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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask that if you don't work but your husband/partner does, do you get an allowance for clothes?

133 replies

suebfg · 23/04/2013 20:16

I recently stopped working and don't have money of my own coming in. I feel like I don't want to spend the money earned by DH on the 'nice to haves' - treats for myself etc.

How do you manage it in your households?

OP posts:
justaboutalittlefrazzled · 23/04/2013 21:02

This reply has been deleted

Message withdrawn at poster's request.

catgirl1976 · 23/04/2013 20:57

DH doesn't work but I do

I don't give him a clothing allowance.

All the money goes into one account, from which we pay for everything.

If he wants to buy some clothes, computer game, dvd or book etc he looks at the bank balance, checks we can afford it and then buys it. He doesn't have to ask or tell me, he just has to decide if it's affordable.

If it's a bigger purchase or he's not sure if we can afford something he might say "I was thinking of getting xx, what do you think / do you think we can afford it" etc but that's as far as it goes. And despite me earning the money, I would do the same for a bigger purchase.

He's an adult, we are married and it's our money equally. I don't give him pocket money Confused

GreenEggsAndNichts · 23/04/2013 20:51

Joint account. We are both frugal people so there are no worries about either of us running out and making frivolous expensive purchases on a whim.

KitchenandJumble · 23/04/2013 20:51

An allowance? Shudder. We both work, but there have been brief periods of time where one or the other of us was out of work. All our money is in our joint accounts, we spend money as we see fit for things like clothes. This has always been the case, it hasn't depended on who was working or who was earning more. For larger purchases (cars and the like), we make the decisions together.

cassgate · 23/04/2013 20:49

DH pays a set amount into a joint account which covers all bills, mortgage and shopping. I have my own account which he pays money into whenever it runs low. I buy anything including clothes for me and the kids xmas and birthday presents on my credit card and he just pays off the bill each month. I buy what I want whenever I want within reason but then my dh is on a good salary so I know we can afford it. If we couldnt afford it then I wouldnt do it.

bulletwithbutterflywings · 23/04/2013 20:48

Joint account, if I need it I get it. If its very expensive we discuss it. Same goes for him.

MimsyBorogroves · 23/04/2013 20:47

DH works, I don't.

We have a joint account and I do all of the shopping whenever I need to. He pays a lump sum into it every month to cover all bills, but that's because he's freelance so has to manage all of the tax etc too, and some months he makes more than others.

With regard to treats, little things (makeup, bath stuff, etc) I will just buy. Bigger items - clothes etc - I will generally "ask" but he never says no anyway - it's more of an advisory thing so he can keep an eye on the account levels than a request for permission. He does the same.

I get the child benefit paid into my account which I use for spur of the moment treats for the DCs - cake after school, milkshakes etc. If we do anything costly (zoo, lunch out) I generally use the joint account.

Cantbelieveitsnotbutter · 23/04/2013 20:43

I have an 'allowance' no joint account, wouldn't want one either.
It works, but I still feel immensely guilty for any spends on myself, so rarely buy new clothes, lunch out for myself (will buy ds not me) etc etc.

apostropheuse · 23/04/2013 20:40

An allowance Why, I thought I was reading a period drama set in the Victorian era there.

Well when I was a kept woman Grin many years ago my husband's salary went into a joint bank account, from where the bills would be paid and I would buy whatever I needed/wanted. Strangely he never spent anything out of the account without checking with me first, but that's because he left all the household accounts etc to me.

SauvignonBlanche · 23/04/2013 20:35

An 'allowance', no, I didn't have one, how patronising!
When I wasn't working, it was 'our' money, when DH wasn't working it was still 'ours'.

SquinkiesRule · 23/04/2013 20:34

We have one account everything Dh earns goes into it. I pay all bills and give him a set amount each week for petrol and whatever he wants. He has a credit card to use if he needs more, I think he's only used it twice in many years and that was for things from the hardware store on his way home.
I put a bit into a savings account when I can, but theres not much left each month. If we want something big we say something before hand so we don't over draw or to give me a chance to move money from savings.

Wishiwasanheiress · 23/04/2013 20:32

All incomings are family ones. So anything necessary comes out of that. Including and not only new lipstick, hairspray or jeans/top/high heels etc. that's just dh ;)

Stop viewing it as his & hers its ours now. He needs stuff u need stuff kids need stuff all out of one pot. End of.

Just spend wisely! :)

MajaBiene · 23/04/2013 20:30

Money in, bills out, we both spend what's left. Wouldn't spend more than £50 without mentioning it though.

malteserzz · 23/04/2013 20:30

I work but dh earns a lot more than me, all goes in one pot though and we spend whatever we like as long as we can afford it!

AnyFucker · 23/04/2013 20:29

Ohhh right, I geddit

In order to eat but not have the "nice to haves" you will purchase only no-frills basic staples such as rice and pulses for yourself but buy tastier and more interesting food for your husband ?

dogindisguise · 23/04/2013 20:29

We have a joint current account for all outgoings. I would ask before making a major purchase but otherwise spend what I need to, including clothes.
Rather than thinking of 'his and hers' money I remind myself he's earning the money but I'm raising our children.

MsVestibule · 23/04/2013 20:29

I feel like I don't want to spend the money earned by DH on the 'nice to haves' - treats for myself etc.

If he was the one not earning, is this how you'd want him to feel about 'your' income?

Mumof2beautys · 23/04/2013 20:26

I'm a stay at home mum and my DPs money is our only income.. And to be honest I don't really spend it on myself more so on the kids (maybe a little too Much at times) only on myself once in a while as 'a treat'.. but if you want something I'd get it.. As long as ur note struggling with money or in great debt then I see no problem.. And I'm sure that you DH wouldn't mind.. I'm sure if it makes you happy then he'll be happy...

AnyFucker · 23/04/2013 20:26

Are you going to go naked then ?

Your question is not computing, sorry.

How will you eat ? < frets >

Fairylea · 23/04/2013 20:25

All wages go in, all bills come out. We split whatever is left equally between us to spend as we wish. Dh spends it on tattoos I spend my share on clothes and make up :)

I'd hate to have an allowance! I'm equal, not a paid helper....!

Jojobump1986 · 23/04/2013 20:25

DH is the sole earner in our house but neither of us would spend more than about £5 on a nice-to-have without speaking to the other first. I suspect this would still be the case if I was earning money. For us it doesn't matter whose name is on the paperwork, we're a team & all money that comes in is 'ours'.

ceres · 23/04/2013 20:24

i work, dh doesn't.

all money goes into our joint account and belongs to us both. neither of us check with the other before spending on normal everyday like clothes, books etc. we tend to discuss spending on things which affect us both - like buying a piece of furniture for example, we would both have to like it.

WishIdbeenatigermum · 23/04/2013 20:24

All money into a joint account. DH buys himself expensive work clothes and everything else from TK Max. He begged me TK spend mor on clothes and stop buying from supermarkets. Blush

BooksandaCuppa · 23/04/2013 20:24

Regardless of who earns how much/works however many hours we've always had an equal amount of 'pocket money' or spends per month. Exactly the same. The rest goes into joint account to pay bills. Joint decision making on savings etc. It goes without saying that the person working fewer or no hours is picking up more of the slack around the house etc.

anniroc · 23/04/2013 20:23

Dh earns it, I spend it basically. Are you a SAHM? If so, you definitely deserve a.few treats - know I do!!

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