Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Where do you hide your running away fund

332 replies

Somuchsugarinoneday · 17/01/2026 16:47

If you have one?

I’m soon going to be working more hours and earning almost double what Dp does. I’m not planning to run away, but I do want to save that money and Dp is hopeless with money and it all gets frittered away somehow.
I want/need to save the money for an important reason-medical tests and help for my ill Dd and then possibly a trip to Disneyland in a year or so. I plan to work very hard for as long as this opportunity presents itself and to save as much as possible.
I’m thinking cash in a larger envelope, but where? My thoughts are in a high up picture frame in Dd’s bedroom, but i’m not sure 🤔

Where do you hide yours, if you even do?

OP posts:
FluffyMcFluffFace · 17/01/2026 17:58

If you want to keep it a secret, Marcus high onto account, all don't via an app on the phone, no letters or anything. I also have ISAs and an online only savings account with the same bank we have our joint account with, and my DH can't see that or access it. Premium bonds I still get letters for, but assume there's a way you can get it without any mail.

Somuchsugarinoneday · 17/01/2026 17:57

EnjoythemoneyJane · 17/01/2026 17:38

No. The piss take is a grown man, who is father to a (presumably sick?) child, spending every penny of his family’s money because he has no self-control.

The piss take is him being so incorrigibly profligate that his partner feels the need to ‘protect’ family savings from him.

The piss take is that you cannot jointly make financial contributions to shared goals (like medical tests or holidays) because he can’t be trusted not to put his hands in the jar.

Per everyone else’s answers, OP, a paperless personal account is the way to go. Cash is bonkers. Just make sure you stipulate that you don’t want your partner to know about the account. I believe most banks take extra precautions to avoid slip-ups with letters or phone calls if you do, as this is often requested in DV and financial abuse situations.

You’re completely right. Thank you

OP posts:
Livelovelaughfuckoff · 17/01/2026 17:57

Potfullofstuff · 17/01/2026 17:23

That sounds like an old person 2

Not really. I have other investments but was responding to the OP’s specific question which is presumably looking for an easy access low profile way to keep money.

Mindyourfunkybusiness · 17/01/2026 17:57

Is there something concerning for you?

My partner has zero issue with my "running away fund" and even donated towards it 😂 to round it up to an amount where I could afford to pay expenses of properties and for the kids for 2 years. Only rule is that its untouched until its needed.

We also have properties separately and one together.

That's why I ask if there's something concerning you, that it has to be secret? Can you not discuss your fears and concerns as a female and how you'd feel safer with a running away fund?

CarterBeatsTheDevil · 17/01/2026 17:55

Somuchsugarinoneday · 17/01/2026 17:49

Dd is both ours, but we’re not married

Why not to opening an account in Dds name?

Because it would belong to her, not you.

I don't really understand any of this, OP, but I would open an online bank account like Monzo or Starling and get them to send any post to your workplace.

CarelessWimper · 17/01/2026 17:54

Somuchsugarinoneday · 17/01/2026 17:49

Dd is both ours, but we’re not married

Why not to opening an account in Dds name?

Because she or her father could spend the money as they wish.

I think you really need to explain to him the importance of saving and take some of both of your money from the joint account.

BatchCookBabe · 17/01/2026 17:53

Washingupdone · 17/01/2026 17:44

Maybe you have never been caught up in a relationship that needed one. When you have DC responsibilities it is another thing, plus the DH handles all the monetary affaires, car and housing, you cannot judge,

I was gonna say this. Me and my DH have a decent solid marriage and I have no intention of leaving. (Don't know about him!) 😬 But yeah anyway, a few times in the past, the marriage has gone through rough patches, and I have wished I could get away, and would have welcomed a get away fund.

It's a bit smug to say 'I have never needed one!' I mean, lovely for you, but there's no need to look down your nose at people who DO have a getting away fund.

HScully · 17/01/2026 17:50

I have a savings account and joint account with Halifax. The savings only shows up on my app and login, not my partners.

I signed up to paperless so all statements etc are emailed. Nothing comes to the house. Mine isn't deliberately secret but banks have strong gdpr rules. Your partner will only be aware if he knows your log in or email passwords

freakingscared · 17/01/2026 17:50

open a Revolut account leave it on savings as it earns interest ?

