To consider Only Fans

Theres no luxuries. No fun. No anything.

Yet next paragraph...

We date, kinda, go out for drinks sometimes or the cinema, hook up, and have fun.

That's more than a lot of others have in similar situations. Regardless, very few make any real money out of Only Fans because it became oversaturated. Those who make more than "pocket money" tend to be very young, attractive student types.

This!

Student loan is about 8k living at home and they are earning from part time jobs. What are they spending this on? They need to give some to you towards bills.

'Hi grown up offspring, it's costing me an absolute fortune to support three adults. I can no longer do so on my salary alone.

There are two options, you move out, or start paying a genuine contribution to the costs of the home. Alternatively, I join Only fans. I'll split the profits with this bloke I've been casually shagging.

So, what's it to be kids?'

I am sorry you are struggling.

I am a bit confused though as your uni kids would be eligible for the uni maintenance loan which is thousands of pounds each year and should cover their food etc? depending on your income the highest maintenance loan amount is £8k plus per year per child. Plus you would get disability for your disabled child and you could be eligible for carers allowance? Reduction in council tax etc?

https://www.gov.uk/student-finance/new-fulltime-students

only fans is something for you to decide but I am just wondering if you are accessing everything you are entitled to.

also only fans for you is one thing - only fans so you kids can get a degree might make them feel pretty bad about themselves.

You'd be better off building a platform on tiktok and doing tiktok shop these days.

OK
so your eldest needs extra support and only able to work part time? do they get PIP? that might give them some top up on their wages, and may also, depending upon their age, mean they should be on the tenancy and get some help with rent as they would be considered adult.
The two at uni - are they working part time - yes they get less grant because they live at home, but that doesnt mean that they shouldnt be contributing to bills - if they were on a full loan at home the grant would be about £8,800 - so how much have you been asked to top each of them up.
Compare that to how much student accommodation costs on a full grant (about 10.5k outside London, 13.3 inside) - my son is in the middle of nowhere and paying about £8k.
The contribution is split between the two of them, - looking at SFE its suggesting your contribution should be about £2.5K - its only about £200 more if they live away, but their maintenance loan would be about £2K more

So it suggests that living away gives them £2K more in grant to live on than living at home.However, student accommodation costs about £6-9K including bills, so £4-6K more than the £2K extra they get for living away.

so let assume they were living away. they get £9250 from maintanance, and £1250 from you. They need to pay rent. Thats about £8K. that leaves them £2.5 k to live on for 40 weeks of the year - £62.50 a week. This is why they need to work, especially in the summer holiday, to top up their income, because they need to feed themselves out of that, buy educational supplies and have a social life. I havent includfed the school holidays because most kids are broke by then and they go home and parents feed them, and then they work in the summer.

now at home. They get £8,800 less your contribution. so roughly £7.5k for 40 weeks - thats £188.75 a week. Im assuming they have travel costs, but I think you can see the disparity in disposable income here. You have saved them roughly £5.5K per academic year. Im not saying that they should be giving all of that to you, but they should be contributing a fair amount - to bills, paying for and cooking all their own food or at least contributing. They can afford to, and having that much spare income at your expense is a luxury they cant afford.

I understand they are in demanding courses - many students are - but the stability of a warm home, food on the table, washing done, etc has removed alot of pressure that other students have, and they have to work too. They need to be paying for that luxury, and if they are not great at finances, then perhaps look at essential costs like travel, and work out a reasonable amount to be paid for keep every time the grant comes in, and they can also then learn some budgeting skills

Prostituting yourself is never the answer, especially with 3 other adults in the picture. And Im sure they would be horrified at the suggestion.

This. I worked through college and still got a good degree. Most of us had to. If your kids are living at home they aren’t paying rent so they should be giving you money towards food at the very least.

There’s a real market for middle aged women.

The woman I referred to in my previous post makes a reasonable amount and she’s in her early 50s.

@Daydreamnotbeliever what is your degree in? Could you do some kinda tutoring? What about cleaning houses?

Just wanted to say that some of the comments on here are pretty harsh. You have my sympathy, OP. It sounds like you are working so hard to support your family.

I wonder whether you could sell things on Vinted to make a bit of extra cash? I didn’t think I’d make anything doing that, but between myself and my husband, we’ve made a tidy amount over the last year (selling DVDs, books, clothes, old games) Maybe look into local food banks or local schemes that aim to stop food waste by giving away food, maybe you could look at call centre type roles to work from home a few evenings a week, or maybe something like social
media monitoring/answering messages, comments etc?

