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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To holiday in the UK?

86 replies

HoneyPie12 · 05/01/2026 18:16

So, first world problems obviously but summer holidays.. we have 3 boys ages 15, 12 and 7 and in 2024 we went on our first ever abroad family holiday. It was bloody lovely - we had the best time. It was a very impulsive decision made 2 weeks before at the travel agents and my equally impulsive husband went from looking online to us sat booking it with a travel agent within a day or 2! I cannot stress how much of a great time it was. We put it on our credit card and then didn't go anywhere in 2025 as we told the children we were still paying off our lovely holiday - they totally understood. It's all paid off now and we are now talking about doing it in 2026. However, while we were chatting, I've just heard myself say out loud - well if our budget is 5k...

5k. For one week. 5 thousand British pounds. I had the best holiday and we had so much fun but 5,000 pounds for one week?! We obviously don't have that spare or we wouldn't have needed to put it on a credit card last time. We have very little savings really and the sensible thing would be to stay home. We could go away somewhere in the UK for half the price I suppose - although not all inclusive and maybe no flipping sunshine!

I guess my question is:

AIBU to book a 5k family holiday in 2026 knowing that 5k is a LOT of money and could potentially be spent on other things?

Or is it a YOLO situation where my lovely husband and amazing kids work hard all year and why shouldn't we just say sod it and book - not many years left where they will be at home and want to spend time with us?!

OP posts:
HoneyPie12 · 05/01/2026 18:25

HarryVanderspeigle · 05/01/2026 18:20

Surely you can get a holiday abroad for elss than that? It all depewhere you want to go and the type of accommodation. I would imagine eurocamp or the canaries in May or October would be cheaper.

We definitely want to go all inclusive if we go away but other than that we are happy with anything- it seems the problem is the amount of children we have..maybe if I left one or 2 at home it would be much cheaper but they all seem to attach to me with cute faces when I'm ready to drop them for some sun! 😄 🤣 x

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Thedaywoman · 05/01/2026 18:25

You rent? With any intention to buy?

my focus would be squarely on getting a family home that isn’t vulnerable to the whims of a landlord

DarkForces · 05/01/2026 18:25

I wouldn't get into debt for a holiday but I guess it's just like paying it off in instalments if it's on an interest free credit card. I love holidays and allocate money every month to saving for them but not an amount that impacts our day to day quality of life. It really depends on your circumstances but £5k is a good price for a peak season holiday for 5 of you and all inclusive in a nice hotel

SilverGlitterBaubles · 05/01/2026 18:24

It all depends on the time of year, the type of holiday and destination. Does the £5k include spending money? Was the previous holiday all inclusive?

HoneyPie12 · 05/01/2026 18:23

Notmyreality · 05/01/2026 18:20

Where was your holiday can I ask?

Lanzarote- we went in August school holidays (back end) and all inclusive and it was 4.5k and the best weather, lovely hotel etc! The lady kept saying it was such a steal for that time of year - I'm seeing now it was!!

OP posts:
PhantomOfAllKnowledge · 05/01/2026 18:22

I wouldn't go if I had to put it on a credit card. No holiday is worth getting into debt for.

HoneyPie12 · 05/01/2026 18:22

Thedaywoman · 05/01/2026 18:18

Would be reckless to suggest you book as we know bugger all about your finances other than… well, you have just cleared a debt

Oh good point. I should edit it to say we rent our house, don't really have debt, pretty comfortable month to month but if something big came up that was more than about 2k it would need to go on a credit card. We have an emergency fund tucked away for dire straights but other than that we just kind of month to month live a nice life - we were very very working class people who have very slowly found ourselves to be managing better than we ever thought we could! 5k is a lot to us though!

OP posts:
Notmyreality · 05/01/2026 18:20

Where was your holiday can I ask?

HarryVanderspeigle · 05/01/2026 18:20

Surely you can get a holiday abroad for elss than that? It all depewhere you want to go and the type of accommodation. I would imagine eurocamp or the canaries in May or October would be cheaper.

OakleyStreetisnotinChelsea · 05/01/2026 18:19

There is a happy medium to be found, you can have great holidays abroad that don't cost £5K! It might not be AI but if you are willing to camp or stay in a holiday let in the UK then why not do that abroad where you can enjoy different cultures, warm seas and more reliable weather?

But nobody is unreasonable for holidaying in hr UK, we have some beautiful parts of the country to explore. It's great to get to know your own country too.

Thedaywoman · 05/01/2026 18:18

Would be reckless to suggest you book as we know bugger all about your finances other than… well, you have just cleared a debt