Page 4 | Is it worth working on universal credit?

boymama82 · 2023-02-23T14:24:04+00:00

We receive UC as my partners wage is classed as low. We own our own home outright and receive approximately £400 a month from them. I'm looking to get back into work on Saturdays Sundays and Mondays when my fiancé is off work as we have an 18 month old and a 2 and a half year old. We don't need the money but I want to get back into work, will my UC be reduced siginificantly?

whowhatwerewhy · 24/02/2023 12:35

@America12

Op is looking to work sat , sun and mon , her partners days off so presume he will be looking after his children.
It's probably not financially viable for op to work full time due to childcare cost so she's trying to work around her partner.

Firsttimemum120 · 24/02/2023 13:06

@GoodChat how am I scamming the system? when I don’t live/spend week days with my partner we spend weekends together as he works away most of the time. We both have our separate homes pay our bills separately?, he pays child maintenance at what he sees fit to pay never been discussed between us but I think it’s £10 higher than what CMS would ask of him. That 2k is £1800( just calculated) a month which is housing element and childcare element plus the other elements so that alone is £990 it’s exactly what I am entitled To and work for as not all of that is benefits or did I not say that part in my own business because I do work and have done since I was 16 I’m now almost 28.

if I was scamming the system surely I’d be living with my partner full time not declaring that and into the bargain have my partner live with me in a place paid for by my local
council? None of which is happening. We literally work as if it is me a single parent and believe me it feels that way too. So don’t come at me for what I am entitled to.

GoodChat · 24/02/2023 13:31

Firsttimemum120 · 24/02/2023 13:06

@GoodChat how am I scamming the system? when I don’t live/spend week days with my partner we spend weekends together as he works away most of the time. We both have our separate homes pay our bills separately?, he pays child maintenance at what he sees fit to pay never been discussed between us but I think it’s £10 higher than what CMS would ask of him. That 2k is £1800( just calculated) a month which is housing element and childcare element plus the other elements so that alone is £990 it’s exactly what I am entitled To and work for as not all of that is benefits or did I not say that part in my own business because I do work and have done since I was 16 I’m now almost 28.

if I was scamming the system surely I’d be living with my partner full time not declaring that and into the bargain have my partner live with me in a place paid for by my local
council? None of which is happening. We literally work as if it is me a single parent and believe me it feels that way too. So don’t come at me for what I am entitled to.

You're two full time working parents in a relationship choosing to live separately so that you can claim.

GoAgainstNicki · 24/02/2023 13:47

Firsttimemum120 · 24/02/2023 13:06

@GoodChat how am I scamming the system? when I don’t live/spend week days with my partner we spend weekends together as he works away most of the time. We both have our separate homes pay our bills separately?, he pays child maintenance at what he sees fit to pay never been discussed between us but I think it’s £10 higher than what CMS would ask of him. That 2k is £1800( just calculated) a month which is housing element and childcare element plus the other elements so that alone is £990 it’s exactly what I am entitled To and work for as not all of that is benefits or did I not say that part in my own business because I do work and have done since I was 16 I’m now almost 28.

if I was scamming the system surely I’d be living with my partner full time not declaring that and into the bargain have my partner live with me in a place paid for by my local
council? None of which is happening. We literally work as if it is me a single parent and believe me it feels that way too. So don’t come at me for what I am entitled to.

This is literally the definition of scamming the system😂 you’re in a relationship but live separately so that you can claim UC as a single parent as opposed to living together like a normal couple and having a joint claim

Lifelessordinary1 · 24/02/2023 13:49

I find it funny how people are objecting to paying taxes so someone who owns a house outright still gets some benefits but do not seem to realise that if that person was private renting they would be getting a lot more in benefits and your taxes could be going to a multi millionaire landlord who owns 1000 houses outright.

You are always better off working whilst on Universal Credit but when you take off all the costs of working - travel expenses, new clothes etc it may not be by much.

