Wages

[Hbot123]

Name changed as I am slightly embarrassed.

Can anyone with knowledge of payroll or perhaps just good at maths please help me.

I am supposed to earn 20k a year but I am taking home £1200 per month I work that out at £7.50 an hour for 40 hour weeks.
Can anyone tell me what my hourly rate is before deductions please.
I haven't had a pay slip for maybe two years I just don't know what's going on anymore.
As usual the pay is late which means I'm late paying rent etc, not sure why it's suddenly getting to me but it made me cry today.
Am I even getting minimum wage ?

You should have access to a payslip, even if it's online (as ours are these days.) That should tell you what deductions are being made, including tax, NI and pension contributions.

All depends on your pension contributions too.
Get on the mse tax calculator and it will work out what you should be getting.

To work out your hourly rate you need to divide £20k by 52 (weeks), then divide again by the hours you work each week. £9.62 ph.

Assuming no deductions other than tax and ni, a salary of 20k should give a monthly take home of £1,438

You can use the salary calculator to work out what you should taking home after any deductions, depending how much you pay into pension, any student loans etc will affect your take home pay.

www.thesalarycalculator.co.uk/salary.php

Also, you should ask for your wage slips/p60- potentially your tax code could be wrong
If you figure out you are getting less than minimum wage, your employer needs reporting

Do you have a Pension?? Student loan?

You need payslips and p60s etc

Get them or you will never know what’s going on

@Canyoureallymakemethin

Assuming no deductions other than tax and ni, a salary of 20k should give a monthly take home of £1,438

Thank you, so I am not being paid properly. I have a pension but I get regular emails saying that my employer has been reported for non payment.

I think j have maybe 5 payslips this is my fourth year here now.
I want to leave but I know I will never see the money I'm owed

Thank you, so I am not being paid properly.
I have a pension but I get regular emails saying that my employer has been reported for non payment.

Non payment to the pension co doesn't mean they've not taken the deduction though.

Is it total non payment, or late? You should be able to see a pension statement in the provider portal which will show how much they have been paying over.

Who is reporting them?

Ask them for a monthly pay statement, they have to provide this by law. What do they say when you ask for it?

Are you in a union?
Is there a payroll or HR department?

Do you have a copy of your contract?

It sounds as though you are being exploited. But you should also take some responsibility for not having dealt with this for so long.

@Hbot123

Name changed as I am slightly embarrassed.

Can anyone with knowledge of payroll or perhaps just good at maths please help me.

I am supposed to earn 20k a year but I am taking home £1200 per month I work that out at £7.50 an hour for 40 hour weeks.
Can anyone tell me what my hourly rate is before deductions please.
I haven't had a pay slip for maybe two years I just don't know what's going on anymore.
As usual the pay is late which means I'm late paying rent etc, not sure why it's suddenly getting to me but it made me cry today.
Am I even getting minimum wage ?

You seem to have calculated £7.50 per hour on your take home pay and assuming that there are exactly four weeks in every month. Hourly rates and minimum wages are based on gross earnings and of course there are not 28 days in every month. Anyway a salary of £29k does indicate that above minimum wages are being paid.

However your employer is sounding dubious to me, payslips should be available and you also should get an annual statement, a P60, have you been receiving these?

Your take home pay seems light on a £20k annual salary, but could be correct if you are making pension contributions or have subscribed to anything else through work, e.g. gym membership? It also could be due to an incorrect tax code. I think the starting point is to get hold of these documents, if you post back what you find I am sure somebody can advise.

They sound like a horrible employer though, have you thought about leaving?

*£20k

Your employer is legally required to provide payslips. I’d speak to ACAS and see what they say

Have you got P60s?

@LittleBearPad

Your employer is legally required to provide payslips. I’d speak to ACAS and see what they say

Have you got P60s?

Pay statements, not pay slips.

No excuse for late pay and no payslips.

Sounds like a disreputable employer.

Is it a small family concern?

Demand payslips they are a legal requirement.

If you don't get them you are being scammed!

Are they even paying the deductions over to HMRC?

Big red flags..

Payslips and pay statements are the same thing. Guidance here on employer legal responsibilities.

www.acas.org.uk/payslips

[quote LittleBearPad]Payslips and pay statements are the same thing. Guidance here on employer legal responsibilities.

www.acas.org.uk/payslips[/quote]
They can be the same thing, but there is a distinction in common language.

Acas has a tendency to use the vernacular. The actual law says pay statement.

The reason it's important is that sometimes an employer will send something that has all the right information on it, say a table in an email, or a few lines from Excel, or a handwritten note, but the employee has this misguided view that they are entitled to a "payslip", which people tend to think of as a neat little printed slip, or soft copy via a portal, when in fact they have had what they are entitled to by law.

Of course, most employers do provide payslips. But some just give you a note with the relevant details on which could not really be described as a payslip but does in fact meet the legal requirement.
In the old days, it was just written on the front of the brown envelope you got your cash wages in.

@VanGoghsDog 🥱

There’s no distinction in common language. People talk about payslips. They never talk about pay statements.

And you’re assuming people assume certain things about payslips. - they don’t.

In any event it’s pretty clear the OP is getting nothing so your pedantry is rather pointless

Have you ever had a p60? Create an HMRC acc to see how much they have you down as earning

Wow @LittleBearPad so rude.

Interestingly I employ a few former forces guys and they always ask for pay statements. I just assumed it was a military term.

@topcat2014

Interestingly I employ a few former forces guys and they always ask for pay statements. I just assumed it was a military term.

Here's the law, for interest:

www.legislation.gov.uk/ukpga/1996/18/contents

It's a whole section.

@OnlyFoolsnMothers

Have you ever had a p60? Create an HMRC acc to see how much they have you down as earning

That's interesting thank you I will look into that. I don't think I have ever had a p60, definitely haven't had a payslip for at least two years.

Apart from my pension contribution which would just be the minimum I shouldn't have anything else deducted except for tax and NI obviously.
At least I now know thst the £7.50 an hour take home is definitely not right.
It's a small firm just three of us and the owner, if I'm honest I'm a bit intimidated to bring this up with him.
I think I will probably end up leaving I can't live on what I'm paid.