Going back to work in January. I work in banking but am very lucky to have a flexible job where I work independently most of the time, so I can easily work from home (though this is very unproductive). I am really struggling about whether I should go back 4 or 5 days. That one day off would mean everything to me to be with the babies but realistically, I am not sure I could actually do my job (at least not well) without that extra day and then would end up working late in those 4 days but still having my pay cut by 20%. Anyone tried this before? Any suggestions about how to rearrange my flex time?