To ask that if you don't work but your husband/partner does, do you get an allowance for clothes?

All money in the same pot. Then a certain amount comes out into our own personal bank accounts. We get the same amount each.

Does your dh have an allowance for his treats?

It's your money too.

I work FT and DH is SAHD. All money into joint acc then a monthly transfer into personal accounts - I get a bit more as I have to cover costs of going to work such as train fares etc. It's not a big deal though and we both basically spend what we want and take money from joint account for personal stuff if we need it.

He finds it hard though and feels the need to tell me he got his new shoes at a huge discount or whatever but I really don't care! As long as we pay the bills, save as agreed and don't overdraw/run up credit cards it's all fine.

All money goes into a joint account which bill are paid from and a dd goes from this account into our personal account for our pocket money. Equal amounts. We both buy clothes and haircuts out of it, Dp buys shit magazines, I buy coffee and books, Dp buys gadgety stuff and games, I buy gym membership which I don't use. We used to use just a joint account but I didn't like it. With a personal account I find it easier to keep on top of if I am spending too much and I feel I can cut back on my own fripperies to save for something expensive just for me.

we view all the money as joint though and no-one asks the other if they can buy such and such.

husband transfers money to my account every month to cover all the food, kids stuff etc and anything i need or want to buy so we don't have one big joint account. we pay for other stuff like holidays and such from who has the most money in their account at the time which would be mine at the moment. all the bills, insurance etc comes out of his.

An allowance?!?! No! DP works and I don't, we have a joint account which at the moment just has his income going in. We both know what bills come out when, if I want new clothes i go out and buy them if we have the money in the account. I'd be very offended if he suggested an allowance, I'm his partner not his child!

DH works full time and has a small business that he works at on the weekend and I am a SAHM but I do bits of admin for the business. We have a joint account where all the money goes and a personal account each where I pay our weekly spends into. We both get the same amount to spend as we wish into our personal accounts and anything for the DC or bigger stuff for the house comes out of the joint account.

tssdncop - yes, that's just it. And having "my fun money" which is explicitly for me to spend on myself and which is less than "I" bring in in child benefit does redefine it so I don't have to justify it to myself at all.

I would think you should be allocated a certain limit you could spend each month. If you could I would try to do something to earn your own money so you can buy what you want when you want, I personally couldn't rely on somebody else's income

Dh works and I don't. I have access to all money as it is in a joint account - we just buy what we like within reason, we never check with each other unless it is a massive purchase. Wrt clothes we buy what we need/like.

I work, and earn all the money. My DH works, but his business isn't making any money at the moment. All of our money is 'ours', not mine. If either of us wants to buy something expensive, we consult the other person. Other than that there aren't any rules about who spends money on what.

I'd be completely horrified if DH considered the money to be 'mine' - our financial set up is completely a joint decision (ie he could be working in a salary job, we've decided as a couple to do things differently). Similarly, when our baby is born he'll be a SAHD after my maternity leave ends - that's a joint decision as well so the money is still 'ours'.

Oh, and DH and I have always just bought whatever, whenever, provided we could afford it and all bills were covered.

We do check with each other before any big purchases or spends; not from an asking permission perspective, more from a is that money spare or earmarked for car tax/dd1's school residential/new school shoes perspective

Interesting question.

Prior to having DS I made more than DH by a lot, although we had a joint account from the time we were first married. At that point, both he or I would simply buy what we liked unless it was a big outlay (cars, expensive gadgets).

Then after DS I was a SAHM and was made redundant whilst on mat leave. We pulled in our belts as you do, but there was never a question of asking before spending.

The difference was purely how I felt and this is the irrational part. Even though lots of our lifestyle existed because of my previous job I felt uncomfortable spending money that DH now earned alone.

DH never once made it a thing, as far as he's concerned it's our income. But I just didn't feel comfortable. As a consequence, as soon as I could I took a part time job. It brings in compartively little to our shared account. But I feel like I have more of a right to treat myself.

Reading back this looks ridiculous and I'm sure I'll be utterly flamed. But you asked and that's how I felt.

I do work, but only part-time. DH earns about 5 times as much as I do

All our money gets put into a joint account, then I we spend what's left on whatever

I give myself a monthly budget for clothes for me, includes make up, hair gubbins, cuts, etc, because I felt I was spending far more than my fair share and it's focused my shopping habits. It's entirely self imposed though. DH doesn't give me an 'allowance', I'd be unimpressed if he did

Dh works I'm a sahm. He does a job that gets paid I do a job that doesn't get paid. We have a joint account and we both spend sensibly. Anything big we discuss. I couldn't be in a relationship where it wasn't like this to be honest.

I'll never forget a girl I worked with wasn't allowed to buy lettuce anymore as it had gone over £1. I remember thinking WTAF!

Most of DH's salary goes into the joint account and is swiftly swallowed up by tight, detailed budget like mortgage, direct debits, groceries, etc, and categories such as school uniform, children's clubs, holiday fund, etc.

A small (and incidentally equal) amount is transferred into each of our personal accounts.

I choose whether I spend mine on cake, clothes or comics. I neither know nor care what DH spends his on!

We pay the essentials and then split what's left between us for 'spends'. That was the same when he was out of work, its how it is now he earns more than me and it'll stay the same when I graduate and will be out earning him.

Don't feel guilty about a thing. It's family money, and all members of the family should have some treats as well as the essentials (within budget of course).

Big pot, everything in. Then we did a budget to cover all important expenses, decided how much to save and agreed what to allow for luxuries like holidays. We each get an equal amount of spending money a week for ourselves but budget has taken into account things like his travel costs so our spending money is literally just for nice-to-haves.

DH works, I am SAHM. We just have a joint account and spend what we like on clothes etc. It's our money not his. So is any money I get.

I do work but PT and these days earn a vast amount less than DH. However, regardless of that we have everything in joint accounts plus a joint CC. I use cards for either without having to ask or check it is ok.