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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To consider Only Fans

534 replies

Daydreamnotbeliever · 15/11/2025 10:44

So for background im a single parent of 3. 2 uni age kids, one older but has additional needs. All 3 live with me still. Im supporting all 3 more or less full. Their father is no contact and has been for over a decade.

I work full time and earn a salary of £40k. Which on paper is ok. In reality, more or less funding 4 adults, not so much. The kids contribute what they can. They pay for their own items. My eldest works part time which is about as much as he can manage. But its not enough. My wage doesnt stretch far enough. I run out of money every month. Theres rent bills heating food etc all falls on me and i cant survive. Theres no luxuries. No fun. No anything. When they move out ill manage but at the minute its impossible. And i cant expect them to contribute more. The eldest doesnt have the capacity and the other two need uni to be the priority they are both doing courses that are intense and do a lot of work outside of lectures.

Im single. However. I have a friend who i hook up with. Its safe. Hes safe. But i have no desire to live with someone and share a life. We date, kinda, go out for drinks sometimes or the cinema, hook up, and have fun.

The idea is he manages an account i make. He makes vids, edits, promotes, markets etc. I do the chats, conversations etc in the eve. We split anything earned, more to me. My suggestion not his. All my idea.

i know its not guaranteed money, infact the opposite, it takes a lot of effort to make something. He has the time to market etc. i dont. It would be faceless. I wouldnt put my face out there. But pretty much anything else goes.

I just cant manage at the minute. Earning more in my role is impossible at the moment. Theres no second jobs i can do. No local bar work. I dont drive. I have no “talents” for an etsy side hustle. I dont have the money to buy equipment to start a printing side hustle or something. I dont have the time for much around my job at the moment. Theres just not other way to make money. Im out of idea and i need to make a few hundred a month to keep my head above water now im funding 4 adults alone pretty much.

The concern is obviously my kids, even though they are all adults. We are a pretty liberal open family and discuss anything and everything. Id probably tell them, but its still a worry.

Would you do it? Could you do it? Have you done it? Can you suggest an alternative?

OP posts:
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KathyDuck · 15/11/2025 11:54

How much do you expect to make from a faceless account?

whitepuffyclouds · 15/11/2025 11:54

Would you be willing to list a breakdown of your expenditure on here and people may be able to suggest ways to reduce this, rather than increasing your income?

For example if you have any debt repayments that are crippling you, would you consider going into a debt repayment program with Payplan or Stepchange?

Cebello · 15/11/2025 11:54

It is admiral to want to make Uni easy for your kids but it is a luxury belief you cannot afford, which is why you are posting here in the first place.
If you want to do OF, go ahead. But imagine your kids find out and they turn round and ask you why didn’t you tell them
about the family’s financial position before resorting to prostitution? How would you answer that?

ToKittyornottoKitty · 15/11/2025 11:53

Daydreamnotbeliever · 15/11/2025 11:51

I get that. My uni experience was so hard though as i did it as a parent whilst working 30 hours a week. I just dont want that for them.

Well they aren’t parents so that won’t happen anyway. They will still have someone else supporting them and worrying about the mental load

Almostwelsh · 15/11/2025 11:53

BTW I don't think you're being unreasonable to consider OF, but I don't think a faceless older woman without a big Instagram following will make any money and the downsides of trying and failing are too big. I don't think it's workable.

I do understand your predicament and it isn't as easy as 'get a second job' these are few and far between in a lot of locations. I think the only solution is to be frank with the kids about the money situation and work together to cut costs and get financial contributions from them.

Hibernatingtilspring · 15/11/2025 11:53

Op you're in a really tough position, I agree with others that OF isn't going to help. The minority that do make money on it are those that create faux relationships with regular subscribers, so their face and their personality (at least, what they choose to portray) is essential.

I appreciate you are already working a lot of hours, but if you were open to bank work have you looked into whether there are any organisations that run children's homes near you? The experience you've got as a parent and as a SEN parent would help a lot, you do have to do some qualifications usually but they are usually offered through the company and are free or discounted, and quite straightforward (basic health and safety, safeguarding etc) I used to do the odd weekend night shift to top up my wages. Waking night shifts paid well, I didn't bother with sleep ins as the money was crap but also because if you're supporting teens who have been through trauma the likelihood it actually being a 'sleep in' was fairly remote!

