I have tried to work this out but still confused about what financial support might be available these days, if any, for people out of work. Long story, son abandoned student life, wanted to work, but has only managed a few casual jobs since. He still lives at home. A while back, he was on universal credit for a while, but I (and he) were so naive, because as soon as he got a little job, he had to pay it back (doh - that's why it's called universal credit!!). Is there any financial support out there anymore or is it just universal credit? Should he also go to a job centre? He is applying for lots of things but he does not drive and we are not on a bus route (rural home) so he is not having much luck. If anyone has knowledge or can suggest some ideas, I'd be really grateful. He's getting really depressed.