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To think the problem with wealth inequality is that rich people don't know how rich they are?

769 replies

Neeroy · 17/11/2025 09:04

Article in the Times today saying that people earning six figures 'don't feel rich'.

Because they are surrounded by six figure earning peers they are comparing themselves to people who have more rather than the 90% of the population that have far less. This is why the budget is poorly received in the news, because rich people think they already shoulder too high a burden when in fact compared to everyone else they still have far more disposable income. Even if they have to cut down on the number of holidays they go on. They aren't sitting in the dark under a blanket. Or only making food that doesn't require turning on the oven.

I don't think they realise how so many people have to live.

www.thetimes.com/article/1fb46414-8f65-436f-8f95-451d69626148?shareToken=8061d939633164c0dfbd805240c8e008

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Differentforgirls · 22/11/2025 05:30

percypiggy200 · 22/11/2025 05:22

Because you want to give your family a stable life where
you can put the heating on whenever you want, not have to think about the cost of food, go on holiday, maybe even give your children a fantastic education so you are giving them the best start in life you possibly can.

The government spends £13k (in 2022/23) per person including children. To be a net contributor for a family of 4 say the family has to contribute £52,000 a year in taxes. That’s almost a six figure salary and that’s just breaking even! That’s not being a net contributor. The net contributors are subsidizing all those people who aren’t.

Btw, subsidise, doesn't have a z in it.

Differentforgirls · 22/11/2025 05:29

percypiggy200 · 22/11/2025 05:22

Because you want to give your family a stable life where
you can put the heating on whenever you want, not have to think about the cost of food, go on holiday, maybe even give your children a fantastic education so you are giving them the best start in life you possibly can.

The government spends £13k (in 2022/23) per person including children. To be a net contributor for a family of 4 say the family has to contribute £52,000 a year in taxes. That’s almost a six figure salary and that’s just breaking even! That’s not being a net contributor. The net contributors are subsidizing all those people who aren’t.

You're obsessed.

percypiggy200 · 22/11/2025 05:22

Differentforgirls · 22/11/2025 04:56

I certainly wouldn't. Why would you spend more time at work than with your children?

What do you pay for me eg?

Because you want to give your family a stable life where
you can put the heating on whenever you want, not have to think about the cost of food, go on holiday, maybe even give your children a fantastic education so you are giving them the best start in life you possibly can.

The government spends £13k (in 2022/23) per person including children. To be a net contributor for a family of 4 say the family has to contribute £52,000 a year in taxes. That’s almost a six figure salary and that’s just breaking even! That’s not being a net contributor. The net contributors are subsidizing all those people who aren’t.

Differentforgirls · 22/11/2025 04:56

percypiggy200 · 22/11/2025 04:53

This is what some people don’t seem to understand. That a six figure salary comes with sacrifice - you sacrifice work life balance, time with your kids. Because you are trying to make a better life for your family. You are taxed almost out of existence to pay for people who won’t make the same sacrifice.

I certainly wouldn't. Why would you spend more time at work than with your children?

What do you pay for me eg?

percypiggy200 · 22/11/2025 04:53

Differentforgirls · 22/11/2025 02:49

That’s awful. Where’s your work/life balance?

This is what some people don’t seem to understand. That a six figure salary comes with sacrifice - you sacrifice work life balance, time with your kids. Because you are trying to make a better life for your family. You are taxed almost out of existence to pay for people who won’t make the same sacrifice.

Differentforgirls · 22/11/2025 03:31

MatchaMatchaMatcha · 22/11/2025 02:52

You have completely misunderstood my premise.

Which was? That you need money to prioritise your friends and family?

MatchaMatchaMatcha · 22/11/2025 02:52

Differentforgirls · 21/11/2025 18:40

No. Because your whole premise is wrong.You don’t need money to prioritise friends and family. What if your friends and family are either skint, or just getting by, or are comparably wealthy? Matters not a jot. If you need money to have good relationships with your friends and family, then you should rethink those relationships.

You have completely misunderstood my premise.

Differentforgirls · 22/11/2025 02:49

OneAmberFinch · 21/11/2025 22:06

Yes (you would take lunch/dinner breaks during this of course)

That’s awful. Where’s your work/life balance?

OneAmberFinch · 21/11/2025 22:06

Differentforgirls · 21/11/2025 20:31

9am to 10pm?

Yes (you would take lunch/dinner breaks during this of course)

Differentforgirls · 21/11/2025 20:31

OneAmberFinch · 21/11/2025 19:10

9-10 is our standard day.

9am to 10pm?

OneAmberFinch · 21/11/2025 19:10

Differentforgirls · 21/11/2025 14:11

Can I ask what your usual hours are?

9-10 is our standard day.

Differentforgirls · 21/11/2025 18:40

MatchaMatchaMatcha · 21/11/2025 17:14

Does it really need pointing out that to many money is a priority because friends, family and experiences are the priority?

