I'd be stupid to turn this down wouldn't I

[Bobshhh]

90% sure I'll be offered a new job this week in a new company. I wasn't looking to move but it sort of fell into my lap.

Details tbc but it's likely to be a 20 - 25% payrise for a very similar role. That would cover the cost of a new much bigger mortgage we've just taken on.

Couple of issues

• I really really like my current role, get good feedback and have an amazing network. It's a huge organisation with a lot of potential to move around. The new company is much smaller
• we're TTC after a miscarriage, I guess we'd need to stop until I'd got the role so I'd be eligible for paid mat leave? My age is against me here

Why did you take on a bigger mortgage you can't afford on your wages?

I think you need to look at what else the new job gives you beyond wages. Will it be easier to move up? Are you getting a new experience?

We can afford our new mortgage, otherwise we wouldn't have taken it on but this raise would obviously make it easier to manage, particularly if we do have a child.

I think that's my concern, that I'll be doing the same thing in a different place rather than really moving forward.

Assuming you're sure you can afford your mortgage, even with a period of reduced pay on maternity leave, and factoring in rising food costs, costs of a baby etc, then I would stay in your current role. It sounds like it has a lot more scope for development than the new place.

When was your pay last reviewed at your current place? If the main difference is pay you the offer to request a review, assuming you're not civil service or somewhere on fixed progression.

I would be staying put as it sounds like job security should be more important to you currently than salary. Can you negotiate a pay rise at your current place of work and/or apply for a more senior post internally?

Stay put to support TTC. That’s the clincher.

Have you tried asking your current employer for a pay rise? If you are offered the job approach you manager and state you want to stay but salary is 20-25% higher can they offer you a rise to match market rate. If they offer 10-15% take it.