I have co-owned my business since 2012, I launched it with a business partner and we have 13 members of staff.
I got pregnant in 2016, by that time I’d saved a fair bit, and I’m so glad that I had.
I worked until my due date, I continued to take calls, and attend the odd meeting until DD was born (11 days late). I was the biggest, fattest persona on stage to win an industry award at 41 weeks.
We hired maternity cover, the business continued largely without me. I responded to a few emails a week, had two or three calls, and I’m not sure I could have done much more with newborn DD.
DD was an ‘easy’ baby, and still I couldn’t work anything other than very little.
I went back to work when DD was six months old, I simply couldn’t afford not to. My replacement was expensive, business was quieter than the year prior, we had to replace a senior member of the technical team. Circumstances colluded and the result was DH took the second half of my maternity leave (SPL). I resented going back to work when DD was so young (though SPL worked very well for us as a family).
Our business had been profitable for four years, it took a downturn that year, we lived in my savings for six months.
If you can afford not to make any money, with no risk to your family, then go ahead, but if you need money and stability, then consider it very carefully.