Most people need to have money in order to prioritise friends and family.

It's the difference between obtaining safety and being privileged enough to never have to worry about such a thing

No. Because your whole premise is wrong.You don’t need money to prioritise friends and family. What if your friends and family are either skint, or just getting by, or are comparably wealthy? Matters not a jot. If you need money to have good relationships with your friends and family, then you should rethink those relationships.

MatchaMatchaMatcha · 21/11/2025 17:14

Does it really need pointing out that to many money is a priority because friends, family and experiences are the priority?

Most people need to have money in order to prioritise friends and family.

It's the difference between obtaining safety and being privileged enough to never have to worry about such a thing

GasPanic · 21/11/2025 14:24

I have been one fortunate recipient of HPI. Not huge amounts but still some.

According to some I got this by "working hard all my life" and "being clever".

When in reality I might have easily got it by sitting on my arse and waiting while successive governments completely mismanaged the property market to the detriment of anyone who didn't own property.

The reader can decide for themselves ...

But no, I do realise how fortunate I am.

Differentforgirls · 21/11/2025 14:11

OneAmberFinch · 21/11/2025 10:52

Meant I moved out 1h from the office instead of 1.5h yes (staying within the main London area for tube/bus/taxi options if train is unavailable). During busy times it is not unusual to stay in the office past 11pm and be back for 9am.

The boss's opinion is relevant because it reflects certain industry expectations which become difficult to meet when housing is at such a premium.

Can I ask what your usual hours are?

Differentforgirls · 21/11/2025 14:08

bbwbwka · 19/11/2025 20:38

We got "rich" by saving like hell as soon as we had jobs. For years, me and DH had no holidays, no new clothes, nothing like jewellery/handbags, I have no engagement ring and our wedding was a reg office cheapy for 10 people. Our furniture was stuff from our childhood bedrooms. That was it. There have been periods (spanning years) where we have worked 7 days weeks. Every spare penny went against the mortgage. We now own our house outright and DH earns a very good salary having been in the same industry for 30 years and working exceptionally hard in it.

We have worked our guts out and definitely harder than people in 35h pw jobs. Regularly, we both worked double that and more.

I feel very angry at the govt looking at us as cash cows. We own a band G property. We earned every fucking penny. We did not have generational wealth or any shit like that. Nobody in our family ever went to uni before us and nobody even had any A levels.

We aren't even swimming in money as people seem to think. In fact, the top I'm wearing is about 15 years old and has a large area where the fabric has simply worn away. I could afford a top, but I don't care about the state of my current one. DH is still working tonight, wearing a 2nd hand suit. We could afford to replace these clothes but that isn't how we've got rich.

If we were younger, we would emigrate. The UK has gone to shit with more than half the population not being net contributors. That's what we have to fix, not demonise people who've done well.

Did you ever have any pleasure apart from making and saving money?

FancyBiscuitsLevel · 21/11/2025 11:08

As I said earlier @Neeroy- I do think this boils down to the lowering of lifestyles. If you earn an amount that puts you in the top 10% of the population, but your lifestyle is still lower than your parents lifestyle when they were your age (and they had “lower paid job” in relation to average income at the time), you are unlikely to feel rich. If you haven’t been able to get anywhere near the lifestyle levels someone in the top 10% had 20/30 years ago, the fact that your wage puts you in the top 10% might not be obvious unless you go look up the figures.

We really have as a country lowered our standards and expectations of what sort of lifestyle we should be living (at all levels of society except the 1%). A lot of it is self inflicted, and there doesn’t seem to be any political will to talk about it, let alone fix it.

OneAmberFinch · 21/11/2025 10:52

guesscorrect · 21/11/2025 07:48

@OneAmberFinch the fact your boss frowned meant you didn’t move out?

Meant I moved out 1h from the office instead of 1.5h yes (staying within the main London area for tube/bus/taxi options if train is unavailable). During busy times it is not unusual to stay in the office past 11pm and be back for 9am.

The boss's opinion is relevant because it reflects certain industry expectations which become difficult to meet when housing is at such a premium.

guesscorrect · 21/11/2025 07:48

OneAmberFinch · 20/11/2025 06:38

Yes London. Desirable - as desirable as I could afford :) on the outskirts of a slightly nicer area and about an hour commute each way to my job. We did consider moving even further out; my boss (who owns freehold in Chelsea) frowned when I mentioned we were considering this and told me when he was my age he always tried to be 15min from the office in case a client ever needed him.

@OneAmberFinch the fact your boss frowned meant you didn’t move out?

guesscorrect · 21/11/2025 07:47

bbwbwka · 19/11/2025 20:38

We got "rich" by saving like hell as soon as we had jobs. For years, me and DH had no holidays, no new clothes, nothing like jewellery/handbags, I have no engagement ring and our wedding was a reg office cheapy for 10 people. Our furniture was stuff from our childhood bedrooms. That was it. There have been periods (spanning years) where we have worked 7 days weeks. Every spare penny went against the mortgage. We now own our house outright and DH earns a very good salary having been in the same industry for 30 years and working exceptionally hard in it.