JLou08 · 15/11/2025 11:52

The ignorance of MN high earners is astounding sometimes. Not everyone has the same earning potential, £40k is a good salary to most and the best they can achieve.
OP, I would hold out a couple of years and just put up with being skint until the kids leave. So many people do Only Fans, the chances of it taking off, especially faceless, probably aren't that great. It could be something you live to regret and get no gains from. I'd also be wary of this man you're sleeping with editing, he will have the full videos with the face. If you were to go into this you need to be comfortable with the risk of your face being exposed. Even if you trust this man, data can be stolen. I wouldn't 100% trust anyone with that content.

ProcrastinatorsAnonymous · 15/11/2025 11:52

What a shitty situation - and I bet a very common one these days. I'm sorry you are so squeezed OP, when it sounds like you have done everything "right".

It doesn't sound like OF would be worth it - it's a big risk to your self esteem / relationship with your children / maybe even future employability - and it would be awful to put all of that on the line and have it blow up for just a few quid.

You mentioned that you didn't get through the initial assessment rounds for the document typing work you'd like to do. What would it take to improve your skills there? Would a few weekends spent really intensively practicing typing etc let you try for it again?

You don't drive, but is there any way to get public transport to a larger town for an evening job a couple of times a week? I also wouldn't rule out weekend work even though you can't do every weekend - some businesses might like an extra person they can call up for ad hoc cover when they need it - particularly in the busy run up to Christmas. Are local pubs needing extra help?

And are you being really frank with your kids - do they have any expenditure they can cut back on. Totally appreciate you need their education to come first, but they also need to live in the reality that money is very tight. Eg - you shouldn't be under any pressure at all for Xmas presents etc this year. How long do the kids in uni have left?

SleeplessInWherever · 15/11/2025 11:51

WeepingAngelInTheTardis · 15/11/2025 11:12

What if your work colleagues find your only fans though? You will never be taken seriously ever again.

Not necessarily true.

I’m a manager, and last year Instagram recommended that I follow one of my team - except it was just pictures of her arse. Her OF account was linked at the top (I did not click 😂).

I had a conversation with her about privacy settings and maybe blocking her colleagues (and kids!) from it, but other than that - what she does with her own body and her own time is none of my business.

FieldInWhichFucksAreGrownIsBarren · 15/11/2025 11:51

MyAmusedOpalCrab · 15/11/2025 10:49

I think this is a bit of a cop out tbh. Get a higher paying job.

How fucking rude.
40k is a good salary, ignore this ⬆️ person.

Anyway, to answer your question, very few people make decent money on OF-those that do post loads of content and are happy to push boundaries to deliver to requests.
It's a full time job in essence, how can you fulfil that and your current job?

Daydreamnotbeliever · 15/11/2025 11:51

ScarlettOYara · 15/11/2025 11:50

But if there are financial woes in the home, they're not going to have much fun? I'm sure that they could both contribute more, even just for the food bills. For most of us, uni wasn't just about having a great social life, most of us had to work, and it's really not a problem.
Even if they just gave you £25 per week, that would be £50 off the food bill.

I get that. My uni experience was so hard though as i did it as a parent whilst working 30 hours a week. I just dont want that for them.

OP posts:
Redwaterr · 15/11/2025 11:51

I'd rather my mum not be able to provide for me than do only fans. Or is rather her tell me she can't afford things and if see how I could contribute.

ScarlettOYara · 15/11/2025 11:50

Daydreamnotbeliever · 15/11/2025 11:46

One is first year one is final year. Its so hard. I know the solution is probably they work more. But i want them to enjoy uni and their free time, make friendships and mistakes, and get the best grades they can. I want uni to be easy for them. Not worry about food and topping up the electric and rent being paid.

But if there are financial woes in the home, they're not going to have much fun? I'm sure that they could both contribute more, even just for the food bills. For most of us, uni wasn't just about having a great social life, most of us had to work, and it's really not a problem.
Even if they just gave you £25 per week, that would be £50 off the food bill.

Nevereatcardboard · 15/11/2025 11:49

Is there any regular weekend or evening babysitting work available locally? It won’t earn a huge amount, but it would definitely be a preferable option compared to OF!

pawsatively · 15/11/2025 11:48

I don’t think your kids need to work more. But they surely have student loans? They need to use some of that to contribute to their living costs. As they both do part time work, their earned money is their fun money? Surely that’s the most logical thing? Rather than mum turning to sex work.

viques · 15/11/2025 11:48

Why not explain the situation to your kids and see if they would be willing to take on the Only Fans role instead. After all you are already working full time so are already doing your bit to keep the family afloat financially.

