Does your employer stay open for bank holidays, or close for them? You are entitled to pro-rated bank holiday leave, so 0.6 of each bank holiday. If your company is open for bank holidays, it doesn't much matter. If your company closes, then if you work on Mondays, for example, you'll find that you will feel like you have much less holiday allowance because you will need to use 0.4 of a day of your 'free' leave to cover the portion of bank holiday you aren't getting.
Example:
Holiday entitlement 30 days plus bank holidays. 8 bank holidays in the year. Total entitlement 38 days.
Scenario 1: working Tuesday, Wednesday, Thursday, company open on bank holidays:
30 days + 8 days, pro-rated @0.6 =22.8 days
No days used for bank holidays, so 22.8 days free to book.
Scenario 2: working Tuesday, Wednesday, Thursday, company closed for bank holidays:
30 days + 8 days, pro-rated @0.6 =22.8 days
5 bank holidays in 2026 fall on Monday, 2 on Friday, 1 on Thursday
22.8 - 1=21.8 days free to book.
Scenario 3: working Monday, Tuesday, Wednesday, company open on bank holidays
30 days + 8 days, pro-rated @0.6 =22.8 days
No days used for bank holidays, so 22.8 days free to book.
Scenario 4: working Monday, Tuesday, Wednesday, company closed on bank holidays
30 days + 8 days, pro-rated @0.6=22.8 days.
5 bank holidays in 2026 fall on Monday (2 on Friday, 1 on Thursday)
22.8-5=17.8 days free to book.
Scenario 5: working Monday, Thursday, Friday, company closed on bank holidays
30 days + 8 days, pro-rated @0.6=22.8 days.
5 bank holidays in 2026 fall on Monday, 2 on Friday, 1 on Thursday
22.8-8=15.8 days free to book.