To consider Only Fans

OP could have asked chat gpt herself though, if she wanted the opinion of a robot.

It sounds really difficult OP but personally I wouldn't go down OF route, it's too risky (ie footage out there, upsetting DC), may make you feel like degraded and from what PP have said may not even earn you much money.
If one of your DC is a girl would you want her to do it??!! And what message does it give any DS?

I totally get 40k doesn't go far for 4 adults.
The eldest that has disabilities do they get PIP? Certainly worth applying if not and getting help to fill out the form, would they be entitled to any UC top up or any housing benefit if you are renting and you put them on tenancy?
Youngest at uni, if they are working part time whilst at uni they are probably doing all they can.
It's great they are all working, studying and contributing sounds like you've done a great job raising them.
Hopefully one your younger 2 graduate things will become easier.
But I do get life must feel a bit of a grind, money worries are the worst.

You dont need to start again, a lot of skills are transferable. Just because you in one industry doesnt mean you cant side step into others. Ive done it a few times. Why not speak to a career advisor, there may be many more options than you think. Think outside the box.

Are you very unique?
Do you have a disability of some sort?

Do you know how many thousands of women are on it and why would men pay to see you instead of all those other women?

You would 100% have to show your face. You won’t get anywhere else.

I am not against it at all.
There is a woman who is almost 7ft tall and been bullied her whole life and she’s making a killing and I think good for her.

But I think you’re being very naive.

The hours you have to put in are insane.
You say you can’t work weekends but have a FT job - so when are you planning on doing it?
You don’t get to take a couple videos for an hour a day and make hundreds of pounds.

You need to be different to the thousands of women already on it.

I don’t understand why your FWB would get 50% of the money when you’d be the one on camera, you’d be the one doing it all, you’d be the one who could have repercussions with your kids and job.

He doesn’t need to be involved at all.

If he thinks it’s such a great idea and wants to help you out with money then why not suggest he does it and promote it for the gay community and then spilt the cost that way.
You’ll probably get a lot more success that way.

I think it is a saturated market. I did read that the average earnings on Etsy are higher than only fans.

Agree. You can't do that, OP. How. would you feel if your son or daughter were in his shoes? Not exactly enthusiastic consent, is it?

Im pretty certain hes only agreed because he could see how desperate i was. Not because he wants to do it.

This is awful! Don’t involve a good friend in something he doesn’t want to do, it’s not fair to pressure and guilt trip him into it because you feel desperate. It will go wrong and sour the relationship if you’re both not in it 100%. Also, if he is able to be coerced into doing things he’s not comfortable with you really don’t want to risk your private photos with him because who knows whether he will bend to coercion from elsewhere.

He is clearly uncomfortable about doing this so ignoring the risks to you try and see how unfair and exploitative it is for you to have pressured him into it because you know he can’t say no to you. It’s coercion and it’s not okay just because it’s you providing the photos. If you are desperate to try OF at least do it by yourself without involving an unwilling participant.

If you're not making it, then your children have to step up and contribute more. Working three evenings a week is less than most university students I've known (and I've worked in a university directly with students). Your eldest needs to make sure he is getting all entitlements and then contribute more.

How do you think your children would feel if they knew you did something like OF to support them instead of asking them to step up? I know I'd feel terribly guilty as the child in this situation. It's quite possible they would find out one day.

I have three the same age at home. Yes, there are special needs and full time students involved. They contribute and buy a lot of their own food without it being a hardship to them.

Surly you would be better off doing the adult entertainment phone lines. You won’t need anyone to manage you, your face will never be out there and you can do it from home.

Your adult child who is not working needs to claim Universal Credit.

Then also be assessed for his ability to work, it might be that he has limited capability to work.

Suggest he applies for PIP again with help of an expert agency like Citizens Advice.

You should also use a benefit calculator to check what you might be able to claim - Entitled To is a good website.

Your children should be taking it in turns to buy the household groceries. You shouldn't be buying food for 4 adults on your wage - you don't earn enough for that.

4 adults to feed is a lot, food is so expensive now. Your uni student kids really need to work more and contribute considerably to that. My daughter went away to uni, her loan wasn’t enough to fund everything she needed, I couldn’t afford to support her consistently every month so she worked, then when her student loan dropped the next year due to my husbands income being taken into account (he isn’t her Dad and already had his own kids to support so couldn’t/shouldn’t have to help her) she negotiated with the uni to go in 3 days a week and work as an Agency Teaching Assistant, it was about £100 a day and meant she could then support herself while gaining lots of experience. She still graduated with a first and the Dean’s prize for student excellence so it can be done m. Don’t feel bad about asking them to step up.

