To think the UK unfairly taxes families?

We'll retire in 10 years, we've always assumed we won't get a state pension, we've always assumed it will be means tested - the country just cannot afford to continue supporting wealthy pensioners - (of course we need to continue to support the less well off pensioners). The younger generation are being crippled with taxes - it just can't continue.

You do know tax revenue doesn't work in the neat little accounts - all of it goes into to a big pot and the Gov decide how to spend it. No one is suggesting we defund anything - you misunderstand (willfully maybe) - when the NI is abolished the tax take will be moved to income tax and then everyone with an income will pay the same tax (well it'll be a start to making things fairer - there's much more work that needs to be done)

Exactly this. The current working population have 0% chance of benefitting in this way. And as a parent to two kids, I accept that for benefit of the next generation it has to be that way.
But I am resentful of paying for those that don’t need the pension and are sat on inherited and independent wealth (let’s be honest - mainly linked to house price inflation). I would add I don’t resent a penny to someone that does need it.

Who has suggested that? Are you able to quote anyone who has suggested that on here?

Why? Older people aren't a specially protected species. There is always plenty on here and in the rest of the media criticising the young, those on benefits, the disabled, public sector workers. It's constant.
In this instance, the discussion is about pensioners paying a lot less tax than those younger than them, That's unfair. The tax system needs reform. That much is clear.

What are you talking about? Do you seriously think that conditions, including favourable tax treatment and tripled locked pensions will still be around in 10 years, never mind 50 years when today's 20 year olds, if not already dead, might hope to finally retire?!

You do realise that young people will not always be young don't you? Their time will come. You have to be patient as other generations have been. It seems you want it all and you want in NOW.

My mum spent over a year looking into our family tree so her research is sound.

It doesn’t matter if they don’t have a high income they won’t pay a lot of tax that’s how it works for everyone - I don’t think pensioners should be an exception. Everyone should pay the same tax.

What a complete crock of shit, OP.

Well if you cut the tax that collects money for them, either you replace it or you think that they should be defunded. There are no magic money trees.

I'm not sure i said anywhere that I wish to defund pensions and the NHS?🤔

However they certainly both cannot continue in their current form. Not sure I'm alone in thinking that. Saying you think scrapping national insurance and describing it as a tax on working people doesn't mean you think pensions and the NHS should be defunded.

She must have had quite a decent job then? My mum worked as admin for nhs for about 15-20 years part time. Her nhs pension is about 4-5k per year due to relatively low pay, part time and limited years. Quite a few of my friends mums never worked, they weren't well off, it just wasn't expected I don't think. So all reliant on their husbands private pension. There will of course be some women in their 70's with a decent pension, but many more men with one.

@OwnGravityField why have you only made this about working families?

It goes towards Pensions and the NHS? Do you wish to defund both?

Mil gets £12.6k from her private pension and £4k from her dh’s pension, she didn’t work for many years either. She’ll be fine paying the NI. Portion on her income tax. We’ll be fine paying NI because there is no option - we’ve always assumed we won’t get a state pension either / there just isn’t enough money around - too many people are not working compared to people who are working and as the population age this is only going to get worse.

I’m not a pensioner
but yes I don’t receive any cash benefits either ie UC PIP etc

This isn’t about me though

This is looking at all benefits as income
So all money from whatever source over the £12570 allowance should be taxed

Irrespective of who they are or where the money comes from.
The pp I tagged said it wasn’t a matter of jealousy but fairness so let’s look at that radical thought then

Honestly stop it with the pensioners. Do you get they are retired and can’t earn any money? Yes, families are paying too much. Everyone is but many are not even net contributors.

We don’t really benefit from house prices going up - we still need to live in any house we own until we die.
Economic changes have favoured the rich, there’s also been deflation due to the government printing more money. Setting workers against pensioners is a political tactic that ignores the real problem - we are being screwed by the wealthy.

What they fail to understand is that, until the process changes, the poor ones following them into the works markets will be funding their pensions too….
and it all goes around again, and again……..

I'd still allow a tax free portion but I agree people should be taxed on every pound of income - no matter where its from including those on long term benefits

Or alternatively, let's go for anyone who isn't you

In which case if pensioners should pay ni on their income ( that they have btw paid towards )
then so should
UC payments and PIP payments

In fact let’s go for all income over the threshold for everyone.

The 3 million who get over 25k is probably quite misleading. I would hazard a guess that the majority of those are men, and that income is split between a couple, so 12.5k each. Those who are retired now were born in 40's and 50's, where women having a higher paid role to enable them to put enough into a pension to get 25k income per year from it is unusual. Whereas many of those earning 25k now are likely to have 2 adults earning that, so double a pensioners income.