively pulled up the ladder behind her, and has not given any such help to DH or his brother. We are ok for money, however BIL is on the breadline. He has young kids too. They are crammed into a tiny ex-council house and live pay cheque to pay cheque. They have no treats or niceties, no meals out, no holidays etc, as the money just won't stretch.

Obviously when MIL passes, unless she needs care, DH and BIL will receive a very nice inheritance, but if she does indeed live until 95, DH and BIL will be in their early 70's by then.

How would you feel about this? I'm struggling to wrap my head around it, tbh. DH and I have adult children, and we have helped them financially to get on the housing ladder, to get married etc, even though we don't have anything near this kind of wealth.

AIBU to think that MIL should have done the same as her parents did for her, and given DH and BIL a leg up, just like she had?

Has anyone else experienced this?

OP posts:
rainingsnoring · 19/04/2026 12:14

YayRain · 19/04/2026 12:12

Maybe, but I am aware (not from personal experience) that having money brings all sorts of fake people around you who want to benefit. It's hard to make genuine friendships. That much isn't about being manipulative. It's about not wanting fake relationships. If I ever did come by lots of money I'd hide it for that reason.

So you label her children as 'fake people'. What a horrible thing to say. This woman, with her inherited wealth, has always been stingy. She didn't even pay for her children's driving lessons.

LiviaDrusillaAugusta · 19/04/2026 12:13

BunnyLake · 19/04/2026 12:11

Imagine the hate for a wealthy child not helping their poorer parents.

There wouldn’t be any. As far as most posters are concerned, obligation only goes one way.

YayRain · 19/04/2026 12:12

rainingsnoring · 19/04/2026 12:11

So you think she is manipulative as well as stingy and selfish? You are only adding to her faults.

Maybe, but I am aware (not from personal experience) that having money brings all sorts of fake people around you who want to benefit. It's hard to make genuine friendships. That much isn't about being manipulative. It's about not wanting fake relationships. If I ever did come by lots of money I'd hide it for that reason.

asdbaybeeee · 19/04/2026 12:12

I agree op. We don’t have loads of money (slightly above minimum wage and around 10k in savings) but we regularly treat our kids (2 adult couples) if we are fortunate to inherit from my parents and dhs parents. We will help dc out

SexIsNotNebulous · 19/04/2026 12:12

Has anyone else experienced this?

Of course they have, there's a grabby poster on here every couple of days about the same thing.

BunnyLake · 19/04/2026 12:11

tsmainsqueeze · 19/04/2026 12:03

I can't ever get my head around a rich parent not helping out her hard up child.

Imagine the hate for a wealthy child not helping their poorer parents.

YayRain · 19/04/2026 12:11

JustAThought8 · 19/04/2026 12:06

These threads are constant and all the same. Half the responses say it’s the PIL’s money; the other half say they couldn’t imagine letting their child suffer or not helping them out. What do you want to gain from this thread—people validating you and telling you to low contact ?

Both can be true. I support her to do what she wants with her money, how she wants to. I also can't imagine not helping my children in her position.

rainingsnoring · 19/04/2026 12:11

YayRain · 19/04/2026 12:10

Maybe she's trying to protect herself from conditional relationships? See who is there in the end and is genuine enough to deserve to inherit?

So you think she is manipulative as well as stingy and selfish? You are only adding to her faults.

LiviaDrusillaAugusta · 19/04/2026 12:11

turquoiseshell · 19/04/2026 12:10

"Obviously when MIL passes, unless she needs care, DH and BIL will receive a very nice inheritance"

OP definitely needs to look at the English law on inheritance. She could be in for a nasty schock. If MIL doesn't particularly like her children, she may well leave all her money to charity or friends.

I wouldn’t blame her one bit tbh

turquoiseshell · 19/04/2026 12:10

"Obviously when MIL passes, unless she needs care, DH and BIL will receive a very nice inheritance"

OP definitely needs to look at the English law on inheritance. She could be in for a nasty schock. If MIL doesn't particularly like her children, she may well leave all her money to charity or friends.

YayRain · 19/04/2026 12:10

rainingsnoring · 19/04/2026 12:08

Yes. That she is a stingy, selfish unpleasant woman who deserves to be deserted by her family entirely.

Maybe she's trying to protect herself from conditional relationships? See who is there in the end and is genuine enough to deserve to inherit?

BunnyLake · 19/04/2026 12:09

LiviaDrusillaAugusta · 19/04/2026 12:02

Nah! I don’t.

You know that ad (I think it’s for a furniture co) where the old lady says she could have bought expensive furniture but she wouldn’t have enough to pay for the hot Carlo? I love that and always think ‘good on her’ 🤣

No I haven’t seen it.

Although I would give my kids a big leg up financially if I could, it’s still nice to know there’s a lot of love and support for the older, wealthy, dare I say, ‘boomer’ on here. 😂

rainingsnoring · 19/04/2026 12:08

LiviaDrusillaAugusta · 19/04/2026 12:02

Maybe she’s trying to tell you all something…

Yes. That she is a stingy, selfish unpleasant woman who deserves to be deserted by her family entirely.

Dollymylove · 19/04/2026 12:08

If I had that amount of money I would certainly help my children if they were struggling . Have they actually asked for help?

hoardingwealth · 19/04/2026 12:07

LiviaDrusillaAugusta · 19/04/2026 11:59

Do you honestly think she’s too stupid to know that you feel like this?

If her children can’t be happy about her living her life then perhaps she failed as a mother.

Unless she's a mind reader no, she has no idea that I think she's stingy. Money is never spoken about, unless she's telling us how much her last holiday cost. We never bring it up. Ever. I am allowed my inner thoughts though.

