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Considering a pay cut for a more fulfilling career – any advice?

5 replies

Sloneranger97 · 02/10/2025 11:32

Hi everyone,

I’d love some advice or thoughts. I grew up caring for my mum, and as I got older it became increasingly isolating. Finding jobs that would fit around caring for her was tough. Over the past year, things have stabilised a bit – both for her and for me. We’re in a better housing situation, and some good opportunities have come my way.

I’ve been working in NHS administration for a while now and have worked my way up to a band 4. For some people, it might not seem like much, but for me it is an achievement. That said, I’ve often felt that administration isn’t the most fulfilling path for me.

Earlier in life, I did an NVQ in Children and Young People’s Workforce and worked as a nursery nurse/practitioner. Recently, I was unexpectedly selected for an interview for an apprenticeship as a speech and language therapist. It feels like an excellent, beautiful opportunity – a chance to do something fulfilling and to really contribute to the community. I feel I could bring a lot to this role, and it could bring a lot to me, especially if I eventually specialise in paediatrics.
The tricky part is the pay – it’s quite low. The apprenticeship is Band 3 (Annex 21) with a salary of £20,673–£24,662 per year. I knew this going in, but with the financial pressures of the world, I can’t help feeling a bit worried.

If anybody has experience taking a pay cut to level up or move into a more fulfilling career, or knows anyone who’s gone down this route with NHS apprenticeships or switched careers, I would really value your advice. I’m 25, so relatively young, but I know career changes aren’t really about age – it’s about finding the right fit.

Thanks so much in advance! xx

OP posts:
Stillnotautumn · 02/10/2025 11:41

I cant comment on the NHS bit. But I once took a 20% pay cut to do something that interested me more. And it was totally worth it, it led to an entirely new and much more fulfilling, less stressful career path. I did it in my 30s. Careers are long and you have plenty of time to build it, esp in an area you care about more

Ciderapplevinegar · 02/10/2025 12:51

How much of a drop is it? Would your take home pay cover your costs? Basically, can you actually afford to do it if you don't progress quickly or have someone to help support you?

indoorplantqueen · 02/10/2025 13:03

What’s the pay progression like and what’s the overall outcome (fully qualified speech therapist after X Years etc).
I took a pay cut to retain going from £39k to a 15k bursary for 3 years. It was well worth it and I earn around 80k now.

Ihaveneedofwaternear · 02/10/2025 14:01

You'll go up to Band 5 as soon as you qualify - how long is the apprenticeship, can you manage for a short time. Once you're working, it's possible to move up to B6/B7 posts quite quickly if you look for the right opportunities, which is a good wage.

Congratulations. I'm a speech therapist and it's a great career

BeckhamsBalls · 02/10/2025 14:22

I’m giving up a senior career of £44k to go back to uni and be an OT, starting salary of £30k, money isn’t everything I want to be happy x

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