Help with UC related to work

[thepurgebegins]

I am very new to all this UC stuff and don't have a clue. I'm on maternity still ( 1st child currently 8 months) and going back in December to work. I have a husband and i have a mortgage on my name. My partner is self employed and earns around 10 12 grand on the books, rest is bits of work here and there but off books. My annual salary is roughly between 25,500 and 25,900 which is working 2 day shifts 2 night shifts (4 on 4 off). Not sure of my hourly wage
I am looking to go back part time 2 days a week midweek doing morning shift.. A lot of people have said go back part time do the 16 hours or possibly 12 and then claim UC so you can spend time at home with baby. Child care is an issue being one of the reasons plus would love to be with my baby as much as I can. I don't think I would actually get much UC with the wage I would be earning doing 16 hours a week Or am I wrong? There's a strong chance I'm getting a 7% pay in September coming which would take me over 27,000 so even doing the bare minimum hours I feel like I would not be able to claim UC. I'm not saying I want alot of UC even getting a few pennies will still allow me to get benefits such as free nursery time etc. Im not trying to suck money out of the government i just want to work less and still get money im entitled to as I have a house to run. Ive tried putting things into the online calculators but i dont seem to understand it. It says im entitled to 200 a week which cant be true. Somebody help please it's driving me crazy or correct me! Thank you so much

I'm struggling to reconcile you "only wanting what you are entitled to", whilst rushing swiftly past the fact that your partner is commiting tax fraud and you are fine with that.

But I can't see what someone here could tell you that the calculators can't.

Exactly this

Even ignoring possible tax fraud, you would have to make a joing claim and your husband would have to have job centre meetings and declare his earnings. I imagine if his self employment only appears to be bringing in 12 grand, they will expect him to get another job.

not trying to suck money out of the government i just want to work less and still get money im entitled to as I have a house to run

Doesn't everyone 😂

Sadly we have to work to live and keep the roof over our heads and also provide and give a good life to our kids.

Try to speak to someone in CAB they should be able to explain everything to you and work out exactly what you would be able to claim depending on hours worked.
It would have to be a joint claim though if you live together so your partners earnings would be taken into consideration and I’m not sure if when your self employed you have to declare them every month to UC because it will effect your entitlement if they change month to month.
They wouldn’t take any housing costs into consideration because you have a mortgage but that does mean that you can earn more before they make any reductions to your UC.
£200 a week does sound quite a lot though because that’s not far off what someone’s full entitlement would be if they didn’t work.

Your housing costs wouldn’t be paid because you have a mortgage. You’d have to have a joint claim with your partner as you live together too. You’d be entitled to something but it’s tricky because you may receive the benefit cap if your partners earning aren’t over a certain amount each month.

Fill your details in the link below and see what it says your entitlement is. You can also post on the UC Support group on FB for advice. The admins and moderates are very knowledgeable.

https://www.betteroffcalculator.co.uk/login

My partner is self employed and earns around 10 12 grand on the books, rest is bits of work here and there but off books.

That's not how tax works. 🤔