Meandfour · 24/02/2023 13:49

Firsttimemum120 · 24/02/2023 13:06

@GoodChat how am I scamming the system? when I don’t live/spend week days with my partner we spend weekends together as he works away most of the time. We both have our separate homes pay our bills separately?, he pays child maintenance at what he sees fit to pay never been discussed between us but I think it’s £10 higher than what CMS would ask of him. That 2k is £1800( just calculated) a month which is housing element and childcare element plus the other elements so that alone is £990 it’s exactly what I am entitled To and work for as not all of that is benefits or did I not say that part in my own business because I do work and have done since I was 16 I’m now almost 28.

if I was scamming the system surely I’d be living with my partner full time not declaring that and into the bargain have my partner live with me in a place paid for by my local
council? None of which is happening. We literally work as if it is me a single parent and believe me it feels that way too. So don’t come at me for what I am entitled to.

“For what I am entitled to” 🤮🤮🤮

whowhatwerewhy · 24/02/2023 13:54

@Firsttimemum120

Wow quite the scam you have going.

Coffeellama · 24/02/2023 14:18

America12 · 24/02/2023 12:25

The father ? On his days off.

Show quote history

That’s literally what she is proposing with the job mentioned in her OP…

OriginalUsername2 · 24/02/2023 14:23

It would be dumb for OP to make her choices to please those with their noses up. Her role is to do what’s best for her family within the system we’re in.

This is how the country works now.

“ But many millions more still don’t know what they can claim or how to claim it. Working with others we want to be part of the solution to the issue of low benefits take-up.”

Kabalagala · 24/02/2023 14:30

Christ. Fully able adults shouldn't be able to choose not to work and claim benefits instead.
We're not "entitled" to anything. So i work evenings to top up DHs wage rather than pay for childcare.

Firsttimemum120 · 24/02/2023 14:45

@GoAgainstNicki @Meandfour

Thats the thing we aren’t a normal
couple he is a walking red flag and this relationship should have been over a while ago. He doesn’t help support me with anything. He moans that I send our child to the childminder to be able to work He rarely goes out of his way to support our child. He moans if I have a day off and still send to the childminder. He left me to buy everything big on my own. He used to kick me out a lot when we lived together before our child was born over minor things so I’d end up back at my mums. Is anyone seeing what picture I’m painting? We are far from a happy normal couple most of the time although trying to work on it slowly. He has many issues that he is personally working on that he’s taken responsibility for all apart from being willing to provide which is another argument in itself . If we could live together be a normal couple then yes we would be but we are far from it. Nobody knows nothing about situations but I’ve done what I’ve had to to keep me and my child safe at all times.

Sux2buthen · 24/02/2023 17:25

Firsttimemum120 · 24/02/2023 14:45

@GoAgainstNicki @Meandfour

Thats the thing we aren’t a normal
couple he is a walking red flag and this relationship should have been over a while ago. He doesn’t help support me with anything. He moans that I send our child to the childminder to be able to work He rarely goes out of his way to support our child. He moans if I have a day off and still send to the childminder. He left me to buy everything big on my own. He used to kick me out a lot when we lived together before our child was born over minor things so I’d end up back at my mums. Is anyone seeing what picture I’m painting? We are far from a happy normal couple most of the time although trying to work on it slowly. He has many issues that he is personally working on that he’s taken responsibility for all apart from being willing to provide which is another argument in itself . If we could live together be a normal couple then yes we would be but we are far from it. Nobody knows nothing about situations but I’ve done what I’ve had to to keep me and my child safe at all times.

You don't owe these people an explanation

GoAgainstNicki · 25/02/2023 01:13

Firsttimemum120 · 24/02/2023 14:45

@GoAgainstNicki @Meandfour

Thats the thing we aren’t a normal
couple he is a walking red flag and this relationship should have been over a while ago. He doesn’t help support me with anything. He moans that I send our child to the childminder to be able to work He rarely goes out of his way to support our child. He moans if I have a day off and still send to the childminder. He left me to buy everything big on my own. He used to kick me out a lot when we lived together before our child was born over minor things so I’d end up back at my mums. Is anyone seeing what picture I’m painting? We are far from a happy normal couple most of the time although trying to work on it slowly. He has many issues that he is personally working on that he’s taken responsibility for all apart from being willing to provide which is another argument in itself . If we could live together be a normal couple then yes we would be but we are far from it. Nobody knows nothing about situations but I’ve done what I’ve had to to keep me and my child safe at all times.