But having said all that, if you decide you want to try OF, then of course, that’s entirely up to you. Don’t let other people’s judgey attitudes stop you from doing what you want.

I would of thought they are eligible for the full amount of maintenance loan which is about £9,600ish per annum (well it was for me). I cant remember what the total household earning threshold is to qualify for that amount though but every student is definitely entitled to about 5k automatically im sure which means they could be contributing food/electricity money at least to take the burden off you?

Given how men's tastes generally work, the average age of the rare successful OF model is probably about 20. A woman old enough to have three adult children just isn't going to cut it.

Your kids won’t be at uni forever, you just have to get through the next three years or so. Only Fans isn’t a magical earner if you don’t show your face and are splitting anything you earn with your FWB and there are risks of people finding out and you risk your FWB using your images/ videos in ways you didn’t agree. Once you’ve given him your photos do you really 100% trust he won’t put them on other sites behind your back to earn extra cash?

Honestly to get through the next 3 years I would be looking at where you can cut back, you say you have no fun money but also say you go out to cinema and for drinks with the FWB so you obviously do have fun money! I bet if you posted your monthly outgoings here there are plenty of things you could cut back on, eg: TV subscriptions, branded foods or ways to save by changing broadband/ electricity supplier etc. Are your children paying for everything themselves or do you still have things like phone contracts or gym membership etc in their name? Make sure you’re not subsiding your grown up children for things they should be budgeting for themselves!

If food bills are your biggest issue then really look at what you’re buying and how you can save by switching supermarket or brands or types of meals. Ensure you are only buying food for 3x main meals, your grown up children can buy their own snacks with what they are earning. Same for toiletries, swap to basics toiletries and make sure your kids are buying their own not taking yours! All these things make far more sense than resorting to Only Fans, yes it will be miserable for the next couple of years to not be able to have luxuries and to cut back on drinks/ cinema etc with FWB but it’s only for 3 years until your kids are done with uni.

As plenty of others have said making money from OF is pretty brutal as its a saturated market that requires 'creators' to indulge in ever more extreme acts / niche fetishes in order to get financial traction. People would want to see your face as well at which point you run the extreme risk of being identified by your workplace or your cchildren. I also imagine you have to have an exceptionally strong mental constitution to do this kind of stuff without it taking you to some dark places.

Am I missing something ? I thought majority of OFs were quite young, like Bonnie blue
So In the nicest way possible , I highly doubt a mother with grown up children has a very a good chance at bringing in loads of £££. what is it that you can offer that other younger and prettier can’t? I don’t mean to be hard but I think you should be more realistic.
if content creation is what you are after there are so many other options, that don’t involve OF

Don't set yourself on fire to keep your adult children warm

This.

Many people do not realise that ie if you have a phone you can switch your sim to someone like Lebara for £5 a month and still get the same coverage and loads of data etc.

Also, stop watching live TV. If you do and you can give up the iPlayer, you don't need a TV licence. Everything on the other channels can be watched for free on their digital platforms

i wouldn’t tell the kids even if you do go down that route. could you try buying and re selling first x

Are they contributing anything at all though? If each one of them even put £20 weekly towards the household, it would help you massively.

I 100% understand your pain, you want them to have the same experience as children with more privileged backgrounds, but at some point we have to admit to ourselves their experience is simply just different.

I ended up sitting down with DD and explaining that turns out I simply can’t afford everything on my wage. She decided to do uni from home so effectively I have an adult at home using all utilities and food 24/7. It wasn’t an easy conversation and I am still giving her a very easy ride considering our circumstances, but 20 weekly for your children would be nothing. Talk to them.

I honestly don’t know in what reality some posters are on. The threads where they tell women their husbands should contribute more and state with ease, well he should get a higher paying job. I cringe.

I cannot believe the people on here saying - it’s simple, just get a higher paid job! Honestly, some people don’t have a grip on reality! If it was really that easy, surely everyone would be in higher paid jobs?!

It might be worth your kids at uni checking if they can access any type of hardship funds.

I tried something similar about 10 years ago. Very low key, no nudity, but I don't want to go into any detail.

I made a bit of cash but nothing that really made a big difference. I was too scared to do too much at the end of the day, or I may have been able to earn more. It's not as easy as you think. It does your head in. And the way some men think they can speak to you. Just, no.

I had a very bodyguard-looking male friend about 14 years ago and he suggested (it was my original idea) me doing stuff for money, while he guarded the door/waited in the car outside, but I said no.

This. I’m sorry you find yourself in this position op. But once it’s done, that’s it. And you will regret it. You could never undo the shame if everyone knew about it. You need to sit down with the adult kids and lay all the finances on the table.