Help Calculating Pay for new Job!!

[caramelbambii]

Evening Ladies!

I have started a new job as an SEN Ta and I'm agency staff. My working hours are 35hrs, daily rate £100, net pay £417 weekly. As I'm an agency worker, I assume I am paid on a term time only basis. When the umbrella company my agency works with calculated my annual salary it was 26k (assuming because if I signed up with them I'd be a contracted employee so they worked it out on the whole year rather than term time) but I decided to be on PAYE instead of umbrella company as their deductions were way too much.

The school I work with has offered me an apprenticeship role to gain a Level 3 qualification which I'm keen on however the annual salary is £18,587 which is obviously before tax and worked out for an entire year as accepting the apprenticeship I'd be directly employed by the school. Using the tax calculator website it's worked out my net annual salary would be £16,663 (£1,389 monthly).

Can someone help me work out what my actual annual salary would be on a term time basis for the agency pay (35hrs , £100 a day) so I can use the tax calculator website and work out the best financial decision to make and figure out how much less I'd be losing out on decrease of pay? I've had a long week and I might've worked it out correctly but brain fog is intense right now. I think there's 39 school weeks in a whole year. I've attached photos of the salary breakdown for those who retain information better visually rather than written.

I am not sure I can follow your post and I feel there is missing information. Anyway first of all the agency, well they came up with £26000 as £100 x 5 x 52. But you say you presume it is only term time, well is it or isn’t it? Because if you don’t know we definitely don’t. Anyway if it is just term time the same sum would presumably be £100 x 5 x 39 = £19,500.

Also you say you chose not to go through the umbrella company in the end after all but went PAYE - what do you mean, because umbrella companies will pay you via PAYE too, it is the compulsory mechanism for payment for employees (and technically you would be an employee of the umbrella company). Or do you mean the school is employing you directly on a FTC?

Regarding the apprenticeship you have been offered, are you clear on whether that is term time or all year and if the number quoted has been or should be prorated.

https://salarybot.co.uk/pro-rata-salary-calculator/

I think agencies have to pay holiday these days.

In effect your gross salary will be based on days worked (which will vary each month) and you should get some holiday pay when school is closed.

Glad you avoided umbrella companies as they are basically a scam