Almostwelsh · 15/11/2025 11:47

I believe you can make money selling used shoes to people with foot kinks. A male friend used to do it. He would pretend to be a woman and buy the shoes at charity shops to sell on.

Daydreamnotbeliever · 15/11/2025 11:46

reversingdumptruckwithnotyreson · 15/11/2025 11:42

OP, ignore the dumbass replies telling you to “just get a higher paying job”, as if it’s that simple or those jobs are just falling on your lap.

I really feel for you, I’m in a similar situation with one DD and if I had any additional children it would definitely break me. Everything is expensive, there’s no money left for any fun, thinking about Christmas is already stressing me out. I live semi-rural and haven’t been able to find anything either, all care work demands committed shifts and/or a driving license. I just need an evening job.

Saying that, OF is not the solution, especially giving that much power to a FWB. He will fuck you over. Are your children contributing anything to the household? How long is left on their degrees?

One is first year one is final year. Its so hard. I know the solution is probably they work more. But i want them to enjoy uni and their free time, make friendships and mistakes, and get the best grades they can. I want uni to be easy for them. Not worry about food and topping up the electric and rent being paid.

OP posts:
ScarlettOYara · 15/11/2025 11:45

AltitudeCheck · 15/11/2025 11:44

Definitely look at what you can cut from your budget, subscriptions, expensive phone contracts etc. Look at your food spends in detail and see what you can swap for lower cost choices. Can you take a mortgage 'holiday' to give you a bit of breathing space? Food banks, take in a short term lodger if any of the kids are away at uni. Remortgage or look at a loan or Cc with a 0% deal (and keep switching it), £1-200 a month for a couple of years until the kids finish uni and then clear it as soon as you can.

The uni kids live at home.

ChrisMartinsKisskam · 15/11/2025 11:44

You would be better of doing webcaming / phone chat on one of the main adult sites
Friends of mine do this. A few are faceless and easily make 200-300 a week for working a few hours mainly on weekends

all you need is decent WiFi and either a laptop with webcam or a phone / iPad

a few of my friends cam of there iPhone - iPads using a selfie stick / ring light

AltitudeCheck · 15/11/2025 11:44

Definitely look at what you can cut from your budget, subscriptions, expensive phone contracts etc. Look at your food spends in detail and see what you can swap for lower cost choices. Can you take a mortgage 'holiday' to give you a bit of breathing space? Food banks, take in a short term lodger if any of the kids are away at uni. Remortgage or look at a loan or Cc with a 0% deal (and keep switching it), £1-200 a month for a couple of years until the kids finish uni and then clear it as soon as you can.

PiggieWig · 15/11/2025 11:43

Haven’t RTFT so apologies if this is stating the obvious but are the DCs claiming everything they are entitled to? The eldest at the very least sounds eligible for some PIP.
Get help with the forms as it’s a really difficult benefit to claim but less difficult than maintaining an OF account I imagine.

I get it OP. My finances and circs were almost identical last year and it was miserable. Without sounding glib, I stopped feeding them all, and got them to sort their own meals out. I slashed my grocery bill by £400 a month. They’ve sorted out their benefits and we’re all much more comfortable.

CareerChange24 · 15/11/2025 11:42

MyAmusedOpalCrab · 15/11/2025 10:56

Then change sectors and get a higher-paying job. It’s not rocket science. Excuses excuses excuses. If you want to do onlyfans, own it. But don’t post a thread asking for opinions then be combative to those who suggest different, no point of the thread.

Just don’t come back here and post when it backfires.

What job do you do? If it was so easy to get a higher paying job, everyone would 🙄

reversingdumptruckwithnotyreson · 15/11/2025 11:42

OP, ignore the dumbass replies telling you to “just get a higher paying job”, as if it’s that simple or those jobs are just falling on your lap.

I really feel for you, I’m in a similar situation with one DD and if I had any additional children it would definitely break me. Everything is expensive, there’s no money left for any fun, thinking about Christmas is already stressing me out. I live semi-rural and haven’t been able to find anything either, all care work demands committed shifts and/or a driving license. I just need an evening job.

Saying that, OF is not the solution, especially giving that much power to a FWB. He will fuck you over. Are your children contributing anything to the household? How long is left on their degrees?

pawsatively · 15/11/2025 11:42

I’d suck it up and be poor for a few more years until your older adult children have moved out, or are fairly contributing financially to the household, rather than degrade myself by being pimped out on the internet. It’s incredibly seedy and unlikely to make you much money.