Not sure where to put this so hoping someone here knows. Just on the gov website to check my NI contributions. I am 48, I have 21 years of full contributions and believe I need a total of 39 to claim a full state pension meaning I need 18 more years which would take me to 66 so technically I would be OK.
However, the years that show me as having no contributions are as follows
3 years full time uni student (does this exempt me?)
1 year working for six months in another country where I paid full tax.
5 years working in another country paying full tax.
I believe both the countries have reciprocal agreements with regards to national insurance but not sure how this works. Do I need to inform the tax office, show records of overseas employment and tax contributions?
In the second overseas employment I accrued 5 years of a state pension so maybe the short fall from the UK will be made up by getting a tiny pension from this country?
Anyone know, I realise I dont have to panic as do have enough years to make it up but only just so worry if for any reason I cant work for a period of time - single parent.
Thanks!