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AIBU?

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Wealthy MIL hoarding money

687 replies

hoardingwealth · 19/04/2026 09:03

MIL is worth a few Million. Lives in a 6 bed, 6 bath mansion. Has multiple cars. Takes several long haul holidays every year, always business class. Lots of investments. Lots and lots of properties that she rents out. She's in very good health and in her mid 70's. Most women in the family live until 95. I'd say she's on track to do the same.

Now here's the rub. She was given a property and a business by her wealthy parents. She also inherited substantially. But she has effectively pulled up the ladder behind her, and has not given any such help to DH or his brother. We are ok for money, however BIL is on the breadline. He has young kids too. They are crammed into a tiny ex-council house and live pay cheque to pay cheque. They have no treats or niceties, no meals out, no holidays etc, as the money just won't stretch.

Obviously when MIL passes, unless she needs care, DH and BIL will receive a very nice inheritance, but if she does indeed live until 95, DH and BIL will be in their early 70's by then.

How would you feel about this? I'm struggling to wrap my head around it, tbh. DH and I have adult children, and we have helped them financially to get on the housing ladder, to get married etc, even though we don't have anything near this kind of wealth.

AIBU to think that MIL should have done the same as her parents did for her, and given DH and BIL a leg up, just like she had?

Has anyone else experienced this?

OP posts:
Dalmationday · 19/04/2026 14:36

Find a way to slip her some nice beef wellington

hattie43 · 19/04/2026 14:33

I personally couldn’t sit on a pile of cash and watch my children struggle . If i had kids I would want to look after them .

Vivi0 · 19/04/2026 14:30

LiviaDrusillaAugusta · 19/04/2026 14:10

No but he married someone who does appear a tad grabby

The OP is grabby…for caring about her BIL and his family more than his own mother does?

Gillthepill · 19/04/2026 14:30

Think this was posted some time ago? I would find this very hard OP but maybe the kids need to ask for money? She can only say no. Plus, if she married her boyfriend, he’ll inherit it all unless she’s made a will.

Vivi0 · 19/04/2026 14:29

LiviaDrusillaAugusta · 19/04/2026 14:11

But it’s literally got nothing to do with her. BIL and DIL have made their lives and the DMIL isn’t responsible for that

It’s nothing to do with her?

She’s their mother.

My children aren’t even teenagers yet, and I already save for their future. Most people I know do, regardless of their level of income.

Can we please stop trying to normalise completely turning one’s back on their children and grandchildren.

Thread after thread after thread about this recently.

It’s disgusting.

butternutrisotto · 19/04/2026 14:29

topcat2026 · 19/04/2026 13:29

It depends on the relationship. I wouldn't give my brother the steam from my piss let alone any money.

But the Op is making this all about the Bil - she cares so much for him - she doesn’t want the money for herself, she has stated they are well off enough to set their kids up with deposits for house etc

Gemtastic · 19/04/2026 14:29

LiviaDrusillaAugusta · 19/04/2026 11:53

Exactly that. And/or doesn’t like the DILs because they are grabby.

Whilst inheritance is nice, it’s still every generation’s responsibility to make their own choices and not expect their arses wiped all the time.

Making things up again. She doesn’t even pay for her own meals sometimes, let alone treat others. Hardly makes the DILs grabby.

The MIL is grabby for hanging on to family money that she has benefitted from for all those years and not made herself. Grabby MIL, not DILs.

That she laughs about her sons financial troubles says everything about what a horrible person she is. That also says a lot about you for being her cheerleader.

WhatAMarvelousTune · 19/04/2026 14:25

Sunshineandoranges · 19/04/2026 10:13

Perhaps it depends on whether her son has done his best in life so deserves her support

To be honest, even if that was an issue, I’d still want to help my grandchildren. Even if it was something like saying I’d book and pay for eg swimming lessons - something important, benefits the children, and is probably either not currently affordable or really being scraped for.
I’d do that even if I thought my adult child was a lazy bone idle arse.

hcee19 · 19/04/2026 14:23

My mother passed 5 years before my dad. They had their own business and l know pretty well off. Sometimes my dad d would say how he was struggling for money, l have no explanation as to why he would say this , but he did. I would offer to clean for him, he ate with us every Sunday for a roast, sometimes popping in during the week too. When he passed, omg, my brother and l were in shock. He had millions, he liked classic cars, l knew about one of them as it was kept in his garage at home and he would go to car shows throughout the summer. We found he had a model T Ford, a highly collectable vintage Rolls Royce and 4 others l cannot not remember, it was 8 years ago. He was never tight will his money, always spoilt his grandchildren & would do anything for us at the drop of a hat....l, to this day cannot this of an explanation as to why all this was not known to us.

