Family agreed not to do gifts this year except for the couple of kids there are (mine included) because money is tight for everyone and we won't be able to be together anyway.
But my colleagues have bought and wrapped lovely gifts for me and now I'm stumped. DH clearly doesn't want me to return the favour as he doesn't see why I should spend money on them if not on family. Which I understand, but can't help feel like a Scrooge by not giving them something. I could bake them cookies or something... but to be fair that costs money too if you don't have the ingredients! But we're really not in a position to buy for anyone, it's been our worst financial year beyond belief. Even a small gift for them is taking out of my very very limited funds. What do I do?!