I'll preface this by saying that I know i'm an idiot for not having good enough insurance. I also know I am an idiot for having no savings to fall back on. So no one needs to tell me this, I am aware and i'm paying the price!
I have had my own dog grooming business for almost 10 years. It has been pretty successful and i've been consistently fully booked since I opened. A few months ago, I was injured by a dog. Unfortunately it is a very physical job and while we do what we can to mitigate risks, unfortunately I didn't manage it this time and a very enthusiastic, heavy dog jumped on my shoulder. My fault, not his, he's lovely! Insurance to cover these sorts of things is very expensive, so I don't have it (mistake number 1, although fairly common thing not to have, most groomers don't! I have insurance for everything else, but not to cover personal injury at work), so i've been pushing through and working regardless, but I am in agony every day, and by the evening I am broken and I can't carry on like this. I have seen a physio, osteopath and GP, but basically it seems like nothing can be done to help other than strong painkillers, and I can't take those while safely managing dogs in my care. Plus most of them don't agree with me, i've tried them in the past for a back injury.
It really saddens me because I love my job, but physically I can't manage any longer. So i'm trying to find something else. However, despite previously having had a good job in publishing for years, as well as a job in the NHS, no one seems interested because this experience was all over 10 years ago, and it seems that my dog grooming isn't seen to have many transferable skills I guess. I apply for things that I meet every criteria for, and I don't even get rejections, I just get radio silence (as a side note, I find this so rude. Applications are no longer a case of uploading a CV, they want lengthy application forms completed that take hours, then can't even send a rejection email as a matter of courtesy?!) Every job I apply for wants so much experience for such minimal pay, and i'm not getting anywhere, despite all of the roles i'm applying for being assistant roles and very junior. They generally ask for my current salary, so I am honest and say that I earn around 55k PA, but that I understand the role I am applying for will not match my current income. Is this what is putting people off, should I lie and make it comparable? Or is it just that my experience is no longer relevant? I have a degree, a history of good jobs and i've been running a business for 10 years, I don't understand why i'm not even being considered for admin assistant type roles? Am I too old at nearly 40, do they want younger people for these jobs?
I have no savings to fall back on (second mistake) so I am continuing to work but i'm miserable because i'm hurting all of the time. I don't have the time or money to retrain in anything else, but I don't know how to make myself more employable? I don't even have any relevant references! I'm so stuck. What can I do?!