How do you actually ork and come home with money?

[thexmasstockingmonsterofdoom]

Been trying to work it out today, I have an iterview next weekfor my perfect job, I am going to come out paying about100 a month. I really want the job but I am not daft I am not going to pay for the priveledge of working, so how do you do it, or does everyone with small dc make no money?

think that may end up being what the future holds for me, tbh I ave been at home for 5 years and I am bored. I need a new challenge. and I have spent all my xmas pressie money in advance on a suit. The loss would be about what dh and I have spare each month so we would have no money at all. I know by the time dd2 started school I would be Ok, but she is 2.5yo that uis a really long time.

Have you factored in all the subsidies: the over 3's free nursery hours, tax free amount, etc etc?

If it is your 'perfect' job would it be an investment - i.e lead to promotion and a speedily rising pay-scale? If you have a DH would it help to think of you paying only half the childcare from your wages, and DH the other half from his?

If none of this makes it sound worthwhile, then you need a better paid job!

agree with blu as seeing it as only half your childcare costs, and its an investment in your future, like going to university.

I work for my pension, pretty much.
And because I basically enjoy the job and think it's worthwhile.
And because it's the sort of career where if I drop out for a few years I'll never get back in again.
And that's with a reasonably well paid professional job (but I have extra expenses because I do a weekly commute, hence rent as well as transport).
But it will get better very soon, when dd starts school.

we split all money and dh has none spare, between tax credits going down and the cost of childcare we would lose out, I think we would nearly breakeven once free nursery place kicks in. But I have not worked this out for the chool holidays which is scary as it would be so much more then.
I am seriously peed off now, i have put so much into getting this job.
If I did it full time I think we wold just abot com out on top but I am not sure i want to work full time while dd2 is still little.

It depends on how much you get paid.
I contribute half of the wage towards our household income, and end up (after paying half towards bills and travel and "savings" and my pension and my insruance etc etc etc etc) with about £100 myself. But, as DD gets older, it will be better, as there will be less childcare costs.

yes it is a nightmare. what's really sad is that you almost end up wishing away pre-school years.

I havent taken the tags of my suit yet, wonder if I should take it back.

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