To consider Only Fans

Op, I earn loads of money looking after dogs in my home for people that don't like kennels. Do you work from home at all? If so you could do this and earn an extra few grand a month. I do it full time, but it would definitely be possible to do it alongside a WFH job.

I charge £30 a night and have 4 dogs most nights. You can hand pick, so I only take small easy dogs.

You need a licence from your council, which is about £120 a year, and insurance from Cliverton which costs the same for a whole year. Then you throw an advert on FB/Gumtree and that's it. I have been busy from the very start and made money almost immediately. Been doing it for 12 years now.

NO WAY would I consider Only Fans. You'll regret it.

I don't have any great ideas (beyond babysitting maybe? Have you thought of this?) but just wanted to say, hang on in there OP. If one of your children is in their final year at uni, you are only looking at another 6 or 7 months of this. I'm sure they are aware already, but impress on them how important it is that they find work, any work, as soon as they finish their finals. I wouldn't normally advocate this, but given the short term nature of your financial shortfall, couldn't you put a few expenses on a credit card? Sorry if that is an unreasonable question.

Family meeting - everyone brings in a bit more and cuts expenditure a bit.

Community kitchens, olio anything local that does value food. Meal prep, meal prep and meal prep. Follow the sites that

matched bettering, survey sites - some do pay if you do enough - Vinted, local baby sitting, pet sitting on Rover, bank switches

Your plan is a fantasy - and a shit one that sees you give nearly half of any profit away. It’s a saturated market and the first time some local perv reveals how he sees you it will be skin crawling awful. Don’t do it!

I heard an expression the other day,

''Anything on the internet is written in pen''

You may get found out.....even years from now

You say you don't have anything for a side hustle but you do. You can make videos and edit. Why not try a YouTube channel. Use your current situation to show people how to manage on a budget. You could do 'reactions' to other people's money saving tips and see if they actually work in real life. You don't have to hide it from anyone. If your kids can pitch in with a bit of editing you don't even need to split the money with anyone.

You're definitely not the only person feeling the squeeze at the moment. There's a lot of people who've never really had to tighten their belt before, looking for solutions.

What does this friend think of your idea? He doesn’t sound like the greatest guy if he’s on board with this. I used to go on the £10 a day threads on here a few years ago- I don’t know if they’re still in existence- they had some useful tips on making a bit extra

Only read the first page and I feel sad for you OP, but really no, the maintenance loan that the uni kids get is not for fun, it is to pay for their keep. Based on your income, them living at home and outside London their maintenance loan should be just over £6.5k a year each. That's £125 a week and they have PT jobs to pay for their social lives on top.

£50 a week from each of them of them is £400 a month, no need to get naked at all. They need to pay their way.

You don't get to tell anyone whether or not they can post on here and your unnecessary aggression to OP is bizarre

Oh gawd no.

This isn’t just your problem, it’s for all four of you to solve. I’d suggest your kids take a year out of study to earn some money.

Inviting your fwb to become your pimp is probably a bad idea.

In that situation, you can apply to the council for a hardship grant and get vouchers for the food bank.

Also, go through all your outgoings, cancel every subscription. Look at your utility account, is it in credit? Ask for that to be returned. Check Tesco etc card points.

Use Olio for free food.

You should definitely reapply for PIP for your son.

Your uni kids I'm afraid will have to find a bit more work. Just the occasional extra shift.

You could put yourself on a bank rota for care work. Or look for evening jobs, like cleaning.

You don't drive, why not? How do you get anywhere?

Honestly, I'd be surprised if you made more than £10 a week on OF. Why doesn't your nice guy bring a big bag of groceries round instead of encouraging this idea? What does he do as job, out of interest?

I doubt you’ll make money without showing your face. Part of the thrill for men is that they want to see you degrading yourself.

If you do it, don’t tell DC unless you want to advertise this as a career prospect to them.

Your DC are adults and should be supporting themselves. There is no need for you to be supporting adults on your wage. My parents didn’t support me at uni. I got a student loan and a part time job.

When I read your “anything goes” comment, my heart sank.

I read an article in an American magazine about a year or so ago, with a young girl who’d got into OF fairly early on. But as more and more people joined, she had to up her content to make any money.
I’ll spare you the very grim details, but her “speciality” was a traffic cone going where the sun won’t ever shine🤮
She suffered internal injuries frequently, and obviously infections from the random cones “fans” sent her.
She was only 21 at the time of the interview. Her face and her activities are forever out there. So sad. She didn’t bother with any education and was on OF from 18 years old, the promise of the easy money, I guess.

Have you considered being a style expert on social media.? At least you could keep your clothes on.

