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How on earth do people work into their 60's and beyond.

319 replies

BG2015 · 18/09/2024 19:28

DP and I were talking earlier (he's now asleep at 7.15pm) and saying how do people work into their 60's and 70's.

My DP is 59, he works in demolition which can be quite an active job. He's out of the house at 6am as they travel all over the country and he often isn't back until 6pm.

I'm a teacher recently dropped to 4 days after ongoing health issues after having breast cancer in 2021. Im 55, 56 in February.

We're both knackered. Neither of us sleep very well at all. We eat healthily and used to go to the gym 2/3 times a week but now only manage walking as our form of exercise.

I'm desperate to change jobs, planing to retire at 58 and get a part time job in an office. I think once I retire DP will reduce his hours and slowly retire.

But how do people have the energy to keep working. A teaching assistant at my school has just retired at 71 and I really don't know how she's kept going.

OP posts:
Fairyliz · 26/08/2025 08:56

Without wanting to be rude if you don’t have any experience working in an office you are unlikely to get a part-time office job.
I worked in administration jobs from leaving school at 18 and studied for qualifications (accountancy and HR) in my own time.
By my mid 50’s I was exhausted from my 50 hour a week admin job so started applying for part time positions. I never got an interview for most of them because employers want young people who they assume will be more up to date with new technology etc.

BG2015 · 26/08/2025 09:02

I retire from my teaching job on the 31st August, I get my last pay tomorrow. And my lump sum and pension next week.

Spent the last three weeks training for my new job. WFH, online training and think it's going to be ideal. Plan on working 18 hours a week over 3 days. No holiday or sickness pay but that's fine. We have a month in Thailand booked and a cruise.

Im excited for the next phase of my life.

OP posts:
FluffyBenji23 · 26/08/2025 11:14

Good luck to you! I'm 64 and have two and a half years left to go in local government. The changes brought by COVID were a blessing for me as I now have one day a week WFH to catch up on admin. I'm counting down the days until I leave work and can't wait!

Tomorrowisyesterday · 26/08/2025 11:20

Good luck Op! Sorry, did you ever say what kind of job you ended up getting? Tutoring? (asking for a friend)

Hedjwitch · 26/08/2025 12:18

Aiming for 64 here ( am 61) if I can save enough between now and then to live on.

BG2015 · 26/08/2025 12:19

@Tomorrowisyesterday I'm working for a company called TTC, who deliver speed awareness courses, either online or in the classroom. Two courses a day (6 hours) is roughly the same as a days supply.

OP posts:
Tomorrowisyesterday · 26/08/2025 12:32

Thank you - and a lot less stressful than a day of supply, I would hazard a guess!!

BG2015 · 26/08/2025 13:45

Yes. I do have to pay my own tax and NI but I don't have to use any fuel and no stress driving to an unknown school over the other side of the city and teaching 30 children I don't know.

So, it sort of balances out. I also live in quite a rural area so snow is often an issue - definitely looking forward to not having to drive anywhere in snow.

OP posts:
Dutchhouse14 · 26/08/2025 13:51

Depends on job and health. I'm 54 and the thought of working until 67 doesn't fill me with joy but because of my pensions I will have to as won't have sufficient income to retire earlier.
I desk based/WFH but I think my concentration and motivation has dropped going through the menopause.
I would like a long healthy active retirement but the later you retire the less chance you have of that, my parents health dropped significantly from 70ish. They retired at state pension age of 60 and 65.
We maybe living longer but are we more active and healthy for longer?
If you've worked full time as a teacher for many years then your pension is one of the best you can have. Mil moans about hers as she worked part time and feels hard done by compared to full time colleagues but still has over 2k a month teachers pension. She retired 20 years ago at 63.

BG2015 · 26/08/2025 14:42

Well my teachers pension isn't anywhere near £2k unfortunately as I've taken it 3.5 years early, hence I need a bit of extra to top it up.

