Has anyone opted out of their nhs pension for financial reasons?

[Cupcake00]

I have just gone up a great as a nurse in the NHS and now working full time. Therefore, my student loan has more than doubled. I'm a single parent with a mortgage and will be paying off another loan for about 8 years onto as I had to take out a loan after my divorce.
My student loan is alot and its so disheartening as I have worked so hard for my degree on my own with 3 children and now gone up a grade to become more financially straight.
We haven't had holidays etc and I scraped by. I was looking forward just to being able to live and hopefully save for a holiday next year. Now I can see almost 300 pounds coming out for my student loan. I'm already paying a loan of 500 a month aswell as a mortgage and bills.
I'm considering opting out of my pension as this is about 370 a month. However I am worried as I am in my 40's. I will have a mortgage for another 22 years.
People say how good it is to have an nhs pension.
Not sure what to do? Has anyone ever done this?

Agree with all the others, the NHS pension is still one of the best around, and it also provides all the other benefits of death in service payments
a couple of Bank shifts a month and you will be better off now with the extra in your pay packet, and better off when you retire as there will be more in that fund.
don’t stop your NHS pension payments, your future self will thank you so much

Don't. You'll lose the employer contribution and it's so hard to make up at a later date.

You won't miss what you've never had but it's not so easy the other way round as there's always something to eat your income.

NHS pension remains one of the best pension plans available. Not only is the main pension guaranteed and inflation-indexed, but the benefits you get if you stop work younger due to ill health are pretty good as well.

Thankyou everyone. I appreciate it!
I had a call back from payroll explaining the amount deducted is calculated from my monthly wage and my bank (weekly). I couldn't understanding it to be honest. What I can't understand is student finance said none of my payments are matching any of the plans.
I'm going to have a good look at my pay slips today. Then call student finance again. I have a better understanding of what the calculations are now. I did bank alot last month, so I'm wondering if that is the reason but I'm sure I saw on my payslips, they had deducted. I will double check today.
I feel better now though. I won't be opting put now 😊

Ahh yes if you did a lot of bank work your student loan payments would be higher that month

So pleased it's sorted OP and hope you get a refund for a small break. And yes, prioritise that pension. It's tax free and your employer tops up your contributions. Stop it and you will pay tax on it and lose the employer contribution