I have huge sympathy for you OP. My kids are younger and I'm on a similar salary. Both have additional needs and are on disability payments but are quite likely to not meet the much more strict adult disability payment criteria. Our household will lose UC, child benefit, CMS and disability payments once they are adults but their costs will continue. My eldest is unlikely to be able to work full time. Not sure yet about my younger child.

I would love to be able to plan for this but I'm really stuck due to the level of need of my kids (e.g. not able to cope with childcare). Threads like this people often just don't understand the complexities of having to look after one or more kids with ASN and the effect on career progression etc.

I woukdnt do OF. Speak to the carers centre to find out if any more support is possible or to appeal the Pip decision.

I have a friend who does weekend pet sitting - would that be an option?

May I ask what sort of things she posts ? Or what do they demand of her to post?

this is not true, you can start with £20
Its slower, and you need to build up a reserve in your accounts before withdrawing, but I put my son through private school on the back of it. Im banned by all the bookies now though......

No to OF
theres got to be other solutions, I think a second employed job or a side hustle that takes a bit more thought.
Tutoring
Cleaning
Online shop
Learn a niche skill with a short course
Pet sitting
Virtual PA
Have a look at remote jobs, see if there’s anything part time you can work alongside yours.

I think it's time to tell your adult children that you can't afford to subsidise them anymore. They need to pay their complete share of food costs for starters.

But you cannot manage this, and that’s all there is to it.
Only Fans isn't the real issue here, it’s your not facing economic reality where the ‘children’ are concerned.
A single parent not earning lavishly shouldn’t be expected to support three adults in easy circs. Naturally you’d wish to, but the situation will not allow it, and so adjustments really have to be made if you expect the four of you to manage.

Setting aside whatever requirements your eldest has re working, in most of the world three adult children would definitely no longer be dependent on their lone parent for everything; quite the reverse.
Two young university students in such a household is a privilege and certainly an indulgence if viewed from a cold, cost-counting point of view, and so supporting them means reshaping your budget accordingly.

If after all excess is trimmed you still cannot square this circle, then you all have to reassess these degree courses versus their supporting themselves by working full time and deferring university for a few years.
Their mother should not be forced in prostituting herself so that they can be carefree. It’s not the 1970s for students any more, sadly!

(OP I think I might sound cross, and if I do, it’s on account of your godforsaken husband, whose behaviour has me spitting feathers. You deserve every plaudit for managing so far, and I hope so much that there’ll be a brilliant idea here about avoiding any really drastic action for your family)

I’m sorry I think you are stuck on your own uni experience - your kids are eligible for thousands in maintenance loans and the idea of it’s being maintenance is it’s for their food and lodging … you are not charging them enough to live at home if you are saying your greatest expense is food.

They need to buy their own food from their part time jobs surely? I lived away at uni and had to get a part time job working about 25 hours a week while doing a studio based course which was daily attendance, it was just the lifestyle of uni.

As they're living at home and working part time they should really each be contributing a portion of their pay to you for food and board, even £100 a month each would make such a difference.

Like others have said, while you may not have your face showing, you're giving control of your account to someone who does know you, and intimately. That's alot of trust and perhaps he's earned it, but it's still bringing a risk of lost anonymity.

What about a befriending or carer service?

This. A friend with benefits is one thing, a pimp is another. My respect for him would drop for suggesting it. But I do think you should tell your adult kids you're considering this as income is limited, and see if they then go and get part time jobs, as they should.

What are your feet like? I think the highest earning accounts are toe-based. Why not get a pedicure and start there? I think the split should be more 70/30 though.

Hey, have you considered teaching casual English to foreign students? It's something you can do online, you do not need any qualifications and people pay for your time. You dont have to lesson plan, it can be casual chat, you can log on any time and the student can also book your time.

The pay is something like $10 (USD) per hour and you get paid weekly by PayPal. You can do it anywhere in the world.

You can teach adults or kids - you get a higher rate of pay witg kids.

Download the app - it's called Cambly. There is also a Cambly kids.

I'm signing up for it tomorrow, not sure how it will go but it is worth a try.

You might not think you have anything to offer, but you are degree educated and could easily do teaching casual English to foreign students through Cambly. It can be small talk, or helping with homework etc.

I will let you know how I get on once I sign up. As I said, it's new to me so Im excited to give it a go. Im also going to be teaching Japanese students next year ( I dont have a degree but have my TEFL certificate.

If I can think of other ways to make money, I will post them here for you.

Dont devalue yourself by thinking you have nothing to offer and dont do Only Fans either. You are better than that and you have plenty to offer. You just havent realized it yet.

❤️