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Best company pension provider

7 replies

Pensionprovider · 07/01/2026 07:54

What pension provider does your company use and are you happy with it.

Thinking of changing from Nest. In the past I have had Royal London, People pension and Standard life.

OP posts:
CraftyNavySeal · 07/01/2026 16:01

I have Scottish Widows. Seems good, reasonable fees and lots of funds to choose from plus you can invest in shares with the same account.

BlanketyBlankBlank · 07/01/2026 17:06

Are you the employer that’s wanting to change your whole scheme?

Nourishinghandcream · 07/01/2026 17:26

Surely if you move from the provider your company uses, you will loose any associated benefits?
My company subsidises the fees which means I pay just 0.1%. Fairly certain that if I was to move I would have to pay the full fees.

rightoguvnor · 07/01/2026 19:18

Surely you will have to deregister from the company scheme (thus losing the employer contribution) and then transfer the funds from the employer scheme to whichever new scheme you chose.
i don’t think employers will pay into a scheme of your own choice. They choose the scheme, you are free to join or not.
My employee pension was with Creative until 1 December when my company was bought out. Now it is with People’s Pension. I’ll carry on as the employer contributes 3% (paltry but fairly standard in this industry) but I shall also continue with my own pension contributions (into Vanguard) as I feel able to put a bit more aside towards retirement at this stage.

Pensionprovider · 08/01/2026 08:46

BlanketyBlankBlank · 07/01/2026 17:06

Are you the employer that’s wanting to change your whole scheme?

Yes. I should have made this clear. I am the employer and looking at changing the whole scheme.

Thank you

OP posts:
ArtfulTaupeGoose · 09/01/2026 00:04

My work scheme is Aviva, who I've been happy with.

Be aware that Nest doesn't charge the Employer but most other companies will.
Now Pensions for example have a minimum charge of around £35 per month.

Qwickwit · 09/01/2026 00:07

How many employees are you looking at? Are you wanting something along the lines of a master trust/company with generic offerings for small businesses, or something larger and more bespoke?

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