OP posts:
Flowery57 · 26/08/2025 19:15

OnyourbarksGSG · 27/05/2025 10:15

My DH is a Coach driver, he’s 63 this year and really struggling. He does 5 days one week, 6 the following. He’s up at 5 am most mornings and home for 6pm. We are in bed by 8 -8.30 as he’s just so knackered. He has some other Heath issues but is reluctant to drop his hours as we still have 3-4 years left on the mortgage. I’m overpaying it as much as possible and getting him to just completely retire in 2 years as he can’t go on. Neither of his parents got to retirement age and while he is healthier than they both were at his age, he does have the same heart problems as they had and they both died very unexpectedly of heart attacks in their late 50s/early 60s. There is no way he will be fit to drive coaches full of kids when he is a 70. His accident rate has increased every year and while they are a very minor few bump/ mirror damages etc it’s still very unsettling and concerning.

Gosh that sounds hard. Could he bit change jobs? I am still working an average of 3 days a week at 68. I do an admin job on a hospital ward so very busy. I do enjoy it but find I get a lot more tired these days .

isitme111 · 26/08/2025 20:44

Good luck with your new job OP

ByQuaintAzureWasp · 26/08/2025 21:35

If you can afford it op, look at putting more into your pension, perhaps an AVC.

Mydadsbirthday · 26/08/2025 23:06

ThePoetsWife · 26/05/2025 10:58

I am a very senior professional in my mid 50s in a busy role which involves some travel. I love my job and intend to continue working for at least another 5 years.

However, I make sure that I prioritise my health - eating properly, daily walks and gym sessions etc. I get down time at weekends and all chores are shared with my OH. DC all have flown the nest which helps. I also outsource some of the cleaning and gardening.

I know this thread is a few months old, but would you mind expanding on your role? I'm interested to know how you manage a senior role alongside self care. I'm mid 40s and also in a senior role but really struggle to exercise and eat well, alongside work, children, house, elderly parents etc. thank you

ThePoetsWife · 27/08/2025 06:14

Im a c suite level - don’t want to say any more due to privacy concerns.

As I have said in my post, I outsource some of the chores - cleaner and gardener. DP and I go 50:50 with the other chores. I have a hard finish once a week to go to the gym and walk the dog every day, either first thing or lunchtime. I make time one weekend morning to go to the gym as well. DC have left home - some of our parents have died so just one elderly parent to keep eye on.
I enjoy healthy eating - so eat a lot of salads and stir fry’s which do not require much work to put together.

Financially I don’t have much choice if I want to have a comfortable retirement. I am lucky that I love what I do so I prioritise looking after my wellbeing as much as I can - not always easy though.

zaazaazoom · 27/08/2025 06:39

AuntieJoyce · 19/09/2024 11:49

I’ve hesitated posting on this thread because it all sounds a bit woe is me but I’ve got into my mid 50s having mainly been an office worker, some of the time part-time but generally speaking long hours.

I am now really struggling with MSK symptoms which make sitting in my chair all day really difficult. A standing desk is not much better. I saw the NHS physio and he said to me he sees loads of people like me who are fine in their 30s and 40s with their deskbound careers but once they get into their 50s the MSK chickens come home to roost and they just can’t work the hours anymore. It’s really annoying because I’m at my peak earning potential but will probably end up having to retire earlier than I’d like to

I am.in a similar situation. Ive managed to turn it around by switching between a standing and sitting desk every 45 mins. Doing stretches throughout the day. Basic yoga and ones I know i need.

Exercise (a walk every morning and swimming, football, or tennis after work).

I have a couple of auto immune conditions and arthritis so am in pain all the time, but pushing through it really helps.

Hatwontfit · 27/08/2025 07:03

I think the biggest problem with my full time desk job is the lack of activity. Being sedentary makes my health issues much worse.

BG2015 · 27/08/2025 07:09

ByQuaintAzureWasp · 26/08/2025 21:35

If you can afford it op, look at putting more into your pension, perhaps an AVC.

Edited

Can't put anymore into my teachers pension as I'm now retired. I have got a SIPP I'm regularly contributing to however and my plan is to add to that until I'm 61-62, then begin to draw from that to bridge the gap until I can claim my state pension at 67.

OP posts:
Pistachioitaliano · 29/08/2025 16:28

If you have a job you love in uour 60s crack on, you ate lucky.

For others, they have to continue due to financial constraints or they atevone of the many who struggle to find work due to ageism.

Delaying state pension age is counter productive as many will turn to UC.

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