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maternity allowance- help!!

10 replies

angeleyes31 · 18/12/2007 16:48

hi,
hope someone on here can give me some advice, as you all seem pretty clued up on here lol!

anyway im 31 weeks and 4 days pregnant, ive been with my employer for 5 and a half years. with my last child i was working more hours and qualified for smp.
this time im on lower earnings and had a meeting with my hr dept re maternity pay etc, this was about 8 weeks ago. i told he the dates i would be leaving and we discussed my pay, she said if i wasnt earning enough for smp i would receive ma instead, i queried if this would cause any problems, i was assured i wouldnt notice any change as i would still receive a 4 weekly pay as normal only the dss would be paying me instead of my employers- with me so far.
there was a mixup over my holiday pay, that i noticed in my letter from hr, i called her and mentioned i was worried that my wage would be wrong-they are useless when anything changes on your wage- she assured me that it wouldnt affect my wage and she would sort it out for me, she said that i would get a normal monthly wage.
she was supposed to call me back and didnt, the next day i found i only had 2 weeks wages in my bank instea of 4! i called her back and she told me that it was because i would get my maternity from dss not them, she said she had sent smp1 and matb1 through post, i waited a week for these, kept being told was probably due to xmas post! in meantime i rang dss and they said would send me ma pack but couldnt send till had all forms, anyway another week and still no form from dss, called yest and received this today, also now received my forms from work.
now this wont be dealt till after xmas by the time they get it, i cant hand the form in it has to now be sent to a central office in stoke on trent, im normally due to be paid 04/01/07 but obvously wont get this till god knows when, so im going to 6 weeks behind with my money by then.
ive been in touch with my union and waiting for a reply, but im just really peeved off, i feel im stuck in limbo, and no one cares. im mad at the woman in hr for twice telling me id get my money in my bank account as normal, they should have known all this prior to me leaving? also when i called her upset and said ive no money and i dont know how long its going to take when i get my forms she said 'oh' like surprised i was in a mess 2 weeks wages down, then said ' well when you hand your ma form in at the job center they will pay you there and then'!!!!! does she think im a complete idiot??!! i told her how can they pay me right there and then, they are forms that have to be sent off and a decision awaited, they cant just give me a wad of cash in the job center!lol- i have to laugh or ill cry!!
been really upset by all this, ive bills to pay a family of 2 children already, we're just trying to finish paying off the rest of our debts to be debt free, and now this! im so stressed
should she have sent these forms earler?, i know she had misinformed me, this is her job aswell to deal with maternity pay!
any advice would be great xxx

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mrspnut · 18/12/2007 17:09

Maternity allowance decisions are usually done quite quickly if you send all the information in that's needed, but the HR department should have sent you the SMP1 and your MATB1 back straight away when they decided that you didn't earn enough for SMP.

If you're receiving more than £42 (£84 if you have a child under 1) every 4 weeks in child tax credit then you can apply for a sure start maternity grant of £500 - that is a really quick turn around (usually they process the claims the same day or day after they receive them)

If you are really struggling, put your claim in for MA and then ask for a crisis loan.

angeleyes31 · 18/12/2007 17:18

thanks mrspnut,

they said that my claim would take longer due to the backlog and with it being xmas. i do receive more than £42 every 4 weeks as i have 2 children, one 13years and the other is 2 years old, but i didnt think i could claim as i have a partner who works full time, but i will definately ask about this so thanks.
i have all my forms now so will send off first thing tommorow, and will see about the crisis loan, thanks so much, you've made me feel alot better!

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LOVEMYMUM · 18/12/2007 18:23

What a pain in the neck!

I don't understand why you are not earning enough for SMP - if you have worked for the qualifying period then you are entitled to it.

angeleyes31 · 19/12/2007 12:13

lovelymum:

hi, i had some sick days in the last 8 weeks before i left, this meant that i waas about a £1.00 under the qualifying amount of £87.45, to claim smp, typical! i only work part time. didnt have this problem last time as i was full time when i was pregnant with my daughter.

mrspnut: just wanted to say thanks for your advice again, i got in touch with tax credits and they said i do receive more than the family element so i am entitled to receive the sure start grant.
was so happy yesterday i cried happy tears!, today ive looked around on internet and seems it can take weeks for this to come through! doh!

has anyone else received this grant and how long did it take you to receive it?
x

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flowerytaleofNewYork · 19/12/2007 12:37

LMM it's not as simple as just working during the qualifying period, there's an earnings threshold as well, as angeleyes says.

Angel how about asking your employer for a short-term interest-free loan until your money comes through? As it was their fault there is a delay, might be worth asking?

angeleyes31 · 19/12/2007 16:43

hi flowerytale,

i dont think my work will do me a loan, they havent shown any consideration so far!
i know they won't anyway, im on to my union about all this anyway, they are brilliant if you need them, so i know ill do alot better going through them at the moment.
this job is not what i want from life but at the moment is convieniant for this stage in my life, but i really am seriously considering other options after this!

keeping fingers crossed that i get my money in the next few weeks, thanks for your reply

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LOVEMYMUM · 19/12/2007 17:58

Hi angel.

Re. being £1 under the limit. Only one word: bu*ger!

I'm about to claim maternity allowance and am getting nervous in case i don't qualify for some reason. It's horrible waiting for the envelope to come through the door saying yes or no.

I hope your Union can help - that's what they're there for!

LOVEMYMUM · 19/12/2007 17:59

Hi angel.

Re. being £1 under the limit. Only one word: bu*ger!

I'm about to claim maternity allowance and am getting nervous in case i don't qualify for some reason. It's horrible waiting for the envelope to come through the door saying yes or no.

I hope your Union can help - that's what they're there for!

mrspnut · 20/12/2007 12:08

Angel - my experience of the maternity grant is that it comes through fairly quickly. You fill in the form, get your midwife or doctor to sign it and then post it off.
All they have to do at the processing office is check the Tax credits database and that the form is filled in correctly and they they authorise payment.

The only hold up occur when the tax credit database isn't correct.

angeleyes31 · 21/12/2007 17:42

lovemymum:
it's always my luck to just miss out on things! lol.
i hope you have better luck with your employer's, id keep on at them and make sure if you can't get smp that they send your forms off to you in time, i know im not going to get my ma claim through in time for when my next pay would be on 04/01/08 so that means im now 6 weeks behind with my money. id give you some advice aswell, make sure you have some proof of your wages as if you have to apply for ma you have to send 13 weeks wage slips, it doesnt have to be the last 13 weeks but its to work out average to pay you. i wish id known all this before i left, im really angry at them for not telling me that id have to send forms off etc, they made it sound like it would just automatically go into my bank, so be prepared, wouldnt want you or anyone else to go through this at this late stage of pregnancy.
mrspnut:
i hope it comes through quickly, when i phoned tax credits she said i was above the family element and i would get it, ive a feeling its all going to come at once, like buses lol!
thanks for all your replies you've all been lovely xx

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