What did you do ??

[Curlyheadedcutie]

Hello,
I started an accountancy course a few months back, completed level 2&3, just had level 4 left. I've gone to apply for the final level and my credit application has been rejected.

I'm currently working full time as an administrator assistant, which after my maternity leave I was planning on have finished the course and then working from home with the baby, and having a part time job, just to be able to spend more time with the baby and have more money for it.

I'm kind stuck now, I don't want to work in this place after maternity leave, but I know I wouldn't just be able to leave as it's not really affordable or a smart thing to do as I'd be out of a job.

How did you all balance having a baby full time and working full time ?
I was planning on family helping as they all agreed to, but when I've brought it up, they've been unable to, which sucks.

Did your workplace be more flexible with you ?? Where did the baby go whilst you were in work ? Is it possible to afford having the baby in nursery full time ??

Is there any possibility of you going part time in the job you have to return to? I am using accrued annual leave to have 2 days off a week for a few months whilst I apply for part time. If it is declined I will have time to look for something else. Is that feasible for you? We can't justify full time childcare, it just doesn't make sense to spend all that money and hardly see my baby. But everyone is different and I am lucky that the reduction in tax with going part time means we won't lose out on too much income.

@MrsL2016
My work only do full time unfortunately.
I just had my hopes set on this course and I'd be sorted, I still want to work but I want to spend time with the baby. I don't want to be relying on my boyfriend financially.

It can be disappointing when things don't go to plan. In you position I would see if there is any leave you can use to ease the transition and then look at how much full time nursery or child minder costs. See if you are eligible for tax free childcare through the government, which will save you 20%. Will your partner be sharing the costs? It's not just your responsibility.

Why was your application rejected? Not that I know anything about accountancy things!

My flexible working was initially refused so I was back straight full time for four months months (no annual leave to ease back in as I'm a teacher). Was a big adjustment but not as bad as I thought it would be. I'm now 4 days and it's so useful having a day to do things like doctors appts etc.

Could you look for a different job?

Childcare is incredibly expensive but not much you can do to change that. Unless you go for a complete career change and you try and work opposite times to your dh. You still need to sleep at some point though!

I think my partner would share the childcare costs, I hope so anyway !
I think it was just due to my low credit score, I had to get a credit card a few months ago just for something that come up as an emergency.