Not sure the best way to go about it. I’m currently freelance but will hopefully be having a baby early next year if all goes well so won’t be working for six months.
I have a pension from my previous office job, but it’s not a great one and I haven’t been contributing as much as I would like as I’ve been saving to cover when I’m on maternity.
DH covers most outgoings but I like to retain my independence and don’t want to leave myself in a vulnerable position for the future.
We have savings in each of our names, and a fair chunk, but I want to make sure I’m making all the smartest moves.
I’m trying to get as much work in as possible before I take a little break but I’ve been so sick I’ve barely been earning but hopefully that would change.
I’ve had a proper look at finances and am probably able to put away £100 during low earning months and about £250 on high earning months. Can I just carry on with my old one or is it better to set up a new one?
Sorry for the waffle, I’m not sleeping very well at the moment either so operating in a fog!