Fuzzymuddle33 · 19/04/2026 14:23

I think it’s mean of her not to share some of her finds with family if some are struggling.

totallyinshock · 19/04/2026 14:19

I cannot believe some of the responses on here! Minimum wage workers aren’t “wasters” or anything like that. They’re people who keep the world turning.

totallyinshock · 19/04/2026 14:19

I cannot believe some of the responses on here! Minimum wage workers aren’t “wasters” or anything like that. They’re people who keep the world turning.

totallyinshock · 19/04/2026 14:19

I cannot believe some of the responses on here! Minimum wage workers aren’t “wasters” or anything like that. They’re people who keep the world turning.

butternutrisotto · 19/04/2026 14:15

Needspaceforlego · 19/04/2026 14:08

Op I hear what you are saying.
I think a huge part of it is people who have never struggled for money become misers.

The most generous people are those with very little.

It's absolutely the weirdest thing. Scrounge is real. Hording money doesn't make people happy it leads to misery.

The only thing you can do is suggest to MIL that maybe she could consider gifting some money to avoid Inheritance Tax when she's gone.

The mil is not being a miser or a scrounger either - she spends her money - it seems quite liberally too -the problem is just not on the op!

LiviaDrusillaAugusta · 19/04/2026 14:11

Ionlymakejokestodistractmyself · 19/04/2026 13:32

Could you ask her to help bil?

But it’s literally got nothing to do with her. BIL and DIL have made their lives and the DMIL isn’t responsible for that

Scottishskifun · 19/04/2026 14:11

Tricky as I see both sides of this tbh.

On one hand I think people should live within their means and not rely on others. I have always been financially independent since leaving home at 18.
I also see first hand what can happen when the hand outs start with my brother. It hasn't stopped and at 43 he still pressures my mum for money pleading poverty and debt collectors whilst buying the latest apple watch etc.

Flip side my DHs Granny ended up very wealthy in her 90s and would give out cheques randomly. She's definitely set up children up with 15k each just for being born!

I do belive in setting up funds for children but that it comes with clauses for use.

It does sound like she's unlikely to change however so not much point dwelling on it.

LiviaDrusillaAugusta · 19/04/2026 14:10

Moveoverdarlin · 19/04/2026 14:00

And even if it was the case, she also doesn’t help out her other son (OP’s DH) who definitely hasn’t got gambling, drug or booze issues.

No but he married someone who does appear a tad grabby

Sensiblesal · 19/04/2026 14:09

Sounds like a). You didn’t need the leg up & b). Its not your concern how other people spend their money.

she isn’t hoarding.

Needspaceforlego · 19/04/2026 14:08

Op I hear what you are saying.
I think a huge part of it is people who have never struggled for money become misers.

The most generous people are those with very little.

It's absolutely the weirdest thing. Scrounge is real. Hording money doesn't make people happy it leads to misery.

The only thing you can do is suggest to MIL that maybe she could consider gifting some money to avoid Inheritance Tax when she's gone.

BunnyLake · 19/04/2026 14:02

UniquePinkSwan · 19/04/2026 12:51

You sound very grabby. No one is entitled to an inheritance. I’d leave it to a dog shelter before I’d leave it to you personally

It’s the son though not OP. Are you saying you wouldn’t help out your own children if you were in a position to?

CPNSBH · 19/04/2026 14:02

Charlize43 · 19/04/2026 13:36

Maybe MIL knows something about BIL that isn't being revealed here: drugs; gambling habit; frequenter of prostitutes, haribo habit, alcoholic, hoarder, maybe she suspects that he'll blow it all on videos of Kerry Katona from her Only Fannies site (she claims to have made millions)... Allegedly Huw Edwards spent £35K on pictures of teenage boys wanking... One can't begin to imagine.

MIL may have very good reason.

To be fair Haribo are expensive, I waste a fortune on them.

blackbunny · 19/04/2026 14:02

Lovely and generous as it would be for her to help her children and grandchildren out now( I would and I have, having been in a similar position)- sadly you can’t make her think differently.
All you can do is set boundaries about what you’ll be doing for her in the future.

Moveoverdarlin · 19/04/2026 14:00

Holesintheground · 19/04/2026 13:56

Even if that was the case - which I doubt - in such a scenario I'd want to do things to benefit my grandchildren. I'd be buying them clothes, treating them for birthdays and Christmas, taking them on holidays and outings.

MIL sounds miserable and deeply unpleasant.

And even if it was the case, she also doesn’t help out her other son (OP’s DH) who definitely hasn’t got gambling, drug or booze issues.

Catwalking · 19/04/2026 14:00

Wealthy people “never have enough ££££”, according to our solicitor.

I need add, rich people have absolutely zero concept of economising or understanding what it’s like to attempt to live with only just enough money.

Holesintheground · 19/04/2026 13:59

MadisonMontgomery · 19/04/2026 13:23

OP my dad is similar - inherited a lot of money, retired at 50 and travels the world with his partner who is in a similar position. I have never asked/hinted/dared to even hope for some help, but he constantly comments on adult children who expect handouts and childcare (he has no grandchildren, and I basically lived with my grandparents they provided so much childcare). The last time he said this I asked him who he was talking about - he just spluttered.

I'd bet that if he was unfortunate enough to experience a downturn in his health, he'd expect you to help him out. Happens so often with people like this, who are then astonished that you don't immediately want to run around for them. Make sure you're busy if and when this happens.