Frogrex · 17/01/2026 17:50

I have my own bank account with several different saving “pots”attached to it. We never really discuss what’s in my account but if it ever comes up I only talk about what’s in my main account. I have been a single mum previously and whilst I have ZERO intention of splitting up I don’t like the thought of not having anything set aside
some of it is Inheritance from my Grandma and he said I have to spend it on myself- so far I have used it for dental treatment and a kitten but the rest is in an ISA
We have never had a joint account as he came into the marriage with bad credit so we have just always had it our own and pay a few bills each

Somuchsugarinoneday · 17/01/2026 17:49

AllThisFuss · 17/01/2026 17:35

They're not married. DD is his, not OP's.

Have you actually read the thread?

And never, never open an account in a child's name that you want to use for yourself.

Dd is both ours, but we’re not married

Why not to opening an account in Dds name?

OP posts:
MikeRafone · 17/01/2026 17:48

I put it in the highest paying savings account or ISA that I can find, the money is paid in on payday like all the other standing orders and direct debits, so it just looks like another bill. If you are saving £500 a month, then make 2/3 smaller payments to monthly savers as they pay 6/7%

Benjaminbraddock · 17/01/2026 17:46

Does he gamble or have other addiction issues? Are you not in the uk because he’s not from here and you don’t feel safe or you have little autonomy?

HollyIvy89 · 17/01/2026 17:46

If you are putting it in an envelope he or anyone else will not be aware of it and if you separate it would be difficult to track and split is the direction I think you are going…
if you put in an online ISA and opt out of paper you’d have to declare if seperation. Assuming you are married.

toomuchfaff · 17/01/2026 17:46

How about just dump you "DP" - they are not very dear if youre enquiring about a fund to run away from them.

Leave them in your rear view.

Rayburn · 17/01/2026 17:46

There aren’t any new or original places to hide cash in a house.

UniquePinkSwan · 17/01/2026 17:45

If you think you need one, you are in the wrong relationship

Somuchsugarinoneday · 17/01/2026 17:45

CarelessWimper · 17/01/2026 17:31

Also I would tell him you are saving up for this and just set up a direct debit for the tests and a holiday to an account in your name that he knows about and let him know how much is in there and then have a secret account too.

Otherwise how is he going to think you got the money to pay for everything? That will make it harder to save in the future as it encourages him to spend what he likes as you will pick up the shortfall and it tells him you are hiding stuff from him.

im definitely not saying don’t have your own secret account but keep that for a last resort like splitting up

Yes, good point

OP posts:
Pusstachio · 17/01/2026 17:44

Trumpisacunt · 17/01/2026 17:40

So the op worked part time for years and mainly lived off her dp's salary and now thinks its ok to not consider her income as family money? Sounds like there are major relationships problems

Missed the bit where her DH funded comprehensive wraparound childcare during this time- or do you think OP is obliged to provide this gratis?

Washingupdone · 17/01/2026 17:44

Boomer55 · 17/01/2026 17:37

And me. I’ve never had a running away fund in my life. 🙄

Maybe you have never been caught up in a relationship that needed one. When you have DC responsibilities it is another thing, plus the DH handles all the monetary affaires, car and housing, you cannot judge,

HaudYerWheeshtYaWeeBellend · 17/01/2026 17:42

Separate bank account.

Somuchsugarinoneday · 17/01/2026 17:41

CarelessWimper · 17/01/2026 17:27

I would go to a different bank and open an account that is convenient to be paid in. You should be able to check that it is set up so that your account has no paperwork sent anywhere other than via email.

However if your DP looks at your phone he might see a banking app or a notification so is it worth telling him you want your own account or it’s an account for your child? You should move money out of there to a higher rate savings account. There are ISAs and premium bonds and lots of different account options.

If you hide cash in the house and he finds it then it sounds like you are screwed. He isn’t sounding like a great guy if he won’t say for medical tests for your child.

He will of course save for her, but would dib in a lot i’m sure without thinking about it and I want to be strict with it

OP posts:
WinterSunglasses · 17/01/2026 17:41

Tip I've seen said on here. You can get cashback at some supermarkets and then it just looks like a shop you've done at Tesco or wherever. Pay the withdrawn cash into your new account at a post office branch. That saves any transfers showing up on your joint account statement. Is he the type who pores over bank statements?

Pusstachio · 17/01/2026 17:41

Somuchsugarinoneday · 17/01/2026 17:38

Temporarily. Not in uk

If you’re not in the uk would a safety deposit box be an option?

Trumpisacunt · 17/01/2026 17:40

So the op worked part time for years and mainly lived off her dp's salary and now thinks its ok to not consider her income as family money? Sounds like there are major relationships problems

Swipe left for the next trending thread