I'm a teacher, due to go back to school in July when my 9 months mat leave is up. DD will start nursery in September and full time fees for 5 days a week are in the region of £2000. Factoring in the 30 hours free funding kicking in Sept for babies over 9 months old and the tax free child credit, I am hoping this brings it down to £1400?? The nursery hasn't given a breakdown of fees as these will increase in April for the new financial year.
I am wondering if it's worth asking at work to go part time, either 3 or 4 days. Anyone have experience of whether this works out well? Is paying nursery 1 less day a week worth the 1 day salary sacrifice? Ofcourse it depends on my individual pay and outgoings. But just wanted to know especially from teachers how they found this.