Ok so I was recently head hunted by a recruiter for a new role, I was made redundant last year and the new role seemed exciting and a real challenge, the salary was also back to what I had been earning - id taken any job I could to avoid unemployment but on a reduced salary.
Once I had a formal I offer I handed my notice in, in the lead up to starting I emailed to ask for a copy of of my contract, I was advised they didn't send these out beforehand but id get it on my first day
Anyway I got it today and Im so worried! There is literally no company sick pay at all, just SSP. I mean I can't remember the last time I was off sick but what if one day I have an unexpected illness and need a period of time off?.
I get that employers don't have to offer enhanced pay but I feel like I've walked into the worst employment contact if my career - they only offer Statutory mat pay too, I think I'm one and done but that makes me feel sad to know I never could afford to now anyway
Anyone have advice or can re comment a good income protection insurer? Iv dine a few quotes but as I'd need payouts without a long wait period the monthly cost seems so high!
Feel sick , hand hold needed and advice on how to oricptect myself should the worst happen, ideally it seems a good role and with redundancy and a truly crap job hunt period I just wanted to find my new work home