I don't think you'd make much money at your age OP, unless you do really demeaning things. Sign up with agencies to do as and when stuff like events, catering, stewarding etc. And get your dc to too. Working while at uni is the norm, it's often part of your social life if you work in a pub or club for eg.

All these people telling you to walk into a higher paying job are ridiculous. Wouldn't it be wonderful to just walk into a 60k job in a different sector to their degree and experience 🙈 OP if you WANT to do onlyfans because you would enjoy making content then do. But realistically it's unlikely to be nearly as profitable as you are hopingespeciallyif you are splittingthe cost. I do think the 2 kids at uni need to start contributing towards their food at least. Most uni students get enough free time to be earning. I know you said they do work pt but it sounds like they are using that money on "fun" stuff. If they had moved to go to uni they would have to buy their own food ect. They are old enough to start learning how to look after themselves and its really important they do. Don't get driven in to sex work because you want to make their lives more comfortable. It isn't helpful for them and it's one thing to be posting content because you enjoy making it and get a bit of cash out of it, its another to be doing it out of desperation. You may soon find yourself doing things you really aren't comfortable with to get money. There is no shame asking your children to contribute.

Op, you could think of a YouTube channel. It is possible to earn quite well from it as long as you have a good theme, not wandering across too wide a topic area, and you upload consistent videos with a serious intent to start earning within three months. It is not as difficult to earn as people make out on the channel.

Regarding your boy who has no capacity to earn and who has additional needs, he could be eligible to take part in Shared Lives (look this up) which is an amazing scheme placing adults who need extra help into homes with people who can give them that help. The funding is provided to the carers to allow them to care for these individuals, most with learning difficulties.

I am a Shared Lives carer as well as a YouTube earner, and I also have a professional fulltime job. If you had your son in someone's care within Shared Lives, he would have more sense of independence and you see him whenever you want. But the financial cost of caring for him is then out of your hands so that when you do spend time together, it is all about fun and enjoyment.

Babysitting pays £15 per hour where I live, I would do that first tbh.

Try Olio for free food..helped me out big time whilst struggling

@Daydreamnotbeliever

You have a good income and are clearly doing well (no apparent debt, supporting children in Uni). Its rough at the moment because you have a huge amount of adult dependents, but you are able to go out to the cinema etc..

My concerns are

1. No guaranteed income
2. Those pictures are there forever
3. There is no reason too.

I think in reality that you need to have a hard word with your kids. They can all pitch in to some degree even 100GBP a week collectively would be hugely helpful- 2 shifts at a bar a week is completely achievable for university students. I also think casual supermarket/store work 2 times a week over three months will bring in more income than OF.

Did you only start thinking this was an option when you started dating this guy? It sounds like he has been suggesting it even in non-verbals ways (looking on his phone, sharing income people make). Where you actually feeling OK about money until he came on the scene?

Have a break from this guy and see how you actually feel about money when he is not around.

First of all, good on you for supporting your children so much through university. Hopefully being able to focus more on their studies because they don't have to work full time as well will set them up well for the future.

If you think you only need to make an extra couple of hundred a month, have you considered offering a service locally, such as ironing (easy in the evening as you're watching tv), lawn mowing, etc. Someone in my area has set up a service targeted at helping new parents - a couple of hours a week doing whatever is needed - picking up groceries, meal prep, even just holding the baby so mum can have a shower! It won't bring in a huge amount of money, but could help a little.

Whatever you decide to do, good luck!

My husband once had a job proof reading university students papers (particularly those for who english was a second language). As long as you had a degree, you qualify. It would be flexible work so it could be good.

This is what I would do. Obviously the weekend work in your permanent role needs to come first but definitely look into signing up for / applying for other part time roles such as these.

You are not going to make money on onlyfans, op, so you need to come up with another plan.

@Marseycat what you suggest seems so wise and helpful.

Thank you for your articulate, thoughtful and useful reply.

I don't think the OP is the one being combative, she's just coming back and answering your questions. If it was so easy to change sectors or just get a higher paid job, we'd all be sorted wouldn't we.