So then your situation isn’t one where you’re in a relationship with someone yet you live separately just so you can claim UC. That’s why the poster originally said that you’re playing the system. Surely that’s not hard to understand

Whenharrymetsmelly · 25/02/2023 02:55

AnotherSpare · 23/02/2023 22:25

Your attitude is everything that is wrong with people in this country.

You own your home outright. You don't work because you don't need the money. Yet you are bleeding money that you don't need from the state.

I was wondering the same thing. Total bludger.

Overthebow · 25/02/2023 03:34

boymama82 · 24/02/2023 00:28

I don't work because we have 2 babies!

No you don’t, you have an 18 month old and a 2.5 ye old. I went back to work when my DC was 10 months. On UC you will get help with childcare costs and sounds like you can work when your DP isn’t working anyway.

Original poster

boymama82 · 27/02/2023 17:42

So I've applied for a job as a home cater. I didn't realise that we could only get 30 hours of nursery if I was working 16 hours or more a week. Problem is the care company can only guarantee 8 hours a week! 🙄😩

OP posts:

Original poster

boymama82 · 27/02/2023 17:42

Carer 🙄

OP posts:

taxpayer1 · 27/02/2023 17:55

boymama82 · 23/02/2023 16:52

Thankyou but we've done this and are already in receipt of universal credit. My partner earns £330 a week after tax and we get around £450 a month in UC. What I'm asking is does our us go down loads if i work too? I'm interviewing for a job that pays £11ph but I've heard that UC take 55p out of every £1 you earn so I'd be working for £5ph approx?

You are not working at 5 per hour. You are working at 11 per hour and sparing the rest of us to subside you.

RoseFl0wers · 27/02/2023 17:59

@boymama82 How much does your DP earn to be able to claim for UC? My DP and I are in our mid-20s. Earn around £55k between us before tax (obviously a lot lower after tax) and I’m pregnant with our first baby. We can’t afford a house right now, but also don’t qualify for all the freebies/heavily subsidised costs you’re entitled to if you’re on benefits. I will have to return to work when my baby is still a baby. Yours are toddlers.

You said you claim UC but ‘don’t need the money.’ You also have a house you’ve bought outright. Well don’t claim then! Get a job and pay for childcare. Ask your DP to apply for a better job so you can both pay for childcare.

Original poster

boymama82 · 27/02/2023 18:03

My partner earns £330 a week and has 3 days off. We bought the house with inheritance, I rented a council flat prior to that

OP posts:

MissMaple82 · 27/02/2023 18:07

POTC · 23/02/2023 17:57

I'm on UC and by the time I factor in the costs of travelling to work etc I'm not any better off by working, some months I'm worse off. I still work though because I'm not going to sit on my backside and let others work to pay for my UC income.

What point are you trying to prove here??

RoseFl0wers · 27/02/2023 18:10

boymama82 · 27/02/2023 18:03

My partner earns £330 a week and has 3 days off. We bought the house with inheritance, I rented a council flat prior to that

It’s great that you’re looking for a job, but your DP needs a full time job. He’d be on at least £19k then. He’s in his 40s with 2 young dc, not in his teens.

If he does that and you also work part-time (or full-time) then you don’t need tax payers to subsidise you, especially when you said you don’t need the money.

Original poster

boymama82 · 27/02/2023 19:45

My partner works 40 hours a week

OP posts:

taxpayer1 · 27/02/2023 20:49

boymama82 · 27/02/2023 19:45

My partner works 40 hours a week

In 3 days!

GreenFingersWouldBeHandy · 27/02/2023 21:12

But you also need to declare your net worth. So you won't be entitled to any anyway.