We have worked our guts out and definitely harder than people in 35h pw jobs. Regularly, we both worked double that and more.

I feel very angry at the govt looking at us as cash cows. We own a band G property. We earned every fucking penny. We did not have generational wealth or any shit like that. Nobody in our family ever went to uni before us and nobody even had any A levels.

We aren't even swimming in money as people seem to think. In fact, the top I'm wearing is about 15 years old and has a large area where the fabric has simply worn away. I could afford a top, but I don't care about the state of my current one. DH is still working tonight, wearing a 2nd hand suit. We could afford to replace these clothes but that isn't how we've got rich.

If we were younger, we would emigrate. The UK has gone to shit with more than half the population not being net contributors. That's what we have to fix, not demonise people who've done well.

Do you have children @bbwbwka ?

OneAmberFinch · 20/11/2025 06:38

SixtySomething · 20/11/2025 00:02

Do you live in London and, if yes, do you live in a desirable part of London?

Yes London. Desirable - as desirable as I could afford :) on the outskirts of a slightly nicer area and about an hour commute each way to my job. We did consider moving even further out; my boss (who owns freehold in Chelsea) frowned when I mentioned we were considering this and told me when he was my age he always tried to be 15min from the office in case a client ever needed him.

SixtySomething · 20/11/2025 00:02

OneAmberFinch · 19/11/2025 22:57

I just don't know who you are talking about when you talk about people who treat money as a priority.

I live in a 2u2d, I have one child and another on the way, I would love a bigger family. I likely need a bigger house for that. We were at the edge of affordability just for this house. To the extent I dream of pay rises and promotions it's because I hope we can do that before I age out of childbearing years.

I know I am lucky in many ways, I'm easily able to put food on the table, I don't worry too much about bills. It's just that housing is this huge, huge expense which massively affects my life and it's not because I "bought a McMansion".

I find it kind of strange that people just accept that young people are in this situation. Someone with my income should not be worrying about whether it was irresponsible to have a 2nd child or whether a 3rd is an impossible dream.

Do you live in London and, if yes, do you live in a desirable part of London?

CheeseIsMyIdol · 20/11/2025 00:01

bbwbwka · 19/11/2025 20:38

We got "rich" by saving like hell as soon as we had jobs. For years, me and DH had no holidays, no new clothes, nothing like jewellery/handbags, I have no engagement ring and our wedding was a reg office cheapy for 10 people. Our furniture was stuff from our childhood bedrooms. That was it. There have been periods (spanning years) where we have worked 7 days weeks. Every spare penny went against the mortgage. We now own our house outright and DH earns a very good salary having been in the same industry for 30 years and working exceptionally hard in it.

We have worked our guts out and definitely harder than people in 35h pw jobs. Regularly, we both worked double that and more.

I feel very angry at the govt looking at us as cash cows. We own a band G property. We earned every fucking penny. We did not have generational wealth or any shit like that. Nobody in our family ever went to uni before us and nobody even had any A levels.

We aren't even swimming in money as people seem to think. In fact, the top I'm wearing is about 15 years old and has a large area where the fabric has simply worn away. I could afford a top, but I don't care about the state of my current one. DH is still working tonight, wearing a 2nd hand suit. We could afford to replace these clothes but that isn't how we've got rich.

If we were younger, we would emigrate. The UK has gone to shit with more than half the population not being net contributors. That's what we have to fix, not demonise people who've done well.

Same here. I got "rich" by spending 40 years being frugal, self-disciplined and prudent. And by purchasing far less house, car, etc. than I could 'afford,' by avoiding debt, by always working a FT job AND a side gig, by DIY, by not popping out children I couldn't afford, by not entangling myself financially with lowdown users and losers, by using every risk management tool such as income protection insurance, by taking good care of what I do own, like auto and white goods and such, by not expecting to "upgrade" the kitchen and bath every 10 years, and so on. Not blowing out thousands of pounds at Christmas, or getting tattoos, or going on ridiculous hen dos and other holidays.

Having a decent brain and good health is good fortune. But I refuse to concur that it's "privileged" to finally enjoy the fruits of working 50 hours a week for 40 straight years.

SixtySomething · 19/11/2025 23:59

If you have a high paying London job, you need to have a convenient commute.
When I look at the unbelievable prices of quite ordinary houses in desirable ie convenient parts of London, I can see they would take up most of a high salary. Also, I guess the cost of living is higher in such places.

Differentforgirls · 19/11/2025 23:45

Digdongdoo · 19/11/2025 22:25

Lucky you. You had a safety net, some of us are the safety net. Money isn't a priority over friends and family, money is a priority because they are our priority. If you don't need to understand that, then yes, you and your friends and family are indeed privileged.

What was my safety net?