Resignation and health insurance

[Noideawhatusername]

My husband is leaving his workplace in three months time and HR has told him he could no longer make new claim on the Private Health Insurance. Does this sound right?

What do the terms of the health insurance say?

No one here will be able to tell you. If your husband thinks they are mistaken, he should check the terms of the policy.

Our health insurance has a clause to say no new claims or treatment to be started in our notice period, unless we are taking over the contract ourselves.

I see. Thank you for all your help. We haven’t checked the terms of the insurance but just thought it didn’t sound right.

@Noideawhatusername

I see. Thank you for all your help. We haven’t checked the terms of the insurance but just thought it didn’t sound right.

I very much doubt that there is a term in the health insurance that states “no cover if you are on notice”. I expect it is more that the employer has pulled him off the scheme or at least given notice.

If the insurance is part of your DHs remuneration package, it's at the cost of his employer so they will probably have negotiated a reduced price with the insurance company by agreeing that coverage during employees' notice period is not permitted under the scheme.

It should have been stated as such in his contract, if it is classed as a contractual component of his package. It's like enhanced sick pay, the employer has zero incentive to support their departing employee with anything other than statutory.