OP posts:
TeethAreImportant · 19/04/2026 12:07

Ilovemsrachel · 19/04/2026 09:38

If I ever make my fortune, I can’t imagine not using it to benefit the family as a whole. I don’t really see what the point in having money is, if the family doesn’t benefit. Watching a child and their offspring live on the breadline like that while living in a massive mansion is just morally bankrupt.

The number of people on Mumsnet who are opposed to wealth redistribution even in a family context makes me feel like humanity is doomed tbh. Bit bleak for a Sunday but there we go.

Not just any offspring, but your own grandchildren. It's incomprehensible to me. Hope she doesn't need anything from her own children if she ever burns through all her own wealth, the brother (and OPs husband) might not be very inclined to help.

BashfulClam · 19/04/2026 12:06

hoardingwealth · 19/04/2026 11:57

And exactly how is anyone grabby, when no one has ever asked her for a bean? Please elaborate!

You are calculating when she might die etc. I don’t look at my mil and my mother thinking ‘well I’ll be x age when they die! It’s abhorrent. No one is entitled to someone else’s money.

JustAThought8 · 19/04/2026 12:06

These threads are constant and all the same. Half the responses say it’s the PIL’s money; the other half say they couldn’t imagine letting their child suffer or not helping them out. What do you want to gain from this thread—people validating you and telling you to low contact ?

LiviaDrusillaAugusta · 19/04/2026 12:06

Brainstorm23 · 19/04/2026 12:04

The MIL would do well to look into estate planning as otherwise the money will be eaten up by inheritance tax. She sounds like my mother except she has planned and there are family trusts which were set up a long time ago. It would be beneficial now while she's in good health to start sharing wealth with the next generation otherwise it'll get eaten up in IHT and care home fees (unless OP or her SIL will take her in which seems unlikely!)..

But that’s not her problem either. She will be dead. It won’t matter what happens then, from her point of view

LiviaDrusillaAugusta · 19/04/2026 12:04

GingerBeverage · 19/04/2026 12:03

I would say that not paying for teenage driving lessons speaks more to not ever having loved/liked her children from a young age, rather than the popular view on this thread that potential inheritors should be punished via disinheritance.

So the question remains, what did these children do to make her dislike them so much? And where is FIL in all this?

Teenage driving lessons then presumably cars and insurance etc.

Some people wait til they can afford driving lessons.

Maybe she feels her sons are their wives are greedy and only speaking to her so they can get their mitts on her money? It really does look like that

Brainstorm23 · 19/04/2026 12:04

The MIL would do well to look into estate planning as otherwise the money will be eaten up by inheritance tax. She sounds like my mother except she has planned and there are family trusts which were set up a long time ago. It would be beneficial now while she's in good health to start sharing wealth with the next generation otherwise it'll get eaten up in IHT and care home fees (unless OP or her SIL will take her in which seems unlikely!)..

CanSeeClearlyNowTheRainHasGone · 19/04/2026 12:04

hoardingwealth · 19/04/2026 09:03

MIL is worth a few Million. Lives in a 6 bed, 6 bath mansion. Has multiple cars. Takes several long haul holidays every year, always business class. Lots of investments. Lots and lots of properties that she rents out. She's in very good health and in her mid 70's. Most women in the family live until 95. I'd say she's on track to do the same.

Now here's the rub. She was given a property and a business by her wealthy parents. She also inherited substantially. But she has effectively pulled up the ladder behind her, and has not given any such help to DH or his brother. We are ok for money, however BIL is on the breadline. He has young kids too. They are crammed into a tiny ex-council house and live pay cheque to pay cheque. They have no treats or niceties, no meals out, no holidays etc, as the money just won't stretch.

Obviously when MIL passes, unless she needs care, DH and BIL will receive a very nice inheritance, but if she does indeed live until 95, DH and BIL will be in their early 70's by then.

How would you feel about this? I'm struggling to wrap my head around it, tbh. DH and I have adult children, and we have helped them financially to get on the housing ladder, to get married etc, even though we don't have anything near this kind of wealth.

AIBU to think that MIL should have done the same as her parents did for her, and given DH and BIL a leg up, just like she had?

Has anyone else experienced this?

Emile Zola wrote a book in 1887.

It depicts the children expecting the father to hand over his farm and explaining how they will look after him.

When he does all is good for a while as he continues also to till the soil, and then they regard him as a useless dead weight they have to feed and eventually look after.

So they try killing him but mess it up.

Then eventually burn him to death.

Inheritance squabbles are as old as time. So is the changing view of parents as they age from providers to dependents.

If your children ask for their inheritance early, tread cautiously. The love you show for them now may not be reciprocated in years to come even if they believe their own promises now!!

GingerBeverage · 19/04/2026 12:03

LiviaDrusillaAugusta · 19/04/2026 12:02

Maybe she’s trying to tell you all something…

Yes, she wants them to go NC.

tsmainsqueeze · 19/04/2026 12:03

I can't ever get my head around a rich parent not helping out her hard up child.

GingerBeverage · 19/04/2026 12:03

LiviaDrusillaAugusta · 19/04/2026 11:53

Exactly that. And/or doesn’t like the DILs because they are grabby.

Whilst inheritance is nice, it’s still every generation’s responsibility to make their own choices and not expect their arses wiped all the time.

I would say that not paying for teenage driving lessons speaks more to not ever having loved/liked her children from a young age, rather than the popular view on this thread that potential inheritors should be punished via disinheritance.

So the question remains, what did these children do to make her dislike them so much? And where is FIL in all this?

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