Would you take this offer

[Dineoutone]

I've been in job hell for months. Crying on the way home, dreading work.

I raised the issue and my employer says they will give me 3 months pay and I don't have to come in. As long as I hand my notice in.

This would give me 3 months to find a job. I have no savings (200 quid), and a family that would probably help me out if it got so awful I couldn't pay my mortgage.

I've always been very anti risk so this feels tempting but scary. The alternative is to stay in my job but I would be looking to move asap because of how bad it is there and they wouldn't give me this offer again if I don't accept this week.

What would you do? I have no dc and I'm 30 if that makes a difference.

get your employer to confirm they will pay you the 3 months' in lieu of notice tax fee

I'm not sure you can actually do this anymore

But even if you do pay the normal tax on the 3 months' pay, if you are frugal you can eke it out to 4 months. That is a decent length of time, and you can find shop work or something to top it up if needsbe.

I was in a role with the boss from hell. I thought I could not leave because we could not cope financially. I did leave (with a decent pay-out) and took a far less well-paid job, but knew the money in the bank would pay the mortgage. Eventually, a job fell into my lap which was much better than I had before. Part-time, so less money, but I was already used to working for less cash than I had been.

Do it. I am risk-averse, I know where you are coming from. But it will work out.

My employer would do nothing about my boss. She's still there now, no doubt making peoples' lives miserable. Do not stay and be miserable.

Oh and when you find a new job, join a union so if you are ever in this position again, you have somewhere to turn to.

What reference would they give you?

Is it three months tax free? I had a similar scenario with hideous boss. I found a new job after 5 weeks so was actually better off. Hideous boss was given the push another 6 months later.

Heed the advice about references.

If the OP does not have a PILON Payment in lieu of Notice clause in her contract, which would be taxable, then she and her employer can discuss it. Hence I suggested she ask her employer and I imagine in the situation as the OP has described it, they would likely want to do that as a sweetener ( and hey, it's no skin off their nose !)

A web resource here -

www.masonbullock.co.uk/tax-on-settlement-agreements/

The employer should not exert excessive pressure on the OP to rush to a decision. ACAS suggest a reasonable time of 10 days approx.

Also, the employer ought to pay for the OPs legal expenses to get it checked out with a solicitor, so she should seek clarification on that from the employer. All the more reason to give 10 days to check things out before accepting.

Don't do it. Elapse it is better to have a job already when applying for another. They could give you a not so good ref.

Listen to Flowery OP. She said what I was going to say

Op, I'm afraid they don't want you.

So the situation isn't going to ease up and improve. It will likely worsen as they work to lever you out.

I'd take the offer, pronto